I would like to buy one MSC at 0.19 BTC

So after years of increasing difficulty eventually all 21 million btc will have been mined.
Along with this one would hope that there will be a huge increase in the number of transactions.
Doesn't this mean that those operating hugely expensive, electricity guzzling mining rigs will need very high transaction fees in order to survice?  So high as to remove one of btc's key benefits.

I have bought on bitbargains a couple of times now.  You can just make a bank transfer and get your coins pretty quickly without endless paperwork and verification.
The prices are higher than on say mtgox but after you factor in the cost of transferring money to mtgox it is not that different.

My company Thinkmonkeys.com offers web development, mobile app development, SEO and content services.

My business does a lot of international transactions via the banking system which are expensive and take ages.

We could use bitcoin but would need a way to protect against the price of bitcoin falling against national currencies.

I am looking for a reliable, trustworthy way to do this.  Basically options or futures contracts on bitcoin vs gbp, usd or aud

I see there is icbit.se, is this recommended?, does anybody have any other recommendations?

Ta