Hello, new to here

I recently found some btc seller on paxful.com sell their btc at very weird bid/ask price?

According to the seller’s price Buyer need to use his credit card or debit card to pay $1.34 for $1 btc.
Seller ask Buyer need to provide photo of ID or driving license and Credit/Debit Card/ Selfie with an identity card verify their ID.
So basically the buyer will be the real card holder.
Obviously buyer will lose money in this exchange, why do they do such a business!
I thought they are carding at first, But the Seller ask Buyer to provide following stuff:
Photo of ID or driving license and Credit/Debit Card/ Selfie with an identity card verify their ID.
So I don’t buyer is carding.
Thank you in advance!
Merry Xmas and have a nice holiday!