Hi
Even am too bit confused about the Zarfund Strategy. Even I joined with them to know what exactly it does and here is my genuine findings and my point of view about Zarfund. http://rootofincome.com/zarfund-review-and-guide
In order to study their matrix, I worked for 2 weeks and what it promising was system has not undertaken any of others money. Yes, that's true but when I deeply looked into it I get to know something. Everyone goes under the admin which means everything is handled by the admin itself. Therefore, we cannot predict what will be the future of Zarfund.
Well, am not recommending to anyone. Those want to take a chance you can just give a try or else its better to stay away from such HYIP's.
Regards
Arjun