No, it's not a bad offer.  I got what I needed and I'm all set.  I didn't realize this community was so hostile.  I might as well just avoid this place.  Some of you are wonderful and others are just ignorant, rude, and mean.  I'd like to ask a moderator to delete my account as it's not needed anymore.  I don't feel comfortable using such a website with these people around.  Goodbye.

Thanks for taking the time to respond.  I know it sounds confusing, but like a mortgage, I thought by putting down 20%, that my offer was considered reasonable.  I'm glad you responded because I didn't know how to approach the situation.  I'm sorry that it came off strange!  My savings account would also be collateral, but it's not fair value.  However, I'm glad I could learn from this experience and know what to expect going forward.  Thanks again.

Will pay $100 up front today to anybody willing to lend me .08 BTC.  

Loan amount asking: .08 BTC

Total repayment amount of loan: $350 USD by Monday, September 18, 2017 ($100 + $250 which includes interest)  I feel that it's fair I pay a higher rate because somebody is willing to lend to somebody not familiar with bitcointalk.  

Reason for loan: Business startup processes and fees

I will answer questions respectively and to the best of my ability.  if interested, please contact me or comment!! I can go into more detail. Thank you for your time.

I am able and can definitely show good feedback/reviews with Paxful account.

1HMSXNQkp4oEqfyS2qsVrU1S6SAxssvWgR

Take care.

REVISED,

SHORT-TERM LOAN PROPOSAL:

.16 BTC

GUARANTEED REPAYMENT MAY 8, 2017 IF BTC ARE DELIVERED MAY 5, 2017.

COLLATERAL: % of brokerage account, savings account, or macbook pro laptop

Contact if interested. 

Highly-Trusted Trader on PAXFUL.  200+ positive reviews by other traders.  Heavy volume with some notable traders.  Ask for more information if serious.

Serious business! Not a joke.  Newbie and don't care for B.S.  Don't need ego-driven people telling me to get lost.