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Hello guys! I have been a member of this forum ever since 2017 and medyo matagal na din ako sa aking BTC journey. Just want to share na ang dami ko lang regrets for not HODLing my BTCs way back then kasi masyado akong short-term mag isip especially sa expenses ko.
When I first started my forum journey dito, I was a college student back then and iniisip ko lang na ang BTC is like a sideline to earn extra income. Kaya ang ginagawa ko noon, every time may makukuha akong pay via campaign signatures, cinacash out ko agad ito sa coins.ph. Looking back, kung hindi ko lang sana cinash out lahat ng mga BTCs that I earned ever since 2023, most likely may malaking investment sana ako na makakatulong sa mga financials ko today.
Well in retrospect, may mga valuable lessons din akong natutunan. While I do regret selling my BTCs, ang mindset ko na lang ngayon is that yung nangyare many years ago would most likely happen 10+ years from now. Kaya if you are also a person who regretted not HODLing your BTCs, hindi ka nag iisa. Now that we know better, gawin natin itong lesson so that we could make better financial decisions this time.
If you have your own stories about HODLing, whether positive or negative, feel free to discuss it here. Any valuable insights would much be appreciated!
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With the Candidates happening this April 03-22 this year, I think it is imperative to create a NEW thread to discuss our predictions on who will claim the crown and be the Classical World Chess Champion this 2024. There are recent discussions and predictions on who would win this year's candidates. So according to Magnus Carlsen, he predicted and created a tier list on who would perform best or at least have a chance on claiming the crown, which are as follows:  I do agree with the tier list that Magnus as he provided insight on why he chose those GMs regarding their certain tier. I would definitely love to see Fabi claiming the victory this year but I have a strong feeling that Hikaru would go all out. How about you guys, who do you think would win this year's Candidates and fight Ding Liren for the crown?
Photo taken from: https://www.youtube.com/watch?v=v0gYaXRq3SM&t=431sPrevious discussion about the candidates last 2022 link: https://bitcointalk.org/index.php?topic=5404544.0
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Good day, mga kabayan!
Gusto ko lang mag-rant dahil nakareceive nanaman ako ng message kay coins.ph na need ko nanaman mag send ng panibagong KYC documents despite sending them last year. Now, they are asking for various funds (e.g. bank statements, etc.) even if nasagutan ko na last year lahat ng ito. I even provided yung statements ng parents ko just to prove them the veracity of my funds sa kanilang wallet.
Medyo nakakapagod kase paulit-ulit ko nang inexplain ito last year, tapos itatanong nila ulit and hihingi nanaman ng documents. Sa ganitong system, sobrang inclined na talaga ako mag hanap ng ibang exchange- meron ba kayong ma-susuggest na exchange na pwede rin mag-cash out ng BTC to cash/php?
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Loan amount: 0.005 BTC Loan Purpose: Personal Use Loan Repay Amount: 0.006 BTC . (0.001 interest) Loan Repay Date: Two weeks from now (September 14-15, 2022); I can pay WEEKLY. Type of Collateral: Unfortunately, I cannot offer any collateral BUT I am enrolled in a signature campaign that will pay me weekly. BTC Address: 3BMD1MTeBBm1cJDfYYrMWKxt7YZHtHcwL3
I can pay weekly or as soon as I receive the proceeds from my enrolled signature campaign every Tuesdays.
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Good day!
I am looking for a non-collateral loan of 0.026 BTC or p35,000 which is to be paid within 3-4 months.
I can pay the loan either weekly/monthly basis pero ang limitation ko lang is I have to receive it sa GCash/bank account ko sana. Since coins.ph limited my withdrawal limits to p25,000 monthly, I can only deposit/withdraw as much kaya preferably sa GCash/bank account ko sana marereceive yung amount.
To reiterate, this will be a non-collateral loan which I will be paying within 3-4 months since I have to purchase a brand-new laptop for my online classes this semester!
*EDITED: interest rate and total repayment would be p40,000.
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What happened: Ponzi Scheme 12 days old Created on 2021-06-10 Expires on 2022-06-10 Updated on 2021-06-10
READ: Project offers 145% ROI monthly with a required minimum deposit to be made. Such claims are indicative of a ponzi-scheme that has the potential of scamming your money in the future.


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What happened: Plagiarized Whitepaper
323 days old Created on 2020-07-30 Expires on 2021-07-30 Updated on 2021-05-23
FLAG: https://bitcointalk.org/index.php?action=trust;flag=2770READ: Most of the contents of the whitepaper have been plagiarized with Astronaut.capitals whitepaper, in which the latter has been active since for 1400 days. Copied content:



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So I was browsing through the internet and then I stumbled upon this post where a coin called F**kElon Musk was created in order to just aggravate and get the attention of Elon Musk. I read through this ARTICLE that it was created against Elon's price manipulation in the market. I have no clue about this or anything whatsoever but I just find it really hilarious that people are actually purchasing this memecoin. 
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What happened: Ponzi Scheme 62 days old Created on 2021-02-23 Expires on 2022-02-23 Updated on 0000-12-31
READ: Project offers 450% returns in 5 days with a minimum investment required of $1,000 in which such project is a ponzi-scheme. Stay away at all cost if you do not want to lose your money as this type of projects are not really feasible for either short or long-term.

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What happened: Ponzi Scheme 7 days old Created on 2021-04-16 Expires on 2022-04-16 Updated on 2021-04-21
READ: Project offers 300% interest on your investment after one month. This is clearly a ponzi-scheme in which the risk of losing your money is high. Such returns are just not feasible enough to operate short/long-term.


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What happened: Fake team using stock photo Profile Link: https://bitcointalk.org/index.php?action=profile;u=3248411Widecoin ANN: https://bitcointalk.org/index.php?topic=5331582.msg56826307Widecoin WEBSITE: https://widecoin.org/Widecoin ARCHIVED ANN: https://archive.fo/nTerUREAD: IMPORTANT: After asking on their thread about the fake team members posted on their website, widecoin suddenly moved the topic to their local boards (off-topic) without even explaining their actions behind it. They opened another ANN in which I messaged them about my claim but they again, moved the newly opened ANN to their local board (off-topic) with a threat of even reporting me to the moderator. They even claimed that my report is 'useless' arguing that even Satoshi never posted his identity on the internet. They seem to misunderstand that the difference between them and Satoshi is that, Satoshi never posted fake photos of himself while them, they posted stock photos in which the element of deceit is present. I believe this kind of attitude implies that they are trying to conceal the shadiness of their project which warrants an accusation against them. Please refer to the screenshots below. Refer to the two (2) ANNs they moved to their local-boards after confronting against their project: FLAG: https://bitcointalk.org/index.php?action=trust;flag=271536 days old Created on 2021-03-16 Expires on 2022-03-16 Updated on 2021-04-14




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What happened: Plagiarized Contents
30 days old Created on 2021-02-17 Expires on 2022-02-17 Updated on 2021-02-17
FLAG: https://bitcointalk.org/index.php?action=trust;flag=2670READ: The contents of the whitepaper have been plagiarized and modified from bitcoin's whitepaper. Some minor modifications from the wordings were done. Copied content:




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What happened: Ponzi Scheme Discord channel creation date: March 09, 2021
READ: Project requires a minimum investment of $50 in order to receive daily profit of around 5-7%. They do not have a working website but they do have a discord invite in which the information about the said project is posted. FLAG:: https://bitcointalk.org/index.php?action=trust;flag=2667


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