I am looking to start a project and I need to receive the payments in fiat in order to pay others definite amounts not subject to market fluctuations. So I want to use the services of a payment processor where people can pay whith any method they want, and the payment processor will give me the money in fiat.

I do not want to focus the limited resources that we have on AML/KYC and storing people's personal information possibly for no reason at all. One of the reasons is that possibly 99.99% of the exisiting methods of identify verification being used by ICOs et al. can be tricked very very easily in so many ways.

Then I read this PDF and it seem on page 7 they mention that some payment processors actually do provide the AML/KYC service. Link to PDF: https://www.finma.ch/en/news/2018/02/20180216-mm-ico-wegleitung/

Can anyone please confirm that this is indeed the case?

And can we really "offset" the responsibility of AML/KYC to someone else while at the same time continue to provide the person-that-we-don't-know with goods and service?

I think there is something more than meets the eye on Dec 22.

Before Dec 22: i used to be able to buy on one exchange and sell on another, make a few bucks. There ALWAYS room to do this with a few coins on every exhange.
After Dec 22: as if by magic, the price of each and every coin on each and every market is within very very thin limits

not sure how this happened, but it did and you can check obviously.

I am considering to setup a crypto-currency exchange, like any of the existing exchanges.

I have done initial research and found the following:
1. The biggest risk is chargebacks which can be done even with bank wire transfers. This can be mitigated by instating time delays, or by automatic withdrawals from the deposited bank account into another bank account.
2. The fees charged by the banks for the use of the APIs for the automation of the banking/fiat part of the exchange exceed the commissions charged by the exchange, hence the need for additional fees, say $60 etc per transfer.

For the above two reasons, to start with, I do not want the exchange to send/recieve fiat, only crypto; and also to start with, I do not want to list bitcoin or any expensive or highly volatile crypto, say we list a few low cost "alt coins", with all due respect to each community.

Does anyone have the technical know-how to guide me through setting this up?

I am assuming I will need to rent rack space in a physically secure data center, and bandwidth, and separate hardware for each currency/block chain, and a high speed server running the exchange software in php.

Any pointers to clean / reputable hardware / software / service providers?

Betacoin was advertised on this website: https://cryptocurrencytalk.com/topic/1443-betacoin-bet-information/

The .info url is working: https://betacoin.info/

My Chinese is not that good to understand the two other coins:
http://betacoin.org/
http://betacoin.cc

With the .info one, they say I need to open a wallet online.

I have an old wallet.dat for this coin from 2013, I also have a copy of the wallet but it is not finding any sources to synch with

What happenned to this coin and how to synch the old wallet with the networks?

Some friends and I decided to buy bitcoin becasue we want to buy into one of those ICOs. This task should be simple but we're almost giving up.

Localbitcoin or similar services want 4% commission (that's $160 at $4k/bitcoin). Sounds a bit high or is it normal?

We tried to use credit card on some websties but the transactions get declined by the banks stating they do not do business with bitcoin. We will have to do EFT @ $60 fee per transfer.

Then the question: bitstamp.net and wex.nz are $500 off per bitcoin, we can make money buying on one exchange selling on another.

What is the simplest most secure way to buy bitcoin and where is the best place to do so?