Hi, I've just recently become interested in bitcoin and everything surrounding it. I apologise in advance if any of my questions are silly or answers are easily found.

What is the safest and most secure wallet to use to start buying bitcoin/altcoin?

I have heard the words bounty and ICO come up a lot from reading this forum. What do they actually mean and how do you make money from them?

Is there any good guides that you guys can link me to get me started?

Am I too late to the party or is there still money to be made?