Are there any trustworthy ICO pools recommended?

I am currently doing research about Pundi x
I have a question about their payment system, is it an instant payment? and how they do that?

Why is crypto so volatile?? Is value completely determined by the free market?

Guys, I'm a newbie in crypto world, been spending a lot of time doing research and studying the market.

Ready to kick start in investing. That's a project named Fiii caught my interest, https://fiii.io/.
It has a cryptocurrency e-wallet that is capable of multi-currency transactions & can carry over 1,500 cryptocurrencies, even able to do offline payments using their terminals (called FiiiPOS).

What do you recommend?         

There is so much fear being generated about cryptocurrency, is it safe?

The cryptocurrency market is the excessive volatility. The prices of cryptocurrencies on exchange platforms rise and fall dramatically over a short period of time.
So is it a good timing to buy altcoins?