[One has to know the risks and how to protect themselves,” she said. “[Gambling] does have alluring qualities that people have to be aware of]

Gambling is now really accesible nowadays, it starts with the tradition gambling wherein you are going to specific place to play personally or to gamble personally. It is now easily accessible because it already developed and we can now gamble online, there are so many websites online where we can gamble and the woeful fact is that people with any age can now gamble, if the website requires the idendtity then they can also use their parents ID or someone the know with valid ID.

Ive seen a qoute saying One has to know the risks and how to protect themselves,” she said. “[Gambling] does have alluring qualities that people have to be aware of this one says everything, there are a lot of gambler who have lost their lives becaus of addiction, addiction turns into depression this is not already a joke because it can really kill people. This is really destructive as it is now accessible 24/7 nowadays for only using phone or computer.

I am hoping that people who gamble can still prevent themselves from being addicted on it, there are still a lot of things that we can do to prevent addiction and those gambling websites or application can also help their customer by doing these things.

1. They can use more secured ways to identify the real identity of their customer, the best thing to do here, aside from valid ID is they should add "take a selfie" on identity process.
2. They can also set a time limit of playing for a player, give notification if this would be their last game anymore for today.
3. Set a notification showing how long they've been playing.

With these kind of features, they might actually help or lessen the addiction of a gambler.

So I just created a video on my TikTok ( I am not a famous TikTok creator, I just upload some videos on my account ), I created a video regarding my trading gains, it's just a clip of some of my gains from 6 months and I am so thankful because there are so many who appreciate my posts, comments and dm me in my TikTok accounts, what more for those influencers with many followers in their TikTok accounts or any social media accounts, which is a great medium to promote cryptocurrency. These are the common questions I've got from some of my viewers

1. How do you earn money from trading?
2. How to trade or invest?
3. Can you help me have those gains as well?

Conclusion: I just realized that there are still a lot of people in our country who are interested in crypto and willing to learn, I also promote this forum to them, especially to those users who asked about cryptocurrency. Hopefully, they are now here and comment on this post.
Some only want gains and not to learn about crypto, they only want an easy success without knowing how risky it is.

I am always looking for a new crypto project, there are times that I got rugged but and there are also times that I gain money from investing in it, I just want to seek advice from those people who do the same thing to me because I am only investing in what my friend has told me with good potential. Can you guys help me with this?
1. How to identify if the project has potential or not?

[Do you ever asked yourselves these things?]

Online gambling and real-life casino become so addictive all over the world regardless of the situation we have right now (pandemic) and it becomes a problem for every people in a different country because of it makes them unconscious of the things around them because they only focused on playing, they may skip their meals, forget their responsibilities to their friends and family, forget to maintain their healthy lifestyle and change the way you live unlike before.

Online gambling can be more addictive than casino gambling because of the convenience and accessibility, you can play whenever and wherever you want, unlike casino gambling on which you still need to go outside and find any casino gambling. It is something that we can relate to in real life when talking about work, some people prefer to work online or have a home-based job because they don't need to drive just to be in the work, they are more comfortable working at home because they can things they want while working, they may eat or anything they want and the best thing with this is that they control their own time.

Both casino gambling and online gambling can be addictive depends on the person who will are going to gamble but one thing that can prevent this one is the self-control, you won't get addicted to gambling once you have good control over yourself, you should still know your priority while you are gambling, you should still know when to stop or continue the game and you should still know how to manage your money, once you still know these things you are still in control. Do not make the gambling controls you, make it better, you control the game.
Do you ever asked yourselves these things?
1. Which one do you prefer, Casino gambling or online gambling?
2. How much money are you willing to spend on gambling?
3. How do you manage your lose streak or win streak?
4. If you will have $1000, what game in the casino you are going to play?
5. What is the best advice that you can give to a gambler?

This is mine:
1. I will choose online gaming because of the convenience just like what I have said at the above, I always looking for the things that will make me comfortable when doing something, I am so tired of going outside and I don't like crowded people, I find online gambling suits my needs and wants.
2. I don't have specific value to spend but I will spend only my extra money, I know my priorities and they should be to be considered first before I gamble.
3. When I keep on losing three to five times in online gambling, I will take a rest for an hour then go back again but when talking about casino gambling, I quit the game and go home.
On the other side, whenever I have a winning streak, I will still keep on playing because of thinking that this is my lucky day and thinking that I will still win the game, I will only stop once I lose two times continuously.
4. I will play blackjack, this is one of my favorite games and I feel so lucky when playing it.
5. Reckless spending will cause a big problem, always manage to spend your money.
 

[Transferring of funds]

Some people stored their funds on a crypto exchange, which is not a good thing to do like a good bitcoin. Some people believe that their cryptocurrency is much safer in exchange than their crypto wallet, this concept is a big no for me, well, in fact, I always read some articles about a hacked exchange every week or months. It is much safer to store our money in our crypto wallet but the problem with it is that it is also vulnerable to being stolen by hackers.

We can prevent this thing from storing our private and public keys.
Just key terms to remember:
Transferring of funds
Public key - allows you to transfer funds into it
Private key - allows you to transfer funds out to it.

Exclusively
Public key - publicly known and important for identification
Private key - this should be secret, excluded only for two parties which are the receiver and the sender.

If you lose your public key, you can still access it using your private key and if you lose your private key you cannot access your fund anymore. Storing your private key is a really important thing to do whenever you want to secure your wallet. Do not store it on your device because any device ate prone to hackers. Use any strategies except online.

To be honest, I am not that so knowledgeable about cryptocurrency but because of trying to participate in this forum by creating a topic, most of the topics that I am creating came from the internet but it doesn't mean that I plagiarize it or just pasted all the things that I have read on a specific article, I always include the link and I do paraphrasing so I won't violate the rules of the forum which is plagiarism and I will never commit plagiarism.

What do you think, is it possible to respect a person at a time when he does not write anything himself, but only tries to appear useful by creating low-quality posts?

Can you somehow decide and read at least this topic?
https://bitcointalk.org/index.php?topic=5280236.msg55351177#msg55351177
https://bitcointalk.org/index.php?topic=5279803.msg55309422#msg55309422

I just realized my mistakes right now when @lovesmayfamilis commented on my topic that I have posted a while ago, I just moved it to off-topic and lock it, I read the links that were given to me and I feel sad because of what I have done, I have learned that it is not enough to paraphrase and include the link whenever we are going to create a topic, we should still include our insights about it or add some information from your own. Sorry for my bad, I will never do the same thing again, I hope this would be also a lesson for every beginner like me. I want to thank @lovesmayfamilis for making me realized such things.

PS: Let me know if this thread is not suitable for this section. I will move it right away.

[Table of Contents:1. Introduction2. What is a Calendar event3. Ways to remove calendar event from mobile apple devices.4. Ways to remove calendar event from the Mac OS X system.]

Table of Contents:
1. Introduction
2. What is a Calendar event
3. Ways to remove calendar event from mobile apple devices.
4. Ways to remove calendar event from the Mac OS X system.


Introduction
Mobile devices and desktop become very important for every people nowadays, it serves as our medium of communication, way to learn information, reading news, it can also serve as our storage our important data and money wallet that stored our bitcoin or any cryptocurrency, so we are always trying our best just to secure our device and try to avoid some viruses. There is a virus designed for Apple users which is the calendar virus that creates a calendar event on apple devices and clicking on them can create some issues.

What is Calendar event?
A calendar event is a virus on apple devices for scamming techniques that may trigger some apple device users to click ad-like events,  it is not that easy as you can delete it directly on your calendar app. This is somehow really different from other iPhone virus family because this is programmed to target your calendar event and even though the even is already done it still keeps on displaying. Once the event is already on your calendar it will start on displaying deceptive notifications and designed to open various untrusted websites on which pages contain:
+Advertise dubious software
+Deceptive advertisement
+Related to gambling
+Pornography
+Adult dating and many more.
All these things may deceive people into installing fake software, providing personal information, and paying for untrusted software, which is we shouldn't do if we don't want too be scammed.

Threat Summary:

Code:

NAME:	Calendar virus
TYPE:	Scam/ Mac malware[1] 
ASSOCIATED:	Mobile calendar applications, services
SYMPTOMS:	The device becomes slower and questionable calendar entries, events get scheduled on the mobile applications out of nowhere and triggers redirects to advertising services, commercial pages, pop-ups, or banners with questionable material
DAMAGE:	Deceptive sites and pop-up notifications expose the user to possibly malicious content and can trigger direct downloads of PUPs or malware on the machine. Also, online advertisers can access, track, collect and sell information about your online browsing habits 
DISTRIBUTION:	The scam is spreading around the same deceptive advertising sites that trigger redirects, show advertisements, and so on
ELIMINATION:	To get rid of Calendar virus, you will have to access its settings and get rid of the event that was added without permission; additionally, if you clicked on links, make sure you scan your device with anti-malware software

Ways to remove the calendar event:

1. Go to "Settings"
2. Select "Passwords & Accounts"
3. Select "Subscribed Calendars" in the "Accounts" section
4. Search for any dubious Calendars, tap them and select "Delete Account"

Removing from Mac OS X system:

1. From the menu bar, select Go > Applications.
2. In the Applications folder, look for Calendar-related entries.
3. Click on the app and drag it to Trash (or right-click and pick Move to Trash

To fully remove Calendar,

You need to access Application Support, LaunchAgents, and LaunchDaemons folders and delete relevant files:
1. Select Go > Go to Folder.
2. Enter /Library/Application Support and click Go or press Enter.
3. In the Application Support folder, look for any dubious entries related to Calendar and then delete them.
4. Now enter /Library/LaunchAgents and /Library/LaunchDaemons folders the same way and terminate all the Calendar-related entries.

https://www.2-spyware.com/remove-calendar-virus.html
https://www.pcrisk.com/removal-guides/16807-deceptive-calendar-events-virus-mac

[Table of Contents:]

Table of Contents:
1. Introduction.

2. History of ransomware.

3. What is Cyborg Ransomware.

4. How a ransomware can affect your device?
       4.1. Trojans
       4.2. Spam campaigns.
       4.3. Fake software updater
       4.4 Cracks

5. How to protect yourself from a ransomware.


Introduction
There are many people who have so many important information or data stored in their computer or any devices that is why they are really afraid when a specific virus enters their computer but there are still some things that we do that causes a virus to enter our devices one of which is the ransomware specifically the cyborg ransomware.

History of ransomware
The first documented ransomware was on 1989 which is the AIDS Trojan and also called PS Cyborg. A biologist Josep L. Popp sent 20,000 infected diskettes labeled as "AIDS information - Introductory Diskettes" to the WHO's international AID conference, after 90 reboots the trojan hid the directories and encrypted the names of the file to its customers. They asked for $189 to be sent to CYBORG corp to regain access.

What is Cyborg ransomware?
It is a kind of malicious software discovered by GrujaRS, this malware is considered as ransomware which is design to encrypt your data and will ask for ransom or payment to decrypt the data. Your files will be renamed with the extension of ".petra" examples, picture.png.petra, intro.txt.petra. when you see that extension then you are under cyborg ransomware. Once the cyborg's process has finished, it will store a text file ("Cyborg_DECRYPT.txt) on your desktop and will change your wallpaper.

Text presented in CYBORG ransomware text file ("Cyborg_DECRYPT.txt"):

Code:

------------------------ ALL YOUR FILES ARE ENCRYPTED BY CYBORG RANSOMWARE ------------------------

Don't worry, you can return all your files!

All your files like documents, photos, databases and other important are encrypted

What guarantees do we give to you?

You can send one of your encrypted file and we decrypt it for free.

You must follow these steps To decrypt your files :   

1) Send $300 bitcoin to wallet :9e3d4e3fad796f4eb15962b74fb2e55fe47

2) write on our e-mail :petra-mail.ru

Your personal ID :3N3LN3RJ7OBBQ90191NJ2F51N7K L02R2A99K75QKPKLOA79933

Threat summary:

Code:

Name:	CYBORG virus
Threat Type:	Ransomware, Crypto Virus, Files locker.
Encrypted Files Extension:	.petra
Ransom Demanding Message:	Cyborg_DECRYPT.txt
Ransom Amount:	$300 in Bitcoins
Cyber Criminals' Cryptowallet Address:	3N3LN3RJ7OBBQ90191NJ2F51N7KL02R2A99K75QKPKLOA79933 (Bitcoin)
Cyber Criminal Contact:	petra-mail.ru
Detection Names:	Kaspersky (HEUR:Trojan-Ransom.MSIL.Gen.gen), Fortinet (MSIL/Kryptik.OVF!tr), McAfee-GW-Edition (BehavesLike.Win32.Backdoor.tc), CrowdStrike Falcon (Win/malicious_confidence_80% (D)), Full List Of Detections (VirusTotal)
Symptoms:	Cannot open files stored on your computer, previously functional files now have a different extension (for example, my.docx.locked). A ransom demand message is displayed on your desktop. Cybercriminals demand payment of a ransom (usually in bitcoins) to unlock your files.
Distribution methods:	Infected email attachments (macros), torrent websites, malicious ads.
Damage	All files are encrypted and cannot be opened without paying a ransom. Additional password-stealing trojans and malware infections can be installed together with ransomware infection.

This text file includes a message saying that your data has been encrypted by CYBORG and they will ask you a ransom or a payment of $300 in the bitcoin currency for decryption, and for the proof that they can decrypt your data, they will decrypt one file for free to show that the can still be encrypted by them. There is also an email address provided to contact them, those hackers used a strong way of encryption and cannot be "cracked" by free programs.

How ransomware can infect your device?
Trojans, spam campaigns, fake software updater, software crack can spread the virus and the ransomware as well.

1. Trojans - is a malicious program that can infect the chain, it downloads and installs other malware.
2. Spam campaigns - it is used to send out emails containing some deceptive words and infectious attachments. Those mails are commonly highlighted as:
- priority
- official
- important
These attachments can be in various formats:
- archive and executable files.
- Microsoft office documents(PDF, Docx, etc.)
- Javascripts
Opening one of these can trigger the sustem infection.
3. Fake software updater - it install a malware instead of installing new updates.
4. Cracks - infects the system by downloading and installing a malware,

How to protect yourself from a ransomware
1. Suspicious and irrelevant emails should not be opened.
2. Use official and verified download channels
3. Software should be updated with functions/tools provided by legitimate developers.
4. Have a reputable anti-virus/anti-spyware suite installed and kept up-to-date.

Here is the text file from the CYBORG ransomware:


This is the picture of the encrypted data.


This is the picture of what will be your desktop after the process of CYBORG:


PS: Photos not mine.
https://www.pcrisk.com/removal-guides/16253-cyborg-ransomware
https://www.varonis.com/blog/a-brief-history-of-ransomware/#:~:text=The%20first%20documented%20and%20purported,trained%20evolutionary%20biologist%20Joseph%20L.&text=But%20after%2090%20reboots%2C%20the,files%20on%20the%20customer's%20computer.

[These are the available safety strategies of CfC St.Moritz]

This pandemic COVID-19 brings us so many changes in our daily lives and even in some events that we are usually doing, as of our current situation, one of the major crypto events from Switzerland prepares to take return to a physical format, I am hoping that COVID-19 will end within this year so it would be possible for them to continue the event.

The international crypto event, the Crypto Finance Conference(CfC) St. Moritz will be held in St. Mortiz and will take place from January 20-22, 2021, the event will feature speakers from key industry firms and institutions like Winklevoss capital, Swiss national bank, European Parliament, Ledger, and others. Cointelegraph, the well-known crypto news website will be used as the main media of the event.

This would be the fourth annual Iteration of CfC St. Mortize for the upcoming conference and will be different from the previous events because of the pandemic, the conference will prioritize the health of the attendees to avoid the risk of spreading the virus.

These are the available safety strategies of CfC St.Moritz
Health Checks
1. Fever and Oxygen level testing: Before the guests will be able to check-in and gain an access to the conference area, the hospital staff will test the fever and oxygen level.
2. PCR-testing: Attendees should bring a PCR-test which is not older than 5-8 days.

Hygiene
1. Cleaning and disinfection: They will also provide disinfection stations in some important places of the conference.
2. Wearing of masks: Attendees should wear face masks in the main hall, they will provide masks for attendees who are not able to bring a mask.
3. Disinfection gel: They will also provide disinfectant bottles for every guest.
4. "NO HANDSHAKE" policy: Nobody contact and should be avoided all the time.

Distance rules
1. "Open door" policy: The doors and passages will be constantly open to avoid contact with surfaces.
2. Number of attendees: There are only a limited of 250 attendees in the conference, to obey the requirements of the Gederal Office of Public Health.
3. Conference seating: There would also seating arrangements and a number of seats where possible.

Monitoring
1. Monitoring: The distribution and the movement of the guests will observe all the times using the conference wristbands, it is tracked by means of NFC chips in the wristbands. Those data will be exclusive with the CDC St. Moritz and will be deleted 14 days after the conference.
2. "Application only" conference: The applications are only possible on the event's homepage and all of the questions on that are in line with the requirements of the Federal Office of Public Health.
3. Tracing App: All of the guests should download the SwissCovide app and activate it, aside from it there is also CFC St. Moritz App which has the information about the conference and COVID-19 measures.

Partner collaboration
1. Cooperation with suppliers and hotels: All of the suppliers and gastronomy partners will work in line with the highest hygiene standards and fulfill GastroSuisse's specifications which are in line with legal requirements.
2. Medical department: There is also qualified medical care at all times as well as the Doctors and medical staff of the upper Engadin Hospital.

The challenges caused by COVID-19  require additional efforts, which we as the organizer are happy to take on. We believed that the unique experience of CfC St. Moritz is not possible without physical interaction and personal exchange and are even the more sought after, particularly if appropriate measures are in place.

The application keynote will highlight these industry topics and will be available online.
1. Cryptocurrency regulation.
2. Central bank digital currencies and stable coins.
3. Crypto investment strategies.

This event of St. Moritz 2021will purportedly be among the first global crypto events with physical encounters on which most of the events of 2020 went online and some are delayed because of the pandemic virus.

Links: https://cointelegraph.com/news/crypto-finance-conference-to-host-industry-experts-in-person-in-january-2021/amp
https://crypto-finance-conference.com/covid-19

[Lists of threads of 4 Criminal activities:]

Cryptocurrency is now being prominent all over the world, it is really good for having an online financial system which can make you satisfied because you don't need to go to any banks or do some manual transactions of yours and because of this cryptocurrency the criminal activities also rise up again, there are some tax evasion, money laundering, Ponzi schemes, kidnapping and theft and asking for cryptocurrency as ransom, it makes some criminal to do an action without thinking that they would be trace because of having privacy in the crypto world.

Lists of threads of 4 Criminal activities:
1. Tax evasion - it happens when a person or a business illegally avoids paying of tax, it commonly happens to the crypto world. There are a million transactions of cryptocurrency that has not been reported because they think that they may not be caught because of having privacy on it.

Crypto investors, therefore, find themselves in the predicament that they are operating within an unclear tax environment. However, this does not relieve them of the obligation to report any taxable profits to the tax authorities. Anyone who fails to meet this obligation might be guilty of tax evasion.

Some threads talking about tax evasion:
Taxes on Bitcoins: Unreasonable or essential?
Korea proposes 20% tax on crypto trading starting 2021
Bitcoin taxation infographic.Any suggestions to improve?
Government Taxing Bitcoin? Here's the Answer
Hacker Stole 1,000 Traders’ Personal Data From CryptoTrader.Tax
U. S. Congress proposes to free small cryptocurrency transactions from taxes
Get ready for more tax. Save your BTC!
Brief: IRS adjusts crypto tax policies in the US

2. Money laundering - it is an illegal activity of making large money from criminal activities. Cryptocurrency provides a good benefit for any business and company to have access to financial products and services and because of cryptocurrency there is 90% of money laundering are still undetected, it would be easy for any organization to do such things because it can be done through online with privacy as well.

Threads talking about money laundering:
Banks Launder $2 Trillion While Claiming BTC Is For Money Laundering?
Crypto Exchange Owner Admits Laundering $1.8M in Online Auctions Fraud
2 Chinese charged with laundering money from exchange hack
Ohio Resident Charged With Laundering $311M in Bitcoin for AlphaBay
Some gamblers have been arrested in Bangladesh for money laundering through btc
Binance sued for money laundering over stolen bitcoin.
Fiat vs Crypto in money laundering
[2016-01-12] Grams & Helix previous owner arrested for money laundering 350k BTC
Have there been any money laundering schemes that used cryptocurrency?

3. Ponzi schemes - it is an investment that will pay you using the money of the other investors, so basically it is like a pyramid, those people who are at the bottom will suffer for this, they are common offers some good returns, beginners are commonly the victims of it. It also happens in real life and I already have many experiences about it. There are so many Ponzi schemes in the virtual world as well because there are many people who are using cryptocurrency and it makes those scammers or criminals secured their identity.

Investors know that every investment comes with a set of risks. “The higher the risk, the higher the reward” is a common phrase in the investment world. So, when someone approaches you with a proposal that offers little to no risk, something is wrong.

Some threads talking about Ponzi schemes:
Why bitcoin never a ponzi
Ponzi Schemes for dummies
Indian Govt thinks Bitcoin is a Ponzi scheme
Police arrest alleged mastermind of $722 million Bitcoin Ponzi scheme

4. Asking for ransom - It sometimes happens when there is a criminal or hackers who steal important data, information of the person or company and then they will ask for the ransom which is a cryptocurrency, they choose cryptocurrency rather than fiat to have better transaction and to avoid having any attachment to the company. It would be safe for the criminals if they ask for cryptocurrency compared to fiat.

Some threads related for asking a ransom:
[GUIDE] Beginners Protect Yourself from Ransomware!!!
Ransomware removing tools
A hacker gang is wiping Lenovo NAS devices and asking for ransoms
New ransomware variant targeting Mac OS users
{Warning}: New Avaddon Ransomware relaunch with IMG attachment
Ragnar Locker ransomware deploys virtual machine to dodge security,
New Corona Virus Crypto Ransomware
A ransom attack on Trezor's and KeepKey's passphrase handling
New ransomware hits Italy via fake Covid-19 map
[Warning]:Kupidon ransomware
British Court Freezes $860,000 in Bitcoin Linked to Ransomware Payout
Ransomware and all kinds of attack, in our computer asking for BTC payment


Sources: https://journals.sagepub.com/doi/abs/10.1177/1057567719827051?journalCode=icja#:~:text=The%20criminal%20activities%20extend%20to,the%20presumed%20privacy%20and%20anonymity.
https://www.winheller.com/en/banking-finance-and-insurance-law/bitcoin-trading/bitcoin-and-tax/cryptocurrency-tax-evasion.html
https://www.google.com/amp/s/cointelegraph.com/news/comparing-money-laundering-with-cryptocurrencies-and-fiat/amp
https://www.nuwireinvestor.com/can-investors-recognize-bitcoin-ponzi-schemes/

[What Is DEFI (Decentralized Finance) ?]

What Is DEFI (Decentralized Finance) ?
 - It is a development with a target of having another financial system, where you don't need to go to any banks or getting attached physically from other people. DEFI also depends on cryptography, blockchain, and smart contracts. Smart contracts are the main building blocks of DEFI which means that without it there is also no DEFI and most of the DEFI are made from ethereum.  

It makes several entities have a copy of every transaction which means that is not only single, it is a central source. It is good because they can limit the speed and sophistication of the transactions and at the same time offering users less direct control of their money. This thing also stands out from legacy payment methods, wherein there is always a middle man or authority who controlled the transaction and is authorized to stop it and record it in the ledger, which this cryptocurrency all of that is cut out of the picture.
Most of the application under DeFi are built with ethereum, it is easier to use for creating other applications beyond simple transactions.

Difference Between DEFI and CEFI
DEFI:

1. permissionless
2. no KYC Required
3. open source encouraging free collaboration
4. censorship-resistant
5. cheaper mostly network fees
6. built on the blockchain

CEFI:

1. permission
2. KYC Required
3. closed source decisions made behind closed doors
4. can be censored
5. expensive intermediaries charging hefty fees
6. built on old foundations

They also have to mention the potential risks associated with DEFI.
1. One of the main risks for DeFi is the bugs from smart contracts and the changes in protocol that cam affect the existing contract. The clients will bring extra insurance to lessen the possible issues.

2. Strictly need general checking how decentralized the DeFi project is as well as the procedure for shutting down, if there are unusual things happen, someone has the admin key to shut down the protocol

3. Resource cost can be also a fundamental problem which may bring about a course of liquidations over numerous DeFi protocols.

4. Network fees and blockage is also considered as a problem.

DeFi FAQ
1. "How do I make money with DeFi?"

- Using Ethereum-based lending apps, as mentioned above, users can generate “passive income” by loaning out their money and generating interest from the loans.

2. "Is investing in DeFi safe?"

- No, it’s risky. Many believe DeFi is the future of finance and that investing in the disruptive technology early could lead to massive gains.
But, it’s difficult for newcomers to separate the good projects from the bad. And, there’s been plenty of bad.

3. "When will DeFi go mainstream?"

- While more and more people are being drawn to these DeFi applications, it’s hard to say where they’ll go. Much of that depends on who finds them useful and why. Many believe various DeFi projects have the potential to become the next Robinhood, drawing in hoards of new users by making financial applications more inclusive and open to those who don’t traditionally have access to such platforms.

4. "How will Ethereum 2.0 impact DeFi?"
- Ethereum 2.0 isn’t a panacea for all of DeFi’s issues but it’s a start. Other protocols such as Raiden and TrueBit are also in the works to further tackle Ethereum’s scalability issues.

Source links:
https://www.coindesk.com/what-is-defi?amp=1
https://www.google.com/amp/s/www.currencytimes.co.in/what-is-defi-difference-defi-and-cefi/

[1. “Quit while you’re ahead. All the best gamblers do.” -Baltasar Gracián y Morales.]

Gambling is part of some people's daily lives, there are some people who considered this as their form of entertainment and source of income. Losing and winning are normal and part of your gambling story, don't lose hope whenever you fail for once, just make it as your motivation to do it again with a different approach. I just want to inspire you with these good quotes.

1. “Quit while you’re ahead. All the best gamblers do.” -Baltasar Gracián y Morales.
- If you know how to quit playing while you are ahead then you will probably a successful gambler. You should know how to be contented of your winning.

2. “Hoping to recoup is what ruins the gambler.”
- This is like chasing for losses, when the eagerness of you to win stars then it will make you hard to stop even though you are continuously losing.

3. “Money won is twice as sweet as money earned.”-from the movie The Color of Money, said by the character Fast Eddie Felson – played by Paul Newman.

The quote was from the movie The Color of Money, said by the character Fast Eddie Felson – played by Paul Newman.

This is one of the reasons why they keep on gambling, the feeling of winning and earning of money makes them choose to gamble.

4. “I’ve learned the lesson that the worst thing that can happen to a gambler is to let his recent losses or wins knock him off keel emotionally.” -Andrew Beyer.
- Don't let your emotion make you unfocused on what you are doing, when you lose on your recent gambled then just forget it like nothing happens before, losing is normal.

5. “Nobody has ever bet enough on a winning horse.”
-It always happens when you win on betting to a horse race, you wish you had bet a larger amount of money, it is also applicable in any other games.

6. “Once you start thinking you have nothing left to learn, you have everything to learn.” -Steve Badger.

he’s pointing out that if you think you know it all you are sadly mistaken.

If you keep on thinking specific information then you will probably have a good chance to know it, setting aside it won't help you know it.

7. “Gambling is not about how well you play the games, it’s really about how well you handle your money.” -V. P. Pappy.
- It is our money handling that will decide whether we will be successful in gambling and not how good are we when playing.

8. “At gambling, the deadly sin is to mistake bad play for bad luck.” -James Bond book.
- This sometimes happens when we lose on something, we always blame the bad luck instead of working hard again or think good strategies to win the game.

9. “There is a very easy way to return from a casino with a small fortune; go there with a large one.” -Jack Yelton.
- Winning in gambling is not really easy and is jo always by our side but it doesn't mean that we should quit on it, there are still some reasons to pursue it.

Poker is one of the famous games and there are many people who are more likely to play it. Here are some quotes about poker.
10. “If there weren’t luck involved, I would win every time.” -Phil Hellmuth.
- No matter how good are you in the world of gambling, luck is always there in poker.

11. “Poker, a day to learn and a lifetime to master.” -Robert Williamson III.
- Saying that poker is really easy to learn and the strategies and lessons that we may acquire upon playing it will be for our lifetime.

12. “Hold’em is a game of calculated aggression. If your cards are good enough for you to call a bet, they are good enough to raise with.” -Alfred Alvarez
- Don't lose the opportunity, if your card is good enough hen it is time for you to call a raise.

13. “Nobody is always a winner, and anybody who say he is, is either a liar or doesn’t play poker.” -Thomas Austin Preston Jr.
- No matter how good you are in poker, it is really impossible for you to win it every day. The luck is not always on one player.

14. “Aces are larger than life and greater than mountains.” -Mike Caro.
- It only means that in Poker Aces is the most important.

15. “Try to decide how good your hand is at a given moment. Nothing else matters. Nothing.” -Doyle Brunson.
- This is just as simple as defining what poker is all about.

For more quotes, have a look with this one: https://www.gamblingsites.com/info/gambling-quotes/

[United States Interval Revenue Service]

The United States Interval Revenue Service offered a bounty of $625,000 to anyone who will break allegedly the untraceable privacy coins such as Monero (XMR) as well as the transactions on bitcoin's lightning network. The Interval Revenue Service (IRS) will accept a prototype until September 16, if accepted they will receive the amount of $500,000 for an initial payment, it will allow them to work for 8 months to fully develop the prototype. Once the pilot test is completed and accepted by the government, another $125,000 will be paid, for a total of $625,000 at all.

IRS-CI is seeking a solution with one or more contractors to provide innovative solutions for tracing and attribution of privacy coins such as expert tools, data, source codes, algorithms, and software development services.

The announcement seems to offer an initiative with primary objectives to help IRS investigation to trace transactions, it includes identifying wallets, transaction Date and time, and amount transferred, it seems to be helpful if there is a crime about crypto world happens.
They said that Monero is one of the cryptocurrencies preferred among criminal organizations. The XMR is also used by ransom because of its privacy concers.

Code:

link: https://cointelegraph.com/news/the-irs-offers-a-625-000-bounty-to-anyone-who-can-break-monero-and-lightning/amp

Monero (XMR) is an open-source, privacy-oriented cryptocurrency that is built and operates on the blockchain concept. These blockchains, which form the underlying technology behind digital currencies, are public ledgers of participants' activities that show all the transactions on the network.

Code:

Original author(s): Nicolas van Saberhagen
Hash function: RandomX
Circulating supply: 17,575,954 XMR (as of 27 May 2020)
Previous names: BitMonero
Initial release date: 2014
Latest release: 0.16.0.0 / 23 May 2020 

Code:

https://www.investopedia.com/tech/introduction-monero-xmr/

[Ukraine]

Ukraine took first place as the Global Crypto Adoption Index 2020 followed by Russia, Venezuela, China, Kenya, USA, South Africa, Nigeria, Colombia, Vietnam. These are the top 10 countries, these are made by Chainalysis, knowing that cryptocurrency adoption is growing around the world.

To make this happen, the researcher weighted the index formula to measure cryptocurrency activity and the country's population and economy size. The researchers want to show to all of you those countries with the residents that move the biggest share of their financial into cryptocurrency. The methods that the researchers have done are explained below.

This Global Crypto Adoption Index is made up of  four metrics
1. On-chain value received (weighted by purchasing power parity (PPP) per capita).

We calculate the metric by estimating total cryptocurrency received by that country, and weighting the on-chain value based on PPP per capita, which is a measure of the country’s wealth per resident. The higher the ratio of on-chain value received to PPP per capita, the higher the ranking, meaning that if two countries had equal cryptocurrency value received, the country with the lower PPP per capita would rank ahead.

2. On-chain retail value received (weighted by PPP per capita).

The goal of this metric is to measure the activity of non-professional, individual cryptocurrency users, based on how much cryptocurrency they’re transacting compared to the wealth of the average person. We approximate individuals’ cryptocurrency activity by measuring the amount of cryptocurrency moved in retail transactions, which we designate as any transaction for under $10,000 USD worth of cryptocurrency. We then rank each country according to this metric but weight it to favor countries with a lower PPP per capita.

3. Number of on-chain deposits(weighted by number of internet users).

The goal of this metric is to rank countries based on whose residents are carrying out the highest number of cryptocurrency transactions. We measure this by taking the ratio of on-chain cryptocurrency deposits to the country’s total number of internet users. The higher the ratio, the higher the ranking, meaning that if two countries had an equal number of deposits, the country with fewer internet users would rank higher.

4. Peer to peer (P2P) exchange trade value(weighted by PPP per capita and number of internet users).

Unlike our other three metrics, P2P trade volume isn’t expressed on blockchains, but still makes up a significant percentage of all cryptocurrency activity, especially in the developing world. We rank countries by their P2P trade volume and weight it to favor countries with lower PPP per capita and fewer internet users, the goal being to highlight countries where more residents are putting a larger share of their overall wealth into P2P cryptocurrency transactions.

Source: https://blog.chainalysis.com/reports/2020-global-cryptocurrency-adoption-index-2020

[What:]

What: Fake team and stealing other people's Identity.
Description:

Span Coin is the digital currency of Spanvent booking agency platform. Project for music, musicians, artists and events, Span Coin is contributing in development of the project but it also stand as shareholding in IPO at release, fixed amount of total supply at ICO will reflect in the amount of shares released into market, non the less Span Coin is a trad-able currency, payment method and required to use in functions of the booking platform, Users holding Span Coins are entitled to claim profit share made by the company every quarter year in ether coins.

Code:

TOKEN = SPAN
TYPE = Utility
PRICE 1 SPAN = 0.000125 ETH
PLATFORM = Ethereum
ACCEPTING = ETH
MINIMUM INVESTMENT = 100 SPAN
COUNTRY = UK

Code:

Website: http://span-coin.com
Source: https://icobench.com/ico/span-coin/ratings

[1. your name and address2. health information3. the names of places and people you have visited]

After three months of staying at home because of the pandemic, America is now moving, they have now the contact tracers from Department of Health who will try to track everyone who has been exposed from COVID-19, they are really important to avoid the risk of spreading the virus but with this case, the scammers are attacking again, they pretend to be a real contact tracer, they will try to steal some of your important information, identity especially your money. Thankfully the Federal Trade Commission has a way of identifying scammers and real contact tracers.

A contact tracer may discuss things happen on you which can be related to the pandemic or if you get exposed to someone who became positive from the virus. A real contact tracer may contact you from calling, visiting your home, and email.
Here are things that they may ask you about:

1. your name and address
2. health information
3. the names of places and people you have visited

Scammers will try to ask some more:

1. Don’t pay a contact tracer.
Anyone who says you need to pay is a scammer, plain and simple.
2. Don’t give your Social Security number or financial information.
There’s no reason for a legit contact tracer to need your Social Security number, bank account, or credit card number.
3. Don’t share your immigration status.
Legit contact tracers don’t need and won’t ask for this information.
4. Don’t click on links or download anything sent from a contact tracer.
Real tracers will only send you texts or emails that say they’ll be calling you not ask you to click or download anything.

Because of this pandemic virus, scammers find many ways to steal personal's identity and even money. Let us all be vigilant and always assess the situation, for more details click this link.

I have seen an article that talks about the death of the legendary NBA player Kobe Bryant which has been used for scamming people.

Hackers are attempting to profit from the death of Kobe Bryant by hiding malware within downloadable pictures of the basketball legend.

Researchers at Microsoft Security Intelligence discovered that a desktop wallpaper of Bryant contained hidden software that secretly hijacked a person’s computer in order to mine cryptocurrency.

They called it as crytojacking worm. As expcted, scammers uses this opportunity to take advantage for scamming people. The growing trend has been found within images of various celebrities in recent months, often in the form of wallpapers that can be downloaded to a person’s desktop or smartphone.
Cryptojacking software was recently discovered within high-resolution images of musician Taylor Swift ad the actress Scarlett Johansson.
Cyber security firm Sonicwall registered over 50 million cryptojacking attacks in the first half of 2019, typically in the form of social engineering or other online scams similar to the Bryant malware.
Sonicwall said cryptojacking techniques were evolving but that it remained “relevant as a lucrative option for cyber criminals”.

“We found a malicious HTML file posing as a Kobe Bryant wallpaper that contains a coin mining script.”

Here is the source.

Hello guys, I just want to ask something, hoping that you will help with these.

1. Is dice a kind of cryptocurrency?
1.1 if yes, what wallet can I use to store this crypto currency?

[This forum teaches me]

I m so thankful that I had reached now the Junior member, thanks for all the people who help me from reaching this rank, yesterday, I was only a newbie rank in this forum then upon opening my account, it feels so good seeing that I am now Jr. Member, I've started joining this forum on May 11, and now it's already June 4, so thankful that I get this rank for almost a month, so I just wanna share my journey to all of you guys.

I joined this forum because it is a recommended forum of my friend, saying that I should try it to become more familiar with the crypto world, at first I really don't know what to do, so I started to read some threads, I found the board of beginners and help, this is so helpful for me because I have seen so many information regarding the forum information, rules, rank system, etc.

There is a disappointment when I created a thread and got deleted, I was wondering the reason of deleting my posts, but upon thinking, I realized that this forum is not like other forums, this forum only accepts quality and good posts. It is really different from the forum that I have tried before which is the cryptotalk.

Because of this forum, I tried investing and trading bitcoins, I failed on trading because of being lack of knowledge, at first, I really think that it is really easy to earn money from trading because of what I have watched on YouTube, but upon trying it, you'll realize how hard to earn from that, greediness will make you lose. Whenever I am winning, the urge of earning more money always hits me so I always don't quite so I also ended up losing the money. Investing is really worth it for me, it helps me to save and earn money, I find it more safe than trading.

This forum teaches me
1. Put efforts - I am really happy whenever I received merits, but getting it is not easy, so I should put efforts whenever I created a thread, so it would become more useful for other people.

2. Be creative - be unique, explain well the things you want to say.

3. Be patient - do not be greedy all the time, readiness will lead you on the wrong path, always wait for the right time. (When to trade or to invest)

4. Be responsible - whenever you joined on a forum, do something to contribute, that is your responsibility as a member of the forum.

5. Learn from your mistakes - whenever you received bad comments on your thread, don't be sad, maybe that is there a way to help you. Put those negative comments on your mind and think about how are you going to fix it.

6. Respect each other - I always see some replies on some threads and they are suggesting what to do in a good way, there are also some people who are answering other's questions with respect.

[Here are some steps to get rid of computer viruses:]

Are you having a problem with securing your computer? Having a secured and virus-free of a computer is really important especially if we are using our computer for some of our transactions online.

Computer viruses are always there if you are not using antivirus you wouldn't know whether you have one, so it is really advisable to install anti-virus protection on our computer or even on some of our devices.

Here are some steps to get rid of computer viruses:
1. Download and install a virus scanner - Download a virus scanner or complete internet security solution, it keeps an eye on all the files that enter your system.

2. Disconnect from internet - if you are removing virus on your computer, you should disconnect first the internet, most of the virus came from the internet.

3. Reboot your computer into safe mode - you should reboot your computer in safe mode when removing the virus.
Here are some steps to make it safe mode:

1. Turn your computer off and on again
2. When the screen lights, press F8 to bring up the ‘Advanced boot options’ menu
3. Click ‘Safe Mode with Networking’
4. Remain disconnected from the internet

4. Delete any temporary files - use Disk clean up to delete any temporary files.
Here's how to do this:

1. Click the Windows logo on the right bottom
2. Type “Temporary Files”
3. Choose “Free up disk space by deleting unnecessary files”
4. Find and select “Temporary Internet Files” in the ‘Files to delete’ Disk Cleanup list and click OK
5. Confirm “Delete Files” selection

5. Run a virus scan - Now it is time to run a virus scan using your chosen anti-virus or internet security software, the anti virus is really important to choose the best antivirus if you can.

6. Delete or quarantine the virus - If a virus is found, it may affect multiple files. Select ‘Delete’ or ‘Quarantine’ to remove the file(s) and get rid of the virus. Rescan your computer to check there are no further threats. If threats are found, quarantine or delete the files.

7. Reboot your computer - now, if you think that the virus has deleted, you can reboot your computer. Simply turn it on as you would normally. It no longer needs to be in ‘Safe Mode’.

8. Update your software, browser, and operating system - this is the very important thing, we should always update our software as well as the operating system, hose outdated software leads on having a virus.
Source: https://www.kaspersky.com/resource-center/threats/how-to-get-rid-of-a-computer-virus

Having a secured computer would make us comfortable that our transactions online are safe, it is really important especially when you are keeping important files on your computer .