Alright, so I'm a BTC whole coiner and have a sizeable amount of Ethereum(not enough to stake though) as well as some XRP. All of it is in cold storage on a HW and I don't plan on selling any into fiat unless I absolutely have to. Some people might buy cars or jewelry with their shit and I'm not critical of those decisions as that is their liberty. I personally, want to make my coins produce as much capital as they possibly can.

So gaining interest on coins through providing liquidity through platforms like Blockfi and the like at ~8% at the most is very tempting especially the exponential upside of those gains later on...but the risk of market volatility and the non-custodial nature is too much for me to handle. I don't care if they have multi-sig private keys in faraday cages encased in lead in a mile deep underground bunker only accessible by retina scan and built into the Himalayas. I have "Not your keys, Not your coins" tatted on my ass cheek(jk). Someone recently told me that there are companies through which you can actually insure your coins when they are lent and I'm willing to explore that but I'm still entirely against it.

Next option is using my coins as collateral for a loan to start a business. Reliable ventures are liquor stores, dispensaries, strip clubs...all things that directly service human pacification are very reliable but accordingly very competitive. I have a myriad of ideas for cutting edge business ideas and models but such risky endeavors should only be pursued when was has a substantial amount of capital to fall back on. In general, There are so many variables with owning a business: Your employees could ruin everything if you don't hire stringently, unforeseen supply and demand shocks can happen that evaporate your bottom line and force liquidation, a host of natural disasters could destroy your building(one benefit of online business), or some new invention or drug could evaporate your industry. Plenty of business owners got absolutely wrekt by this pandemic through no fault of their own.

So what's left? Real Estate. Due to rampant debt and staggering wages, more Millennials live at home than not and automation is going to absolute eviscerate jobs which pretty much guarantees UBI will be inevitable. So, after a few years of appreciation and stabilization of cryptocurrencies' valuation and reputation, I want to use my coins as collateral for a loan to purchase a rental property...preferably a duplex within a metropolis thats not to close to the city or outskirts where I can live as well to keep an eye on the tenants. Given reliable tenants and time, I can pay off the loan with the rent and now have all my coins and a rental property. From there, I would use the equity in the property to get another loan to purchase a new property....rinse and repeat. As far as I know, this is the safest and most reliable way to build one's wealth while also having passive income.

Now for all the bitcoin maximalist that say I wouldn't need to get a collateral loan and could just buy the property outright with btc or eth....well even if that is an option, why would I do that when I could have both? Whether it be a loan or outright selling, the risk is the same and only one strategy guarantees I'll have less crypto(selling). Such are the downsides of deflation instead of inflation. It should be obvious that btc in particular is not primarily being used as a currency but a store of value so even if the rails exist, I am not incentivized to actually use as a currency because of it's tremendous value. As long as governments exist, fiat will too(albeit as a cbdcs in the future) and they honestly do a great job of facilitating value exchange..they simply don't hold value because they're susceptible to human greed and corruption (which is where crypto comes in).

So that's the plan. Please destroy it in any logical way you can.