Tava lendo uma matéria sobre o Ripple e achei essa parte muito interessante:
Link notícia:
http://spectrum.ieee.org/telecom/internet/ripple-credit-system-could-help-or-harm-bitcoin(According to McCaleb, the new version of Ripple will include an exchange platform built right into the network. “For the currency exchange, you create offers, and these offers are stuck in the ledger. Anyone that has a trust path to the currency you are buying can take your offer,” McCaleb explained in an e-mail.
This implementation would solve the problem I had over Christmas. Instead of meeting with a random stranger, I could connect with someone in the Ripple network and buy bitcoins from him or her with an IOU that the person would trust me to settle.
For many who use or want to begin using Bitcoin, this is a welcome development. “If it does achieve that, I’d say that’s pretty big news, because the main weakness of Bitcoin, obviously, is that you have to rely on an exchange,” says Eli Gothill, a Bitcoiner who has played with the new beta version of Ripple and who blogs about digital currencies and payment platforms from his home in London.
Not only will this reduce the risk for individuals who want to trade in bitcoins (or other currencies, for that matter), it will also be much harder to shut down than a centralized exchange, because the upcoming version of Ripple will be the first iteration to run on a peer-to-peer network with open-source software.)
Será um grande concorrente para as exchanges centralizadas. Eu certamente irei participar do
www.ripple.com e espero que vcs tb participem. A gente, formando uma rede de confiança, poderemos comprar/vender bitcoins sem "intermediários" e provavelmente com taxas menores.
Não sei em detalhes como funciona o Ripple, talvez haja risco caso alguém não cumpra o estabelecido.
No final de Janeiro saberemos como funcionará na prática.