hi,
since no one on localbitcoins accept NEFT what are the options we have to send instant payments.
i have used hdfc, icici and yes bank.
hdfc at the moment is no go for imps.
yes bank has 50000 restriction/day and their sms delivery for otp is very unreliable.
icici has 2 lakh/day limit. 30 mins wait after adding payee. but no wait id using mobile banking. also their server goes down twice a month and occasional problems accepting payments from sbi.
i am looking for better alternatives and ready to open 3-4 current accounts in different banks with less IMPS restrictions.
- bank must have no wait time after adding payee to send payment
- unlimited payee adding option per day (icici limit is 7)
- no imps fee (yes bank is free, icici charges small fee)
any help will be greatly appreciated.
thanks.