I am worried about my funds in USDT. I think I have to move to USDC or BUSD.

I don't even care with what those haters saying about the new cryptos. There were so many major cryptos have come from the new coins too. YFI, AVAX and so many promising coins have been giving me very huge return this year.
I wonder how those people keep sayin if the new coins were scam coins. It's so complicated to understand what they were thinking about that.
New promising coins and new huge return.

Both of them are high trusted by the community of crypto. Ethereum is the biggest platfrom based coin. The biggest platfrom based token with a huge number of use cases and the market cap and the dev support pool is also very big. Anyone at the market at this time will belive in ethereum. In other hand BNB is not just a exchange based token any more. It's also have its chain its own dex many coins supported in binance chain. So many those who have a complain that BNB is just a exchange token that is not now. I think in investment case you could go with both without any hasitation.

It's easy to get lost when you see a lot green candles from these DeFi and Yield Farming tokens if you're a new player. Those investors who experienced the 2018 crash would have matured by now but that's not what the charts is telling me right now. Maybe they are also taking advantage of the ignorance of newbies.

There are a lot of DEXes out there and high likely even more swapping engines. What has Uniswap done to standout and take the majority of the exchanging cake? Is it because it runs on Ethereum and that it has a sound solid underlying software backend or something else? Do you guys use it what are your experience with it? I´m trying top build something similar but not necessarily a competitor so I was wondering what we can do to please possible future clients

Everyone is pointing out this "September crisis" online nowadays, anyone know why specifically September? For some reason people are saying that we did have a bad situation in economy due to pandemic and that was bad but it recovered so fastly that it is actually not recovered but just made it look like it recovered and in September the "real" trouble will be shown and everything will be horrible.

Do you really need a Degree these days?
If you had to do it all over would you go to college?

Good news for you. So, you are now working even in the NY?

COVID-19 case still continues to increase in some areas just like in our place, the spread is getting worse that even some establishments resume their business operations but still, the sales are not looking good. This pandemic certainly affects the stock market, lives of the people, and more on economic capability. But despite these things, I saw a positive impact on the online business which we can find out an increase of online users and business that brought something in good. And perfectly a time for a crypto to be recognized and people will adopt in this.

btw, 2020 is the worst year for almost everyone in the world, the worst thing that I experienced this year was that my family and I could not worship and holiday as we had planned..

Almost all projects that John McAfee hyped are down in value up to their death door already, I'm not saying it's John's fault but yeah he sure got his reputation ruined already, my advice for newbies is to have interest more in the use case of projects not those hyping the project

Answer to all your questions would be : Basic things needed to take care of family.
For the second it would be : Bitcoins and other new ICO token coins , because the government is literally not doing anything and unfortunately everyone is jobless and suffering therefore I will place my best bets with safe trading and if I lost more than 10% , would encash out instantly since the time is dire and whatever you loose would affect your family and you too .
I would like to extend this thread to tell how we should start saving up and taking care of our situation since I do not think we would be on the track soon enough.

They are rooting for a new coin because they are already too late to get hold some of what currently top coins and miss a chance to be rich lol. They ain't looking for things that old coin don't have, they just want to be rich. This is why sometimes, you see people shill a new coin to the point like a fanatic.

We have a lot of expectations in the halving in fact our expectations are very high before this pandemic especially those new in the market and the first time to experience halving, now is your expectation still high in the coming halving even if we are in the middle of a pandemic.

You know it's difficult to ask for donations online because there's a lot of scammers and users out there which take this covid19 as an opportunity to earn money for their own sake. Even me,i will hesitate this kind of donation because i don't even know if this is legit. Much better to give donations directly to the persons in need.

It can lessen corruption only if the government that will govern the use are honest, but to those that still have many corrupt officials there are
still capabilities that they can launder money out from this system, corrupt people will always find ways.

Not at all now a days I don't think the bounties are as rewarding as what it used to be .I have read that XEM offered some 1 million coins for replying hello in their ANN thread .It went on to appreciate so much that people became millionaires for just saying hello.Everyone wishes for those days again.