Hey so i was watching people requesting loans here and sometimes they use their Bitcointalk account as a collateral but i though that the collateral must be something that can be sold right ?
What is good collateral for a loan? (From best to worst)
#1: Alternate stable and well acknowledged cryptocurrencies
#2: Securities and shares such as TAT.ASICMINER
#3: Anything that can be traded in somewhere for a secure cash/Bitcoin value quickly
#4: Physical items such as an iPad
but how can you sell a bitcointalk account ? i mean if the person turned out to be a scammer then what can you do with his account ? how do you recover the money cause you basically can't sell an account for bitcoin or can you ?