Just putting in my time ...
I've been watching/thinking about getting into BT(as currency and as a trader) for a while and finally decided to jump in..
Hello and welcome! I recommend that you pay attention to the Ripple project. The most interesting thing about the Ripple project is its technologies, in which both world banks and payment systems are interested. In fact, the project is trying (and has all chances) to become a direct competitor to SWIFT, Western Union, MoneyGram and so on due to greater openness, cheapness, speed and convenience.