It seems there are too many people interested in giving borrow their bitcoin and not enough people interested in doing business with it. okey
Bitcoin margin lending rates have always been MUCH lower than USD. All crypto for that matter has much lower rates. I was in a fairly long discussion about crypto vs USD lending several years ago, in which I advocated always converting crypto to USD to lend (
https://bitcointalk.org/index.php?topic=229438.msg9739115#msg9739115 ), but with prices where they are right now, turns out depending on when you got your BTC, I may have been wrong in my analysis ( honestly didn't see $4k bitcoin coming this quickly.... ). That said, I still believe it is much safer and a far more reliable investment to lend USD. Lending USD gives MUCH higher returns than crypto, and its fairly reliable, daily income.
But, I also do have some coin that I hold, just in case. And I know a lot of other people do as well. And having that coin sitting there doing nothing doesn't really make sense to me, so I added back in crypto lending. Getting 0.01% daily returns on those coins is better than nothing, and the bot can still focus on my USD returns, where my real income is.
Update on my earnings
Started with 1.67 BTC
BTC 0.00064869 9/21/2017 1:34
BTC 0.00084992 9/20/2017 1:34
BTC 0.00065268 9/19/2017 1:34
BTC 0.00028963 9/18/2017 1:33
BTC 0.00009418 9/17/2017 1:34
BTC 0.00038094 9/16/2017 1:33
BTC 0.00001963 9/15/2017 1:35
BTC 0.00020636 9/14/2017 1:33
BTC 0.00030252 9/13/2017 1:34
BTC 0.00022353 9/12/2017 1:33
BTC 0.00029864 9/11/2017 1:33
BTC 0.00027561 9/10/2017 1:33
Total 0.00424233
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Started with 52.48 USD
USD 0.01138437 9/19/2017 1:34
USD 0.02645962 9/18/2017 1:33
USD 0.02068842 9/17/2017 1:34
USD 0.03058716 9/16/2017 1:34
USD 0.03076744 9/15/2017 1:35
USD 0.03093932 9/14/2017 1:33
USD 0.03085982 9/13/2017 1:34
USD 0.0299652 9/12/2017 1:33
USD 0.03008847 9/11/2017 1:33
USD 0.0235216 9/10/2017 1:33
USD 0.03226006 9/9/2017 1:34
USD 0.03385569 9/8/2017 1:33
USD 0.03531509 9/7/2017 1:34
USD 0.01338319 9/6/2017 1:37
Total 0.38007545