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101  Economy / Economics / Re: Are we headed to a nowhere economic direction ? on: May 18, 2023, 08:18:00 PM
Hmm, after the pandemic, my country also faced a lot of difficult situations affecting socio-economic life. The fact that some of the evils of corruption also increased greatly affected the domestic stock market. A friend of mine lost all his money while investing in shares in a large company after the chairman of the board and other members were involved in corruption and were wanted. The company went bankrupt, and the stock became worthless. Although there are still many negative fluctuations, I hope that the government will try to overcome them and come up with more reasonable policies for the country to promote the economy.
102  Economy / Economics / Re: How do banks generate income? on: May 18, 2023, 06:32:03 PM
Most of the bank's income comes from lending interest. They assess who they want to borrow from by assessing the borrower's creditworthiness and calculating interest rates based on factors such as the type of loan, the borrower's risk profile, and market conditions. Besides, the interest rates will be different for different objects and levels of trust. Also, fees from services like account maintenance fees, transaction fees, bank transfer fees, ATM fees, etc. also accounted for a small part of the income. With them maximizing their income sources, it is understandable to be rich.
103  Economy / Economics / Re: marry rich: marry fiat rich or crypto rich, which is better? on: May 18, 2023, 06:23:05 PM
It is true that at the present time material things are one of the necessary factors when it comes to marriage, but it must be said that material things and money do not really determine whether your marriage is happy or not. About the fact that OP wants to marry a rich person, it's just a desire to satisfy himself. If I have to say bad things, I think people like you shouldn't get married; you should be a third party.
104  Economy / Economics / Re: What is the difference between banks and big whales in crypto? on: May 17, 2023, 07:31:24 PM
I think the difference between banks and crypto whales is that banks are usually corporate organizations that even have their own government behind them to help them, so in times of crisis, the government can help them a bit. Crypto whales are usually individuals who hold a large amount of cryptocurrency and do not share it with other individuals or organizations.

In addition, in terms of profits, banks have to distribute profits to shareholders according to the proposed discussion; besides, whoever holds more shares will get more profits. As for the crypto whales, they will make a profit for themselves. Whether they lose or gain, they will bear it on their own and not share it with anyone else.
105  Economy / Economics / Re: The Role of Education in Financial Literacy on: May 16, 2023, 02:19:09 PM
(...)
Yes, no matter how important financial literacy education is, self-education and learning from a variety of sources is essential for effective investment and wealth management. In today's fast-changing and risky cryptocurrency world, keeping up with the latest information and knowledge is also a key factor in achieving success. The use of financial management tools and software can also help ensure effective asset management. In short, the combination of education, self-study and practical experience will help individuals to successfully and sustainably approach and manage cryptocurrencies.
106  Alternate cryptocurrencies / Altcoin Discussion / Re: Most altcoins are fake (wakanda) on: May 16, 2023, 02:14:20 PM
(...)Please what is the aimed of those people doing fake crypto currency?
I don't know the project you mentioned, but the way you shared it reminds me of shitcoins in this market, simply creating according to popular information on social networks, it hits the mark. into the reality of users who lack knowledge as well as material greed. I think there is no need to blame, when the fault belongs to both the people who create the product as well as the people who use it. So in this crypto environment there are many different pitfalls and opportunities, and people need to experience them to know how to distinguish them.
107  Bitcoin / Bitcoin Discussion / Re: Internet is one limitation of bitcoin on: May 16, 2023, 02:09:18 PM
This problem is not really widespread and happens depending on the area people live in or the barriers from the government controlling information on the internet. Personally, I have never seen this as a limitation, perhaps I need to reconsider my ability to access that environment instead of blaming the quality of the tool.
Not only the internet but also many other things in our lives, people judge and judge only from a personal perspective without really seeing their own mistakes, some prejudices are formed since you were born. I came from my parents and grandparents who you know, and I know a national proverb that says 'a frog lives in a well, it only sees the world as small as the mouth of the well'.
108  Economy / Economics / Re: Do you spend more-do you get more? on: May 16, 2023, 02:03:22 PM
I find it obvious that spending more money will get more lessons, but obviously not everyone will know how to spend properly to get to the lessons. Or the opposite is a little bit of a problem that getting a lot of lessons does not necessarily have to spend money, in fact, I am looking at my current life I see more people poor in money than people with a rich life living at a decent level and above, and indeed the experiences of life lessons for growth are tied to financial goals. So sometimes, if we want to reach our goal, we should also have a more realistic approach, learning to get everything and sharing to help many people in need.
109  Other / Politics & Society / Re: Importance of entrepreneur in school curriculum on: May 09, 2023, 03:01:47 AM
This problem is quite common with economically developing countries, most graduates find it difficult to find jobs suitable to their positions and fields of study. But also need to look back to see what they have done to lack that job opportunity, I see the problem of capacity in the work of students after graduation in some countries is only at the theoretical level and has no experience. serious in work and that is a big reason why shiper jobs are popular in many developing countries. It can be said that the boom of e-commerce makes it easier for us to get a job, but most of it is unsustainable jobs that are only temporary in nature, quickly solving for expenses in life and recovering. services for the shipping side of the business, the unemployment rate is really large and the imbalance in the value of labor, I see a waste in the way many young people approach their lives, some of the things that I agree with. As someone once said about the boiled frog effect with today's job-seeking mindset, many people really just wait for the opportunity to come and don't go looking for it.
110  Economy / Economics / Re: Retirement Age for Workers - Does this Make Sense? on: May 09, 2023, 02:54:25 AM
I have thoughts about the imbalance of working age, when the aging population in the EU or Japan and the US is growing, and the level of young workers is decreasing and many people are not interested in serving. service with local jobs they only benefit from preferential policies from unemployment benefits.
I'm not sure about the appropriate level of retirement in their country, but where I live, people usually retire before age 60, perhaps because of their poor health, they need to be replaced by a class are younger and we really feel that retirement is not a concern with the current workforce. Sometimes I see people in some countries claiming their own interests, but they are not under a good obligation to build a developed country in a balanced way, benefiting from many years of policies in terms of finance makes people less conscious of labor responsibility, it is not natural for the government to decide that, accept it as a contribution and bring balance rather than demanding personal interests when there is no obligation to perform well.
111  Economy / Economics / Re: China Digital yuan vs US dollars on: May 07, 2023, 08:46:06 AM
The competition of China and America in many different fields, they all want to become the hegemon of this world. With the economic field from my observation point of view in recent years China is more dominant and they are also on the rise to continue to maintain this new power status. However I question myself as to how the CBDCs will play out in this competition, there is really no point where I can compare them.
112  Bitcoin / Bitcoin Discussion / Re: Bitcoin - what is your plan when we reach $100k? on: May 07, 2023, 08:40:52 AM
Observing this market and accompanying the happenings, I think that one day I will convert bitcoin into many other altcoin portfolios to optimize profits. But then will continue to hold and buy back bitcoin, its volatility makes me feel there is a huge opportunity to make a profit, sometimes I think it's simply turning 1 btc into many btc has been a great success on his investment journey. I'm not entirely sure when the price will hit these poles but I'm pretty confident that I'll take profits at much higher prices than I would have bought bitcoin.
113  Economy / Economics / Re: Excessive Rain Can Hamper the Economic Cycle on: May 07, 2023, 08:35:52 AM
Broadly speaking, the issue of climate change is always a challenge to the economy, climate change has a great impact on the economy of each country and the world. Climate changes such as increasing temperature, rising sea level, increasing frequency and intensity of natural disasters, etc can cause negative impacts on the economy such as property loss, reduced productivity, etc production reducing agricultural productivity, reducing livestock productivity, reducing natural resources, and increasing investment costs for infrastructure and technology.

Developed and developing countries are both facing climate change challenges and must look for ways to mitigate climate change impacts and strengthen preparedness for those impacts. inevitable movement. Maintaining an environmentally safe and sustainable level of economic development is a major challenge for governments and businesses around the world, and requires the cooperation and efforts of the entire international community economic.
114  Alternate cryptocurrencies / Altcoin Discussion / Re: Nothing but a mathematical fraud. on: May 07, 2023, 08:32:15 AM
(...)What do you think about this project madness? Will you dare invest in a project like this?
I stand aside from the resonance it creates with its supporters and opponents, although I don't like it, but I don't hate it either. The diversity of the cryptocurrency market makes it possible for us to decide for ourselves what comes out. Honestly it doesn't surprise me how popular it is in such a short period of time, the strong and fast spread is a shady way of attracting me to how many people approach memecoin, I don't want get enticed and don't want to entice anyone to invest with these either.
115  Alternate cryptocurrencies / Bounties (Altcoins) / Re: 👉{OPEN} BillionAir Bounty Campaign 2.0 | 8wks | 4 millions $AIRB | 5 Platforms. on: April 29, 2023, 02:21:03 AM
#PROOF OF REGISTRATION
Forum Username: bayudndy
Forum Profile Link: https://bitcointalk.org/index.php?action=profile;u=1106685
Participated Campaigns: Signature
Wallet Address: 0xff1153c55ac7a9a5327cabfd118eaaee48d9f9d6
116  Bitcoin / Bitcoin Discussion / Re: Bitcoin for a beginner, a reality in a difficult time? on: April 03, 2023, 08:21:25 AM
At this time, is it possible for a beginner to learn bitcoin, where is it better, which courses are effective?
I don't find that it's hard to reach just by suggesting through a few search engines you can get a lot of material related to this market and bitcoin. I won't judge where is the best because knowledge is what we come to see, even on this forum the amount of knowledge you can find is immense.
But I advise you as a beginner, if you are intending to learn more about the market, study seriously and never give up with new knowledge, always put your inquiries to people to get support.
117  Economy / Economics / Re: Is risky to invest this period on: March 27, 2023, 12:56:57 PM
Investing in bitcoin at this stage is risky, depending on how much risk you can accept. If you want to invest in bitcoin, make sure you research and understand it, have a specific investment plan, and don't overinvest. If you have a spare income and want to invest in bitcoin, make sure that you have given it careful consideration and do not invest too much money.
I find that risks or opportunities from the market always appear no matter how the market moves, and the thing everyone should pay attention to is dyor.
118  Bitcoin / Bitcoin Discussion / Re: Microstrategy has repaid Silvergate loan and also bought ~6,455 BTC on: March 27, 2023, 12:53:40 PM
Not too surprised by this, as I know how much confidence Saylor has in bitcoin. Perhaps the bear market period has brought a lot of negative news about the market, but every time there is a positive signal, we will see that the supporters will never leave this market.
While there isn't too much speculation on the price, I completely agree with the OP that BTC will have a hard time returning to the $15500 price point. Now for those who are returning to invest also need to do research and develop a clear plan so as not to miss the opportunity in the next bull cycle.
119  Alternate cryptocurrencies / Altcoin Discussion / Re: Zksync Era Mainnet launch on: March 27, 2023, 09:36:38 AM
This causes many people to gradually return to participate in the search for opportunities to receive similar free coins. I've seen this excitement these days, but basically I don't think it's necessary for people to be expecting too much with the airdrop, because the greater the competition, the less chance people will receive. , there will be many different criteria to select the satisfied users. After many large airdrops from the market, I realized that sometimes we just need to use it normally on the ecosystem without any complications, and don't expect too much that we will receive the airdrop.
120  Alternate cryptocurrencies / Speculation (Altcoins) / Re: Do you love and enjoy taking risk? on: March 27, 2023, 09:31:55 AM
Some months a go, I was thinking altcoins may favour me since bitcoin is still unpredictable. I decided to invest my last cash at hand on luno, Eth, buying babe doggy, peg token and tron. I don't really understand how this things works when I bought it was all gloomy without bitcoin but in less than a week my money dried up.

What future do we really hope for altcoins without bitcoin?
I'm sorry to hear about your investing experience and hope you learned a valuable lesson from it. Investing in altcoins can be very attractive because they have stronger upside potential than Bitcoin, but there is also a lot of risk and no guarantee of returns.

Regarding the future of altcoins, I think they can still grow and become more popular in the future. However, it is important to note that no altcoin can survive and develop independently without depending on Bitcoin. Bitcoin is the largest and most popular cryptocurrency in the world, and it has a great influence on the entire cryptocurrency market.
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