More user friendly than email? Where'd you get this from? Nothing's more user friendly than cash, or hotmail for that matter.

And holding my credit card in the for a QR decoder scan? I just use payWave on my credit card.

Hey, I don't think bitcoin is very user friendly, I'm really tech savvy and even still, I don't get bitcoins. Is it like my credit card? Why can't I just use that? Why should I buy bitcoins? Convince me.