this doesn't involve a need for a third party
NFC is near field communication, it allows devices to exchange information when they are brought into contact with one another
it is an alternative to QR codes
instead of scanning a payee QR code to obtain the address (and payment amount), you contact your NFC enabled device against the payee's device to get this info. It is way more user friendly than QR code scanning IMO.
NFC is built into most modern tablets/phones