Ich bin auf den Pre-Sale von FintruX gestoßen und fand das Thema sehr interessant.

Sie beschreiben sich wie folgt:

FintruX unsichere Kredite sicher – die vollständig dezentratlisierte und peer-to-peer Finanzplattform ermöglicht  die Schaffung und Schnellabwicklung von einzigartigen Smart Contracts auf Basis der Ethereum blockchain.
Das FintruX Network ist ein zuverlässiges Ökosystem, indem Kreditgeber, Kreditnehmer, Bürgen sowie spezialisierte Dienstleistungsagenturen nebeneinander existieren, um optimale Konditionen für aufwandfreie und sichere individuelle finanzielle Beziehungen zu schaffen.
FintruX ist ein ambitioniertes Projekt, as darauf abzielt mit einem alles enthaltenen Kreditökosystems, das auf der neusten Blockchain-Technologie errichtet wurde und von der ausgiebigen Erfahrung des CEO Nelson Lin (/NelsonLin]http://[Suspicious link removed]/NelsonLin) profitiert, den globalen Finanzmarkt zu stören.

Das Projekt klingt spannend und werde ich auf jeden Fall im Auge behalten.

Website: https://www.fintrux.com/
Whitepaper: https://www.fintrux.com/home/doc/whitepaper.pdf
The Power of FTX: https://medium.com/@FintruX/the-power-of-ftx-6af723ca4279
Bounty: https://bitcointalk.org/index.php?topic=2101606.0
Telegram: https://t.me/FintruX

I agree! The loan industry on blockchain is still underdeveloped and it has huge potential. Some good discussions are happening on the FintruX Telegram channel: https://t.me/FintruX

Recently, I came along the ICO UTRUST which starts in November. They have a professional team and seems to be promising. They are handled as an alternative to paypal for blockchain.

Have a look yourself. Found that nice resume on UTRUST which might help you further: https://twitter.com/CryptoDiamonds

Always do your research and check forums for further information as reddit, bitcointalk and Telegram groups as (Upcoming ICO’s - https://t.me/ICOcommunity / ICOcountdown.com - http://telegram.me/icocountdown and Crypto Diamonds ).

Yes, Zencash has a great potential and now everybody seems to know it.

This Telegram group was saying that since some time already:

https://t.me/CDiamonds
https://twitter.com/CryptoDiamonds/status/921035933318819840

Whenever I want to invest into a new ICO, i will check telegram groups and Twitter for suggestions. I would then check out the website and make some research on the ICO itself.
I would also ask in Groups if they know the ICO and can provide feedback. And also would join the telegram group from that ICO to ask more detailed questions about their product and vision.

Good channels to find info about ICOs:
https://t.me/icocountdown
https://t.me/ICOcommunity
https://t.me/CDiamonds
https://twitter.com/CryptoDiamonds

It is true that there are a lot of ICOs out there.
So it is important that you look at the following points:

1. What is the ICO about - are they solving a need?
2. What is the team? Is it qualified to bring the project further? Does it have good advisors?
3. How big is the supply? If they offer a lot of supply and you want to focus on short term profits then better choose an ICO with a low supply.
4. Read the white paper
5. You have a technical background? Great! Then check their github content.
6. Get information from other people: reddit, bitcoin talk and telegram groups as https://t.me/CDiamonds (they have ICO coinbriefs), Upcoming ICO’s - https://t.me/ICOcommunity etc. or check the Twitter channels as https://twitter.com/CryptoDiamonds
You can usually also get in touch with the team and ask questions in the ICO Telegram channels - just check the ICO website and usually it has their channels mentioned.

Important is that you always do your own and a proper research.

Good luck!