Some great advice here. J&J thank you for all the tips.
Both Jack and Jill will keep their day jobs. The main consensus is to to buy and hold BTC. Jill will take a portion of the funds and play the volatility. Taking a portion of any profit to HOLD. Wash and repeat. Any losses will have to be subsidized by J&J's normal income.
IF the profits arise in a timely fashion, as speculators believe they will, then that should provide initial funding for a mining operation for Jack down the road. Jacks plan would be to start small while increasing capacity steadily and consistently. Reinvest in the Mine with generated and earned BTC.
In theory it sounds nice but most of us should know that Murphy's Law steps in and stomps on nearly everything. So... lets see.
Why does it take so G.D.L. to move USD'ers from a bank into an exchange? A WEEK!!! Really! I thought this train was moving at internet speeds not using the Pony Express.