ICO isn't needed anymore for this type of projects that you want to launch.
You can just ask in your corporation if they are willing to support this or you can look for start up groups where they love funding projects like this.
I don't really think that ICO is essential anymore for these type of services, you can propose this to potential investors but it's no need for a tokenized shares.
What kind of startup groups / potential investors are you referring to ?
This is such an ambitious project, better do an audit if you can really do that, if you can comply and you think it will benefit the community and there no existing project or services like that, then go for it, but it's not easy to set up an ICO so many project has been paused because of not reaching the softcap.
Yes it's an ambitious project, but I'm 100% certain to deliver because i'll do it from an emerging country where regulation is still in it's infancy.
What do you mean by an audit ? who will run it ?
Regarding the softcap, my initial intention (good ?) is to run multistage ICO with low softcap with contractual delivery commitment to investors (for example ~$50 000 for the first round, then ~$100 000, then $200 000...)
The value proposition is not really the visa card. I think the real value will come from transactions fees and interests from mobile payments, remittance and loans. The visa card will just be a convenient way to withdraw fiat from users accounts
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