If you did not sell your  coins until now  you have to wait a bit more as the market has started recovering.
Not all the alts will recover we have to be prepared for that, the useless coins won`t.

Holding coins as not all the coins can be traded successfully. Of course it is better to trade your coins
then holding them on a bearish market, but not everybody is and experienced trader.

Cashless society will become a reality in a few years and not only in Sweden. Even elder persons
can see the benefit of digital payments and more and more people selecting such payment
options. Crypto will speed up the process.

They are needed for trading and  for mass adoption of crypto as merchants do not want to deal with
volatile coins. Stable coins are needed, but what I do not like that most of them is centralized.
Would like to see more decentralized solutions like DAI

The future is now and happening. It great to see this new technology developing so fast
and having impact on our economy in almost all parts. We are just at the beginning like
we were  with the internet in the last decade of the last century.

BNB proved it`s high potential during the bear market as it was going against the overall trends
and was increasing during these challenges period.
Binance is supporting BNB in all possible ways and it has a great use case.

It is impossible to predict where exactly the bottom or the top is. When trading we often
has the feeling that the market is going against us whenever we invest in it. We have to
deal with it and move on, it won`t be always like that.

Security is very important for regaining trust. Cryptocurrencies has to be easy to use with fast transactions ,
 secured and confidence will be there automatically.

The market is not prepared for a strong bullish run. We have some pumps and the market is climbing
up slowly. The fundamentals are strong, so we can expect a bullish run in the future but at the moment
slow recovery is more realistic.

Investing in crypto needs good preparation, lot of research and analyses. Reading daily crypto news
is a part of that routine to be as much prepared as possible. Learning in crypto and be updated is
a must in order to be successful.

BNB is doing a swap as they are launching their own mainnet.  Binance  is a very innovative
exchange and they are leaders on the market. BNB coin is high potential and it is increasing
in the last 2 years despite of the bearish market.

Hype is good and could  bring many new investors to the crypto market place. It has to be as much real
as it is possible and not to rely on fake news as it could have a negative effect as well.
Crypto is here to stay and we do not need such a hype which is connected to any scam projects,
and we have to protect this market from any bad behavior ourselves.

ICOs brought a lot of innovative and progressive projects to the market and they were one of the
main reasons for the 2017 bullish market. We should not write off ICOs , they just have to evolve
in a different, safer and more regulated investing method.

Doing a research before investing is a must. We have to look into different aspects of the project
and identify the it`s strengths and weaknesses. With that we can minimize the risk of being scammed.
We are the only responsible for our investment and we should know in what we are investing.

New coins very often has no value after listing on exchanges, as there is no demand for it ( lack of buyers ).
The reason for that could be: no active development, no advertising, no use case for the product etc.

It would be preferable if the KYC requirement is announced before the bounty starts and everybody
can decide to participate in it or not. Unfortunately, it is not always the situation and hunters could
not do anything against it, as they have already finished the work.

Bull run can be with different intensity and not all the bulls are the same.
With new capital entering the market there are good chances that we will
see another bull run. Institutional investors if enter the market they will bring
bulls back for sure.

ETH is still the most used and  trusted platform . Cardano is also a very promising coin but it is not
realistic to expect it will replace ETH in the next three years. Long term everything can happen.

No way to cutting the expenses. If the bulls does not come in 2019 that would mean that it was still not
time for it. There are so many opportunities to earn in crypto on the bearish market even more than on
a bullish one. When the market is bullish every newcomer can earn by investing in any coin.
On bearish market we can only earn if we adopt to the market situation  and we are ahead of the market average.

With the appearance of the IEOs in my opinion ICOs has not many chance to survive in the
existing form. They should be regulated that investors could be safe from scam.