By plan i mean when do you plan to cash out. Is it when you have made enough to buy a car, a house maybe? or are you setting your sights higher?

Personally i'd just like to own my own home, after that i would just play with spare change.

If one were to buy and hold solid  avaerge coins (not a coin that kicks out and gets 10000% gain), but rather a nice steady gain like eth, Ltc etc (top 20) and starts with 10k, is it possible to reach a million without trading and buying/selling at highs and lows? If so, how long would you predict it would take? Or are most coins not going to last long term, so every 6 months would I have to rebalance with newer coins?

When a developer airdrops coins/tokens it means that they give them away for free. You have to qualify to participate in the airdrop, and the rules for qualification and amounts of airdrops varies from project to project.

Here is an earlier thread you can learn more from: https://bitcointalk.org/index.php?topic=1876879.0

Hope this helps.

Suggest Me A Altcoin Under 2$ So I Should Get Atleast 50 Of Them!

"officially".
lol.