let's be clear, even crypto won't replace fiat

As long as people don't want to go back to barter, we will always have fiat.

it is very much possible in this internet-enabled world. You no longer have to worry about artificial gatekeepers keeping you out.

it's not what you should be asking.  You should be asking, what does the media get by denigrating an entire community.

it is. anything that propagates the flow of goods and services is always good for the economy.