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1  Economy / Lending / Re: [Open] 6.4 BTC loan, collateral/escrow, monthly interest, ~5 months. on: January 20, 2015, 08:51:11 AM
We have agreement through PM as follow:
Loan offered for 40% interest rate, with payment of 8% every 30 days from the day Honeypot receive the funds to his btc address, GMT, up to 150 days. At the 150 day mark, Honeypot repay the last interest amount and the principle itself.

Every 30 days, Honeypot send 0.136 BTC to me. I will confirm via PM and publicly on this thread the receipt of the interest.

Finaly repayment: 2.38 btc total = 1.7 btc principle + 0.638 btc (8% * 5) interest 

We ask Maidak to hold the 30 million noblecoin as collateral. No liquidation of any kind, just holding the collateral only to be dispensed if the interests or the principle are not paid back on time.

Confirmed, waiting on escrow to agree to hold the collateral.
2  Economy / Lending / Re: lihuajkl offering loan [collateral optional] on: January 20, 2015, 08:45:17 AM
Confirmed. Waiting on the escrow. Please copy and post on my thread as well.
3  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN][NOXT] - NobleNXT Proposal/Whitepaper - Noble's 1st Colored Coin on: January 20, 2015, 04:40:40 AM
@ctenc001 I couldn't find any address to send my noxt to.


I didn't respond because I don't have access to a PC and wallet (am driving). I've pulled over before more emotion affects the price even further.

I delayed the burn as mentioned for some latecomers. I have all the NOXT on Poloniex ready to burn. I would be stupid to be adding to the sell pressure because the threats and inuendos via PM because of the current state of BTC and NOXT price are bad enough.

I think your #s are skewed slightly because of the NOBL burnt. When I burn the remaining and we see none were sold or 'dumped' by me plus the amount/price I attempted to support/buy back because of the demands of supporters I expect an end to the PMs from a number of people.

You asking this publicly in the thread doesnt bother me in the slightest. Market control and holdings should be public. I am more concerned about my inability to give full numbers before more react out of uncertainty. When they come and I am cleared I expect to be able to keep moving forward positively.


The ico was ended 20 days ago, we still know nothing.

Questions for ROFO:

1: How much btc was raised in the ico stage?

2: How much btc was spend? (please provide a list of your expenses, not inducing buying noxt back).

3: How many noxt where given for burnt nobles?

4: How many noxt did you buy back *AFTER THE END OF THE ICO* and for what average price? (please reveal and confirm your poloniex trading history for maximum transparency)

5: How much noxt with have now in circulation and how much btc you have left?

6: What it the current state of this project? Can we(the investors) assume it is still going? are you on vacation? can we assume the road-map will be delivered on time? what is going on?
(http://www.noblemovement.com/noxt/timeline.jpg)


If you insist that he 'misspent' the crowdfund because he had to drive/move to canberra for his professional career (directly tied to an asset you bought into, never helped build or issue), or keep making false accusations everywhere, then we can only assume you are an incredibly entitled, impatient 'trader' who can't even wait a few months with a legitimate investment when usually you invest and trade on forex (or even speculate) with assets for a year minimum.

More to the point, did he not answer every one of your questions? Also, I don't think it's your business to ask for every details of what he does with the funds raised from YOU BUYING THE ASSET TO CLEARLY PROFIT LATER. That's crossing the line. He is free to spend it as wisely as possible (not that it's too much given recent btc market tanking mind you, certainly less then what start ups begin with) and frankly you made a purchase, not a donation. You do not control how he plans on spending those funds while he is clearly busy with getting things done, even before the crowdfund was over. Remember the registration etc?

Pestering him throughout the crowdfund period, then trying to draw 'public' pressure (no one is as impatient as you) when you clearly intend to just dump for profit ASAP is not a good show of support. You are much better served by asking 'what can I do to help and work with a small, legitimate startup with my skills or assets?'. Crypto needs both professionalism (from more than one honest, devoted man who made more sacrifices then you ever did for his project) and community enthusiasm/support to get things going right.

4  Economy / Lending / Re: lihuajkl offering loan [collateral optional] on: January 19, 2015, 10:46:09 PM
I have an idea for a loan, not sure if you are interested. Currently 2.4 btc portion is open here:

https://bitcointalk.org/index.php?topic=919706.msg10104540#msg10104540

Loan amount: any amount you find appropriate up to 2.4 btc if you can.

Term length: roughly 5 months (150 days exact GMT)

Interest: 6% every 30 days paid out individually, for total of 30% interest + principle after 150 days is complete.

We are free to negotiate the terms of the deal and if you require a collateral or not with my history of loaning and trading + sr.member status.

Thank you for your time.
5  Alternate cryptocurrencies / Announcements (Altcoins) / Re: NobleCoin[NOBL] - Redefining 2015 - Colored Coin 'Fuel' [NOXT/NOCC] on: January 19, 2015, 10:39:11 PM
I see the merits of pos-ii, and at the same time I wish it was an option with longer proven feedbacks. It does sound very promising, but as we should all know, every new tech and innovation can use additional time to stand the test of scrutiny and time. I wish to err on the side of caution and keep a good eye on this, while initially stabilizing our transition by using a proven general POS option.

Long ago we had many discussions about merits of Merged Mining and I had hoped such a path would be open and possible. As far as I know, DMD offer was the closest we had to achieving that goal, but at the moment it seems it did not materialize as the torch was passed on to palmdetroit for a general pos wallet (and he has not responded afte a month and a half now).

We have dedicated community members working on both of general pos and pos-ii options, so once it is ready the community should review both options and agree on the best course to take for the foreseeable future. Once again, I advocate for the general pos swap as the immediate course of action, and perhaps pos-ii at a later date should it stand the test of scrutiny and proven its stability with test of time. It would be highly risky to risk the future of Noblecoin on something so new so quickly, and basic improved security of the blockchain (removing multipools and large hashrates from conducting further 51% attacks) is paramount and immediate concern.

One step at a time, so we can get this done right for the good of all and Noblecoin itself Smiley
6  Economy / Lending / Re: [Open] 6.4 BTC loan, collateral/escrow, monthly interest, ~5 months. on: January 19, 2015, 10:29:05 PM
Ducatitalia has reserved 4 btc portion of this loan with negotiated terms. Remaining portion 2.4 btc.

OP updated. Smiley

2.4 btc portion still open for offers.
7  Economy / Lending / Re: [Open] 6.4 BTC loan, collateral/escrow, monthly interest, ~5 months. on: January 19, 2015, 08:55:19 PM
I do not currently keep a twitter account - as in 'current' being the key word here. Perhaps I would explain it further it your comment was not accusatory, but I would hate to assume others are not thoughtful enough to understand the conversation, or is in need of hand holding as such. May be your standards and mine are different. Your call however Smiley People I have met and talked with there and through other channels know that this is who I am, so that means my actions are scrutinized far more than any mere anonymous screen name in the forums.

Once again, I don't understand how you can possibly say I am over valuing anything when in my previous deals, I actually have loans based on deals lower then the current avg. It is a starting point of the negotiations, and it seems you cannot separate this concept from a set in stone condition, which it is not. Furthermore, the fact that most other deals calculate collateral based on immediate condition makes it neither justified or fair - these are my personal terms and position from where I hope to begin the negotiations, and you would do well to understand this concept before making any accusations because you find it to your 'disadvantage'.

I mentioned the collateral name, and the monthly avg value. If you want to find out its current position, no one will have any trouble looking it up in simplest ways along the usual exchanges. I do not presume to spoon feed and treat my clients as if they cannot be bothered to do so or is incapable.

If you do not like the fact that my starting point of the negotiations begin with me trying to minimize the disadvantage to my position as much as possible, then you counter it with your position and we work towards a compromise. It's called initial negotiating position - something that seems alien to you since you are essentially saying everything I say and wanting to get the best out of the deal is 'unethical' and 'wrong'. I do not believe I have ever closed doors on the possibility of counter suggestions and compromise - but you presume to say that you can demand certain conditions while calling my own negotiations an 'unethical practice'.

There is nothing I have with held, relevant or irrelevant - unless you are seriously claiming that you need everything literally delivered on a silver platter. I gave you the name, monthly avg, and amount of the collateral being discussed. Anyone with half a brain can easily see what its current value is, what 'monthly avg' means, and that volatility of the markets makes 'current' value about as worth as its possible x2 value next hour - hence the practice of taking the monthly avg. If the current values were x3 then it was weeks ago, then as I have done in the past I would avg down my collateral to match the overall market trend. It is interesting how you do not take notice of those things while picking out nothings and distorting my intentions and words to smear the deal Smiley

With this type of entitled mentality that justifies your own pursuit of profit at the expense of childishly vilifying another, it's a little surprise you think you can say any of what you claimed and hope to be taken seriously. You repeatedly claim 'this is standard' 'everyone else is doing this' 'says you' 'unethical', yet I see nothing about understanding whether you know what negotiating means or wanting to compromise - only that you see a deal that is less advantageous than usual and presumes to say that it is 'unethical'.

Everything you have said simply boils down to you not liking what you are being told, and instead of discussing the deal, you want some kind of instant gratification and sweet deal on a silver platter. Not to mention you are flat out lying about not being told relevant information - no one in their right mind will consider your claim justified unless they are saying you somehow deserve to be offered up every possible scrap of information and their cousins as an offering (why, because you are anything more than an equal party in a negotiation?), something that is easily found out if an individual can type or surf the web from the most obvious sources.

Is it any wonder that the forums are full of scammers and paranoid mods, when every single fuck who expects everything for themselves mouths off and accuses others of lying? If you think my initial starting position is very disadvantageous, then either work towards a compromise or simply decline the deal. To bitch and moan wailing about 'unethical' Cheesy or 'scam' because you don't find things to your advantage is simply ridiculous. If you were more interested in sealing the deal and (as you are expected to do, why not you can think for yourself to do basic leg work on your own) simply found out about the current market conditions, there would have been no problems. Instead you presume to demand to be catered to and be covered for every excuse you would otherwise use to accuse others of 'lying'.


It's too bad that you find the terms not to your liking, or that you are incapable of basic negotiations and haggling, but that is your decision. Just as it is mine to state my initial position to my relevant advantage and work towards a compromise. Being greedy and ignorant doesn't always fly when you are a customer or a client, but you can't admit that you are arguing with an entitled mentality here that squeals 'unethical' whenever you find out that the game is a 2 player affair Cheesy

Serious offers and negotiations welcome Smiley
8  Economy / Lending / Re: [Open] 6.4 BTC loan, collateral/escrow, monthly interest, ~5 months. on: January 19, 2015, 07:31:06 PM
Well I would normally provide that level of privacy to you, however ethically, I feel the need to disclose that kind of information because I feel that you are being somewhat misleading in your negotiations. I don't think failing to disclose the fact that the value you are giving your collateral is at least 10% more then the value currently given to it on exchanges is being transparent nor is a way to conduct business.

As I have explained (and I think I disclosed fully to all interested parties what the collateral is and what the monthly avg is), we must use the monthly avg in a volatile crypto currency market to decide the appropriate value for the deal. I have certainly not with held any details to those who request them because they are interested, and the volatility means it really doesn't make sense to go down for you to gain more collateral for the loan, while the other way is 'unethical'. Hence, the compromise at the stated terms of taking a monthly avg for the value of the collateral and loan amount being discussed.

No one who is interested and PM's me is not told about what value I use to calculate the collateral with, and the reason for such, which I find to be fair. As I mentioned, in the past negotiations have made parties agree to terms that are acceptable to both, and in many cases it brought the collateral to a more agreeable amount as we assessed each other's position and found a compromise. This is a negotiation phase, and that's how deals are made - middle ground that both parties can agree on from their respective starting points. My starting point is the monthly avg for the collateral - and we, as I repeatedly mentioned, negotiate to find a compromise that is within acceptable bounds for each of us.

As I said, 'All terms are up for negotiations' - as in the OP. Once again, I understand your concern, but I do not believe I have with held any information, some even irrelevant, to our negotiations. I would ask you to retract such a claim because it simple does not match the facts - and I believe you are giving an unqualified statement as to what you deem 'unethical' vs. 'simple disadvantageous'. I have not with held any kind of information from you or any other interested parties when they contacted me (certainly no one will have any trouble figuring out the price avg for the collateral anyway with loan amount offered vs. recent market movements).

Once again, I would ask that you correct your statement since I have disclosed everything in the negotiations. If you want to further negotiate the appropriate loan vs collateral, feel free to message me and we can work out a deal we both find acceptable Smiley
9  Economy / Lending / Re: [Open] 6.4 BTC loan, collateral/escrow, monthly interest, ~5 months. on: January 19, 2015, 07:04:01 AM
I think I am going to pass on the loan. The OP is offering to give a value of his collateral the monthly average of 8 sats, while the current trading price is between 6 and 7 sats on the major exchanges and wants to get a loan for the entire value of the collateral based on 8 sats.

In other words he wants to get a loan while using collateral valued at between 75% and 87.5% of the principle of the loan.

Of course, we go by the monthly avg - that's a bit more than usual leeway since last time I loaned out with 2 week avg and it was almost 50% higher than monthly avg Smiley
Was the lender specifically made aware of the differences in price? I was not told until I specifically asked (after doing my research on the current price).

Yes. All terms were discussed and disclosed at the beginning of the discussions. Sent you another pm.
10  Economy / Lending / Re: [Open] 6.4 BTC loan, collateral/escrow, monthly interest, ~5 months. on: January 19, 2015, 06:59:55 AM
I think I am going to pass on the loan. The OP is offering to give a value of his collateral the monthly average of 8 sats, while the current trading price is between 6 and 7 sats on the major exchanges and wants to get a loan for the entire value of the collateral based on 8 sats.

In other words he wants to get a loan while using collateral valued at between 75% and 87.5% of the principle of the loan.

Of course, we go by the monthly avg - that's a bit more than usual leeway since last time I loaned out with 2 week avg and it was almost 50% higher than monthly avg Smiley

11  Economy / Lending / Re: [Open] 6.4 BTC loan, collateral/escrow, monthly interest, ~5 months. on: January 19, 2015, 06:02:43 AM
I can provide a collateral in a different coin to cover most of the loan at the current avg monthly market price, if that would ease your concerns due to this request being a relatively large amount. Escrow will be the one we both agree on that can be trusted to hold the collateral. I would prefer to ask this public escrow to hold the collateral:

Rofo (aka Jason L. Curby profile):

https://www.noblemovement.com/nobleescrow/

https://bitcointalk.org/index.php?action=profile;u=198862;sa=summary

https://au.linkedin.com/pub/jason-curby/27/9b8/994

https://twitter.com/NobleCoin

Not some faceless anonymous escrow on btc talk, so I would trust him personally. We can discuss it further.

I am confused. Is this offer still open or is it a confirmed scam? This really does look like a scam to me. Why would anyone want to buy 6+BTC of your NobleCoin? Why are you suggesting to use some random escrow that has zero trade history on the forum? Whose twitter is this?

The offer is still open. The collaterals are not up for 'sale'. They are collaterals, and this one individual rum152 is more or less outright lying just because he can't get a last word in.

That escrow has recently opened, and is a preference. Of course, it does not have to be him - I am up for using maidak or any other escrow both parties can agree on. The twitter belongs to the suggested escrow, nothing more.

I have no idea if you agree with the terms on the OP, but I would ask that you be careful with such accusations - nothing is a 'scam' because you do not find the terms to your advantage. If you want to find scams, there are plenty of threads out there in the btc talk right now Smiley


All terms are a bit more generous and stringent and open then other successful loans I have completed in the past, in the amount greater than one I am offering right now. They are listed in the OP.

Feel free to offer additional questions.
I may be interested. I just have a few more questions. I do not agree using any new escrow service, that would honestly be dumb. Is the collateral NobleCoin? It appears that the escrow is heavily involved in NobleCoin; can you confirm your level of involvement in NobleCoin? Can you disclose your twitter account?

I appreciate your interests. I will send you the pm with details Smiley

12  Economy / Lending / Re: [Open] 6.4 BTC loan, collateral/escrow, monthly interest, ~5 months. on: January 19, 2015, 04:24:12 AM
I can provide a collateral in a different coin to cover most of the loan at the current avg monthly market price, if that would ease your concerns due to this request being a relatively large amount. Escrow will be the one we both agree on that can be trusted to hold the collateral. I would prefer to ask this public escrow to hold the collateral:

Rofo (aka Jason L. Curby profile):

https://www.noblemovement.com/nobleescrow/

https://bitcointalk.org/index.php?action=profile;u=198862;sa=summary

https://au.linkedin.com/pub/jason-curby/27/9b8/994

https://twitter.com/NobleCoin

Not some faceless anonymous escrow on btc talk, so I would trust him personally. We can discuss it further.

I am confused. Is this offer still open or is it a confirmed scam? This really does look like a scam to me. Why would anyone want to buy 6+BTC of your NobleCoin? Why are you suggesting to use some random escrow that has zero trade history on the forum? Whose twitter is this?

The offer is still open. The collaterals are not up for 'sale'. They are collaterals, and this one individual rum152 is more or less outright lying just because he can't get a last word in.

That escrow has recently opened, and is a preference. Of course, it does not have to be him - I am up for using maidak or any other escrow both parties can agree on. The twitter belongs to the suggested escrow, nothing more.

I have no idea if you agree with the terms on the OP, but I would ask that you be careful with such accusations - nothing is a 'scam' because you do not find the terms to your advantage. If you want to find scams, there are plenty of threads out there in the btc talk right now Smiley


All terms are a bit more generous and stringent and open then other successful loans I have completed in the past, in the amount greater than one I am offering right now. They are listed in the OP.

Feel free to offer additional questions.
13  Economy / Lending / Re: [Open] 6.4 BTC loan, collateral/escrow, monthly interest, ~5 months. on: January 19, 2015, 02:57:09 AM
I am going to ask this again. Are you actually reading what I am saying or are you just dishing out random insults? You did not address a single issue/concern that I mentioned in my previous post.

You gotta speak for yourself once in a while. You haven't given a single valid answer to any one's questions, just deflections that warp the situation and facts.

Go play elsewhere. Legitimate offers have little time for your bitching and arguing in something you have no place in.
14  Economy / Lending / Re: [Open] 6.4 BTC loan, collateral/escrow, monthly interest, ~5 months. on: January 19, 2015, 01:03:19 AM
You had already responded to that message so I don't know why you would quote the message after that and respond to a prior message.

If you were taking out a fiat based loan then yes the borrower would need to provide more bitcoin then the value of the loan you are taking out. If the price of bitcoin were to fall then to repay the same amount of dollars then he would need to give the lender more bitcoin then he received.

That is not however what is being discussed here. We are discussing you taking out a bitcoin based loan and the need to provide something greater then the value of the amount of your loan in order to protect the lender. Any lender that accepts otherwise would be stupid

The most amusing, easy meat anyone has seen in a long while Smiley

Keep winding yourself and chase your own tail, not to mention you discuss semantics while just hiding behind your 'logic' LOL

'looser' what are you michael moore? I was under the impression that this forum discouraged children, but 20 somethings these days behave as teens, so you are excused for your behavior Smiley

Your ulterior motives and weak motives are too obvious haha Cheesy
15  Alternate cryptocurrencies / Altcoin Discussion / Re: ENOUGH WITH THE SCAM COINS. BUY ID'D DEV COINS ONLY! on: January 19, 2015, 12:57:01 AM
Add Noblecoin and NobleNXT on your list, courtesy of Rofo aka Jason L. Curby who has been public for over a year now (since January 2014). Strange you didn't include those on your list when they have been public for far longer then any of those coin.
16  Alternate cryptocurrencies / Announcements (Altcoins) / Re: NobleCoin[NOBL] - Redefining 2015 - Colored Coin 'Fuel' [NOXT/NOCC] on: January 19, 2015, 12:20:16 AM
For those who ask for my permission, blessing or opinion I don't really have much to say. My stance was always reduced rewards/merge-mining with DOGE/LTC and not touching PoS due to huge security concerns. The PoS drive began with the community 'democratic' vote so I didn't feel like the dictator of a decentralized coin. It's a shame I couldn't get delivery of PoS sorted which is why I felt it best in the community hands. I'd advise a real vote in IRC and for those ultimately chosen to determine the future of NOBL to really understand the technology/industry future and care about things more important than short-medium term price/position protection. Good luck with your choices.

Good call. Will call an irc vote asap.
17  Economy / Lending / Re: [Open] 6.4 BTC loan, collateral/escrow, monthly interest, ~5 months. on: January 19, 2015, 12:16:16 AM
HAHAHA now we are down to you saying 'SCAMMM' when obviously you are just trying to bitch and moan about an argument.
No. I am pointing out specific facts about your loan request. My previous post did not mention the word 'scam' you reached that conclusion by yourself.
Now that is an interesting, delusional claim Smiley

I have set even looser conditions in the past for all my loans, and what a surprise, they are all repaid in full Cheesy
In what ways were other conditions you set for your previous loans looser? Your other loans were repaid because the value of your shitcoin did not decline in value.
I have already explained above why risks and benefits exist for both sides, and no one is disputing this fact aside from you who want to squeal 'scam' in an effort to bitch at a deal that you have no place mouthing off about with your 'opinions' (just an excuse to bitch as anyone can see - no one gave you permission to do so in someone else's business because you got a mouth to work with) Cheesy
No you have not. You have explained zero risks that you are taking on.
I am offering a collateral in an asset that has endured past longer than a year, certainly longer then you have been here, while surviving attacks and accusations from all quarters by a publicly known developer with identity revealed since day 1. --snip-
So you are saying that people are actively trying to attack your scam coin while you are giving it up as collateral? Don't you think that might be something you might want to disclose to potential lenders? If an attacker were to become successful then the price of NOBL would probably decline.
Volatility of the market would make liquidation arrangement too risky unless specific terms are agreed upon, and I have worked with individual clients about adding additional collateral in a way we both agree on, which you obvious got no place voicing yourself.
This is why you offer collateral equal to at least 120% of the amount of the loan. This allows there to be some level of volatility in the market without forcing the liquidation of your shitcoin.
Chances of lender being repaid, thus far with many of my other loans, have been 100%, no less Cheesy
Anyone who makes this kind of claim is lying. And is probably a scam


Here is the thing: you cannot accept that your loan is a scam. Despite the fact that it has been proven to be as such. You refuse to give any evidence that you will be at risk by giving your collateral to escrow.


Now this bitch can't even remember what he wrote few minutes ago LOL

Only for this bitch, he is to lend twice the amount for half the collateral so mitigate my risks and potential loss of profits should btc tank below 100 and collateral double within the next few months Smiley

Fair's fair, eh?
18  Economy / Economics / Re: Massive Fiat Collapse "Trillions Lost" January 2015 on: January 18, 2015, 11:07:15 PM
LOL

False title, false claim, fake thread.

WEAK.
19  Economy / Lending / Re: [Open] 6.4 BTC loan, collateral/escrow, monthly interest, ~5 months. on: January 18, 2015, 10:39:11 PM
Here is the thing: you cannot accept that your loan is a scam. Despite the fact that it has been proven to be as such. You refuse to give any evidence that you will be at risk by giving your collateral to escrow.

You are offering an illiquid altcoin as collateral and are demanding that you receive the entire bitcoin value of it as a loan.

You are refusing to allow the lender sell the collateral if the value becomes too low

The chances of any lender being repaid are directly tied to the future value of NOBL when the loan comes due.

HAHAHA now we are down to you saying 'SCAMMM' when obviously you are just trying to bitch and moan about an argument.

Now that is an interesting, delusional claim Smiley

I have set even looser conditions in the past for all my loans, and what a surprise, they are all repaid in full Cheesy

I have already explained above why risks and benefits exist for both sides, and no one is disputing this fact aside from you who want to squeal 'scam' in an effort to bitch at a deal that you have no place mouthing off about with your 'opinions' (just an excuse to bitch as anyone can see - no one gave you permission to do so in someone else's business because you got a mouth to work with) Cheesy

I am offering a collateral in an asset that has endured past longer than a year, certainly longer then you have been here, while surviving attacks and accusations from all quarters by a publicly known developer with identity revealed since day 1. In the mean time, you talk about secondstrade with '190% returns'. LOL

Volatility of the market would make liquidation arrangement too risky unless specific terms are agreed upon, and I have worked with individual clients about adding additional collateral in a way we both agree on, which you obvious got no place voicing yourself.


Chances of lender being repaid, thus far with many of my other loans, have been 100%, no less Cheesy


I can't say the same for your own 'business' never mind lack of any honest dealing in your part.

Give us more excuses if you want.

Keep bitching some more and let's hear you squeal Smiley

20  Economy / Lending / Re: [Open] 6.4 BTC loan, collateral/escrow, monthly interest, ~5 months. on: January 18, 2015, 09:59:13 PM
So if you are not willing to explain the risks or even point them out are you willing to admit that there are not actually any risks on your end regarding giving the collateral to escrow for the duration of the loan?

Think what you like if you can't be bothered to read, quote, or 'accept' what has been told because 'it isn't in a way you find understandable'. No one other than you said there are no risks on part of both parties Cheesy

Squeal 'fiction' all you want if you can't reason with facts.

It's obvious you are just desperate to get the last word in with inane excuses after piping up with your mouth carelessly in other people's business Smiley
Nope. I want to make sure that all the facts are accurately presented. You are clearly trying to misrepresent the facts to get terms to be more beneficial to you. Some people would probably consider this to be scamming

'Accurate' only if it is on your terms, while facts are facts no matter your feelings Smiley

All the while ignoring everything you want to deny.

Bitch mind at work here Cheesy
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