Nice idea bro.
I would/will support your idea, but iam on travel now,and on my way to Italy and dont have access to my client.
Iam working on plans to apply for bank license here in Norway called sparebank (more or less savingbank) and bring with it islamic elements. interest free etc.
the recuiments are not that hard compared to commercial bank
(fractional reserve banking
must be abolished)
i havent looked for investors becouse I trying to get some formalities
in place first (and sorry investors must be Norway bases and is subjected to checks and regulations)
I was actualy thinking of since (if this idea becomes reality, i have set 12-14 months time line) we can issue accounts to have deposit of BTC and customers could have option to convert their funds back and forward from NOK/euro to BTC or back from BTC to NOK/euro.