Adopting centralized systems for the decentralized network might work.

As reported by Forbes, more than two bln people are unbanked or do not have access to bank services. There are over five bln people that use mobile phones, and this number is growing rapidly. Thus, the banking system can be implemented into the mobile network to provide services to more people. Using cryptocurrency and Blockchain, you can enjoy all the benefits of transparency, security and decentralization. With digital money, you get controlling body, a number of digital wallets and regulation base.

One of the examples of how to combine the two is being realized by Telcoin. The main idea is to combine mobile companies over the world with the banking system. The banking system is represented by the symbiosis of digital money and a new cryptocurrency, that will provide different services, like mobile money, prepaid credit and postpaid billing platforms.