Does it mean that users will spend btc/eth/fiat to crowdfund the project but funds will be automatically converted in your LOBY token for transactions? And do you have some real plan to attract good projects and investors?

We don't need any courses or some kind of education. Did you study somewhere how to use a smartphone? No, but I remember times when most people did not know how to use it and even why they need it

All we need for worldwide adoption is easy-to-use tools to pay/accept payments. Something like PundiX tries to do or modern Alipay in China.

Now there are so many completely empty and useless projects.
UСhain project looks promising. Good ratings and a good team. In my opinion, you can invest in such an idea.

Guarantees don't exist at all. The crypto industry doesn't provide any guarantees at all. But other industries also don't guarantee anything. The bank can be declared bankrupt, you can be fired from the job, money from the safe can be stolen. The level of risk is certainly higher in investing in cryptocurrencies, but there is no guarantee anywhere.

After the price of bitcoin collapsed by $ 1000, I would be glad for any occasion for growth.
But the World Cup will not be able to give any leap for the price increase. Correctly written here about the stakes. I myself watch the platforms that offer bookmaking services. I never did this using the blockchain. In this industry, I think there will be many who wish.

The question is not quite clearly formulated. But the following red flags don't inspire confidence in bitcointalk.
1. Self-moderation post.
2. The author doesn't answer questions, just created a topic and no one represents the position of the developers.
In social networks, comments on the fraudulent project appear already post factum.

I very often use KuCoin. I often use NEO to withdraw in a wallet in the long term.
Between other exchanges I most often use Ether. Just trying to move not small amounts of Ethereum, the commission is justified. I know that Ripple is more profitable for this. But I'm used to Ether. I don't transfer money very often, that's why it's convenient for me.

I would not attach much importance to this news. For me it looks like transferring money to an offshore company, it's a concealment from taxes and concealing a real income. I don't understand why everyone here is happy. Very rich owners of Binance want to save their money, for ordinary people it does not matter. Well, the only thing is that the government will not get more taxes.

I think FOMO is the most insidious factor in cryptocurrency. It sits deep in our subconscious.
And I don't believe that there is such a person who never regretted the potential loss of profits. We can logically decide on a sale or purchase, but subconsciously we are in doubt.
And greed is also one of the most insidious sensations.

There are already many projects that have already done X10. These projects were already mentioned here. Now such a price increase due to advertising and hype. But the important thing is not this, but the fact that almost all projects don't keep this high level of prices. Everyone makes a stunning jump in growth and then a very sharp drop. In the long term, it is also in 90% oblivion.

I missed this news. In fact, altcoins are entering our real life more and more. Payment at the airport is just a novelty and very surprising. You imagine, after a couple of years, it can be a common thing like Wi-Fi. I'm just glad I'm a part of progress.
I would gladly try to pay at some airport.

I bought at ICO Power Ledger. After ICO, support of the Australian government was announced and the price soared high. It was necessary to sell at the top and then buy back when the adjustment began.
 But I'm not too experienced in trading. And this coin lies in my purse and I'm waiting for a new price increase. The project is developing, so there is no point in selling now.

TBAR is the most painful delist in recent times.

And about the exclusion from the stock exchanges of various coins, this is certainly a painful topic. If you did not have time to look at all the coins that have been lying on purses for a long time and they were overboard, then, unfortunately, it's just useless garbage. I hope that in this rubbish investors have little money.

I don't participate in social bounties and I don't need to long and constantly choose companies.
 I choose one and participate in Signature. And for those people who are engaged in advertising in various social networks, these are quite useful links. I think to share your experience is laudable.

Great table. Yes, now many make lists. Just before I have passed by with the words - ah, I myself will look and I will choose. But now there is so much rubbish, that after half an hour of watching new companies, your eyes just ache and you do not want to choose anything anymore.
 Now I use such tables. And thank you very much that you made this effort, I saved the link.

Your question as if pulled out of context.
All altcoins are different. How can you talk about the shortcomings of all at once? Each of them has its advantages and disadvantages.
1. Lack of anonymity. Almost all transactions can be traced, however some altcoins are created to solve this problem. There are additional methods of encryption.
2. Very complex and expensive mining. This is a drawback. But, not all altcoins can be mined. Some projects are developing a super-computer to speed up the processing of data.
And so you can continue to infinity. I think you need to adjust your question in a narrower sense.

I don't think that historical trends will help us in predicting prices. Look, many predicted the flowering of the currency in the spring. Tomorrow is the last day of spring. And what do we see? Was this growth? Was the scenario of previous years repeated? No no and one more time no.
For half a year this is a rather unstable situation. In December we saw a huge pump. Now such a long period of frustration is connected with overestimated expectations in December.

I have long said that soon the profession of a psychotherapist in cryptocurrencies will become a very popular profession.
I myself sometimes think that my addict is developing. And this has already come to life - 6 points are with the answer "YES".... Oh, my God. Now you can not laugh.
 But I took the first step. I recognized that I am addicted. And this is half the success. 

As early as 2017, Switzerland attracted one-third of all investments exactly companies from Switzerland. Many call it the capital of the cryptocurrency world.
Crypto Valley Association is generally a paradise and a dream for many developers and projects. Probably there is the biggest placement of start-ups and projects per square meter. It does not surprise me that it was this country that was chosen the first place in the rating "The most crypto friendly country in Europe".

https://steemit.com/tbis/@tbis/tbis-weely-episode-eight-the-sec

Here is an article that my friend dropped to me today. I told him what I had invested in this project. Now it's very hard for me to comment on something. My money just turned into dust. Even after the first problems with the theft six months ago, I didn't sell the tokens, because I hoped that the developers would get out of the hole. But now it is already clear that this is the end. Very sorry.