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81  Alternate cryptocurrencies / Tokens (Altcoins) / Re: [ANN][ICO]⚡Vernam- The World's 1st 0% commission insurance ⚡ [SOFT CAP REACHED] on: May 14, 2018, 10:15:24 AM
Developers already working on the product? When will beta be available?

Vernam team is working on our beta version, which is scheduled for launch by the end of 2018.
are you guys working on exchanges listing?
82  Alternate cryptocurrencies / Tokens (Altcoins) / Re: [ANN][ICO]⚡Vernam- The World's 1st 0% commission insurance ⚡ [SOFT CAP REACHED] on: May 14, 2018, 07:28:51 AM
which phase are you in now?
83  Alternate cryptocurrencies / Tokens (Altcoins) / Re: [ANN][ICO]⚡Vernam- The World's 1st 0% commission insurance ⚡ [SOFT CAP REACHED] on: May 14, 2018, 06:45:45 AM
This a long-term and promising project which is handled by professional team. Great to be a part of this project, hope this project and its get great success in future

Thank you for your support Smiley Smiley Our crowd sale is starting next week and the schedule for Vernam team is getting tighter and tighter. In April members of the Vernam team attended three important conferences on which we met supporters and our CEO Roman Angelov discussed the future of AI and blockchain with other opinion leaders in tech.

In early May CEO Roman Angelov and co-founder Dimitar Mitrev were guests on the AIM Summit in Abu Dhabi.

Today our marketing expert Ivan is landing in Limassol, Cyprus where he will be representing the Vernam project in front of blockchain advocates, investors and professionals.

But do not imagine the standard crypto conference where people enjoy short speeches and chat around the venue, because this one will be much different.
The battle for $250,000

Vernam will be joining a pitch competition with 15 other ICOs. Ivan will present the Vernam project in front of investors. We keep our fingers crossed, Ivan!

If you are attending the iCoinSummit and are interested in the Vernam project, do not hesitate to contact Ivan or our advisor Yagub Rahimov.

They will be happy to share with you information about Vernam and our upcoming token sale.

Soon we will announce more events on which everyone will be able to meet the team and discuss the future of insurance and blockchain.

Are you ready to join the revolution? We’d love your support and can’t wait to welcome you to the team.
How long does it take to get token after purchase??Immidiately or after the whole crowdsale?I would also like to know what is the cost per token??


"Very interesting...

when do you plan to place a token on exchanges?"
84  Alternate cryptocurrencies / Tokens (Altcoins) / Re: [ANN][ICO]⚡Vernam- The World's 1st 0% commission insurance ⚡ [SOFT CAP REACHED] on: May 11, 2018, 09:40:05 AM
Developers already working on the product? When will beta be available?
85  Alternate cryptocurrencies / Tokens (Altcoins) / Re: [ANN][ICO]⚡Vernam- The World's 1st 0% commission insurance ⚡ [SOFT CAP REACHED] on: May 10, 2018, 09:21:28 PM
Could you gve information is why your project good other than competitor?
The insurance world hasn’t seen any big changes in a while. It’s become stale and stagnant. With technological innovation taking the world by storm, though, insurance can’t hide forever. And Vernam is making sure insurance doesn’t lag behind, but rather jumps ahead of the curve.

Our goal is to revolutionize insurance by providing a decentralized blockchain-based insurance marketplace. When end-clients and insurers can meet in a transparent, secure, and efficient platform, the world will finally unlock the true potential of blockchain for insurance and we’ll all reap the benefits.

Vernam’s coin is already in PreSale, and you shouldn’t miss out on backing this InsurTech startup! Here’s why.

1. Vernam will transform insurance into a transparent, efficient, and accessible playing field.
With so many ICOs on the market, you have to pick and choose which ones to back carefully. And the most important question to ask is this: Does this ICO provide real, lasting value?

There’s no question about it — Vernam definitely does. Insurers agree that insurance is facing huge changes — there’s a real mismatch between how the insurance industry operates and the amazing potential offered by new technological capabilities. But while many InsurTechs are focusing on expanding the insurance value chain, Vernam is here to disrupt it entirely.

And this kind of big-picture thinking is what’s badly needed.

Insurance is plagued by a few main issues, and Vernam solves all of these: slow processes involving too many intermediaries, lack of freedom of choice because of barriers to transparent product information, painstaking personal information verification, high costs due to the general inefficiency built into the system.

By leveraging blockchain, the insuring process will see huge benefits in terms of time & effort involvement. Private data will be secure and more quickly available, which will not only speed up insurance purchases, but also claims and payout.

And more than that, when insurers have access to verified, detailed, and personalized data, they’ll be able to offer more relevant and tailored products for their clients. It’s a win-win for both insurers and regular people who need insurance.

2. You’ll save big on commission fees — because there aren’t any.

Intermediaries like brokers and agents typically take big commissions — up to 30% — on every policy they sell. With Vernam, we take these intermediaries out of the equation completely and that cost goes down to 0%. It’s that simple.

3. Participants in the marketplace receive a bonus with every policy purchase.

Every policy purchased will include a bonus of up to 30% of your policy premium distributed in VRN.

Where does this come from and why? See point 2 above. We’d like to reward the end-clients instead of agents and brokers, and incentivize everyone to jump bravely into the future of insurance.

Beyond financial rewards, as a purchaser of insurance you’ll also gain another important thing — agency. We connect end-customers directly with insurers, meaning that if you’re looking to buy insurance, you’ll have unprecedented access to review and choose the best policy for your needs.

4. The VRN token has a built-in value appreciation mechanism.
All insurance transactions on the Vernam platform operate with VRN tokens. To make this happen, the Vernam team will be buying VRN tokens from the market.

And by buying tokens from the participating exchanges in order to reward clients, we will create a constant demand for the VRN token.

5. Vernam will launch an innovative crypto insurance product, Crypto Safe (CS), thus providing a future-thinking alternative to traditional insurance.

While disrupting the structure of insurance is no small feat, at Vernam, we’re thinking big and not stopping there. We’ll partner with insurance providers across national borders to provide our own unique crypto insurance product, with our goal being to up the game even more.

What’s new with Crypto Safe?

End-to-end digital process — fast & automated
Smart contract — guaranteed correctness towards the client
Transparent premiums and coverage policy
When no damage is claimed, the CS smart contract will return a defined percentage of the premium to the client in VRN tokens
Not only is Crypto Safe offering a smoother, faster, more transparent experience for the end-clients, it’s also incentivizing prevention of accidents & claims.

6. The Vernam Project is led by a talented team dedicated to making this vision a reality.

Our team of over 20 experts is headed by a trifecta of talented co-founders including:

Roman Angelov is our CEO and Co-Founder.

CEO of DIMIROMA GROUP, a leading Bulgarian consulting, IT, and digitization company. Awarded Digital News Innovation (DNI) funding by Google.

Ivan Georgiev is our COO and Co-Founder.

Member of the board of directors of one of the biggest holdings in Bulgaria. Founder and manager of a successful mobile app development company.

Dimitar Mitrev is our CBDO and Co-Founder.

PhD Student. Dipl. Eng. Experienced in creating and managing different B2B IT projects. CEO of DEAFOR. Member of the Bulgarian Association of Information Technologies (BAIT).

7. Right now is the best time to buy VRN tokens.The price is set to go up from here on out.

We’re rewarding early contributors with huge discounts, so the earlier you contribute to Vernam, the better your future ROI. So why wait?

Are you ready to join the insurance revolution? We’d love your support and can’t wait to welcome you to the team.
Do you have a market share you like to get?
Since Vernam will initially target Europe, our white paper will be focused on the EU market. The following figure shows its development by the major insurance categories. The total size of the insurance premiums in Europe has been stable around € 1 – 1.2 trillion, regardless of the overall economic situation on the continent. Of this amount, approximately 60% is attributed to life insurance.

The various types of non-life insurance contribute €471bn in 2015 - this is exactly the market share we are about to revolutionize!
Do u have any restrictions for the participants? The USA users may take part in ICO?
86  Alternate cryptocurrencies / Tokens (Altcoins) / Re: [ANN][ICO]⚡Vernam- The World's 1st 0% commission insurance ⚡ [SOFT CAP REACHED] on: May 10, 2018, 10:24:52 AM
Very favorable conditions for investors. Be sure to join the project as soon as you announce the start of IСO. Will there be any discounts for investors?
87  Alternate cryptocurrencies / Tokens (Altcoins) / Re: [ANN][ICO]⚡Vernam- The World's 1st 0% commission insurance ⚡ [SOFT CAP REACHED] on: May 10, 2018, 09:50:59 AM
Are you happy with the ICO progress? I know you don't share the numbers, but can you at least give us a hint?
88  Alternate cryptocurrencies / Tokens (Altcoins) / Re: [ANN][ICO]⚡Vernam- The World's 1st 0% commission insurance ⚡ [SOFT CAP REACHED] on: May 10, 2018, 09:30:56 AM
Could you gve information is why your project good other than competitor?
The insurance world hasn’t seen any big changes in a while. It’s become stale and stagnant. With technological innovation taking the world by storm, though, insurance can’t hide forever. And Vernam is making sure insurance doesn’t lag behind, but rather jumps ahead of the curve.

Our goal is to revolutionize insurance by providing a decentralized blockchain-based insurance marketplace. When end-clients and insurers can meet in a transparent, secure, and efficient platform, the world will finally unlock the true potential of blockchain for insurance and we’ll all reap the benefits.

Vernam’s coin is already in PreSale, and you shouldn’t miss out on backing this InsurTech startup! Here’s why.

1. Vernam will transform insurance into a transparent, efficient, and accessible playing field.
With so many ICOs on the market, you have to pick and choose which ones to back carefully. And the most important question to ask is this: Does this ICO provide real, lasting value?

There’s no question about it — Vernam definitely does. Insurers agree that insurance is facing huge changes — there’s a real mismatch between how the insurance industry operates and the amazing potential offered by new technological capabilities. But while many InsurTechs are focusing on expanding the insurance value chain, Vernam is here to disrupt it entirely.

And this kind of big-picture thinking is what’s badly needed.

Insurance is plagued by a few main issues, and Vernam solves all of these: slow processes involving too many intermediaries, lack of freedom of choice because of barriers to transparent product information, painstaking personal information verification, high costs due to the general inefficiency built into the system.

By leveraging blockchain, the insuring process will see huge benefits in terms of time & effort involvement. Private data will be secure and more quickly available, which will not only speed up insurance purchases, but also claims and payout.

And more than that, when insurers have access to verified, detailed, and personalized data, they’ll be able to offer more relevant and tailored products for their clients. It’s a win-win for both insurers and regular people who need insurance.

2. You’ll save big on commission fees — because there aren’t any.

Intermediaries like brokers and agents typically take big commissions — up to 30% — on every policy they sell. With Vernam, we take these intermediaries out of the equation completely and that cost goes down to 0%. It’s that simple.

3. Participants in the marketplace receive a bonus with every policy purchase.

Every policy purchased will include a bonus of up to 30% of your policy premium distributed in VRN.

Where does this come from and why? See point 2 above. We’d like to reward the end-clients instead of agents and brokers, and incentivize everyone to jump bravely into the future of insurance.

Beyond financial rewards, as a purchaser of insurance you’ll also gain another important thing — agency. We connect end-customers directly with insurers, meaning that if you’re looking to buy insurance, you’ll have unprecedented access to review and choose the best policy for your needs.

4. The VRN token has a built-in value appreciation mechanism.
All insurance transactions on the Vernam platform operate with VRN tokens. To make this happen, the Vernam team will be buying VRN tokens from the market.

And by buying tokens from the participating exchanges in order to reward clients, we will create a constant demand for the VRN token.

5. Vernam will launch an innovative crypto insurance product, Crypto Safe (CS), thus providing a future-thinking alternative to traditional insurance.

While disrupting the structure of insurance is no small feat, at Vernam, we’re thinking big and not stopping there. We’ll partner with insurance providers across national borders to provide our own unique crypto insurance product, with our goal being to up the game even more.

What’s new with Crypto Safe?

End-to-end digital process — fast & automated
Smart contract — guaranteed correctness towards the client
Transparent premiums and coverage policy
When no damage is claimed, the CS smart contract will return a defined percentage of the premium to the client in VRN tokens
Not only is Crypto Safe offering a smoother, faster, more transparent experience for the end-clients, it’s also incentivizing prevention of accidents & claims.

6. The Vernam Project is led by a talented team dedicated to making this vision a reality.

Our team of over 20 experts is headed by a trifecta of talented co-founders including:

Roman Angelov is our CEO and Co-Founder.

CEO of DIMIROMA GROUP, a leading Bulgarian consulting, IT, and digitization company. Awarded Digital News Innovation (DNI) funding by Google.

Ivan Georgiev is our COO and Co-Founder.

Member of the board of directors of one of the biggest holdings in Bulgaria. Founder and manager of a successful mobile app development company.

Dimitar Mitrev is our CBDO and Co-Founder.

PhD Student. Dipl. Eng. Experienced in creating and managing different B2B IT projects. CEO of DEAFOR. Member of the Bulgarian Association of Information Technologies (BAIT).

7. Right now is the best time to buy VRN tokens.The price is set to go up from here on out.

We’re rewarding early contributors with huge discounts, so the earlier you contribute to Vernam, the better your future ROI. So why wait?

Are you ready to join the insurance revolution? We’d love your support and can’t wait to welcome you to the team.
Do you have a market share you like to get?
89  Alternate cryptocurrencies / Tokens (Altcoins) / Re: [ANN][ICO]⚡Vernam- The World's 1st 0% commission insurance ⚡ [SOFT CAP REACHED] on: May 05, 2018, 02:00:51 PM
What is your hard cap in US$?
What is your soft cap in US$?

How does the team intend to use the funds raised?
Sorry if this is mentioned in the white paper. Already downloaded but will have a look at it later.
90  Local / Alternatif Kripto-Paralar / Re: GroestlCoin on: May 05, 2018, 01:50:34 PM
GRS şuan değerinin çok çok altında işlem görüyor ben saklı gem olarak görüyorum teknolojisi muazzam takip edilmesini öneririm.
91  Alternate cryptocurrencies / Speculation (Altcoins) / Re: BEST ICO for 2018 on: May 03, 2018, 01:27:59 PM
reserved
92  Alternate cryptocurrencies / Speculation (Altcoins) / Re: Best ICO for May 2018 on: May 03, 2018, 11:40:14 AM
I would still suggest you with Vernam, Quarkchain and POPChest. These are strong and promising ICOs to invest.
93  Alternate cryptocurrencies / Speculation (Altcoins) / Re: BEST ICO for 2018 on: May 03, 2018, 10:32:51 AM
It seems market is going to recover in the following months. Great opportunity for ICOs imho.
ICO success rate for 2017 was low because all projects were made for being a currency and just that. Blockchain is capable of much more than that.

Vernam seems good, probably raise too much eth, their team is also very professional. Quarkchain is also solid project, both can be good long-term investment.

Vernam;https://medium.com/@vernam.official/8-reasons-to-contribute-to-the-vernam-project-4bb2ed5fb31e

Quarkchain;https://crushcrypto.com/quarkchain-ico-review/
94  Alternate cryptocurrencies / Speculation (Altcoins) / Re: Which ICOs do you plan to join in MAY on: May 03, 2018, 10:19:26 AM

In May these two ico's are interesting for me;

Vernam

I saw they are easily reached Soft Cap. Very interesting idea, good team and the project as a whole. And insurance based on the technology blockchain sounds cool and promising.

https://medium.com/@vernam.official/8-reasons-to-contribute-to-the-vernam-project-4bb2ed5fb31e

Quarkchain

Quarkchain has a very large community and have raised a lot of money. There is good hype also.

I'm sure that these projects can bring a few X's.
95  Alternate cryptocurrencies / Announcements (Altcoins) / Re: ⚡⚡⚡ [ANN] POPCHEST - An open platform for video distribution ⚡⚡⚡ on: April 30, 2018, 12:17:08 PM
I think it will be like Netflix. It looks interesting
96  Alternate cryptocurrencies / Speculation (Altcoins) / Re: Which ICOs do you plan to join in MAY on: April 30, 2018, 12:14:47 PM
Merculet , Blue Whale , Edenchain and CryptoCurve . The best is edenchain but I could not register whitelist.

Merculet and Vernam looks good.
97  Alternate cryptocurrencies / Speculation (Altcoins) / Re: Which ICOs do you plan to join in MAY on: April 29, 2018, 09:31:23 PM
Vernam looks interesting. Insurance is big sector and I know there are huge profit. Team seems very professiona. I will make research about them!
98  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN] ⭐️⭐️⭐️ YouGov Direct - A new digital advertising platform! ⭐️⭐️⭐️ on: April 29, 2018, 09:29:21 PM
is there any bounty program?
99  Alternate cryptocurrencies / Announcements (Altcoins) / Re: ⚡⚡⚡ [ANN] POPCHEST - An open platform for video distribution ⚡⚡⚡ on: April 29, 2018, 09:28:05 PM
What is the difference between Youtube and PopChest?
100  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN][ICO] POP Network – An open platform for video distribution on: April 20, 2018, 10:31:55 PM
Is it possible to participate presale in US?
I want to inform for US and international falls;
- Presale U.S. falls under Reg. D exemption meaning token purchasers must be accredited or sophisticated investors.
- Presale International falls under Reg. S exemption meaning token purchasers do not need to meet Reg. D requirements, but CANNOT be U.S. persons.

Thank you!
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