ETH has many uses and is great to use when trading tokens, I expect that makes up a large percent of its use case but it also works well as a currency.

I use ETH for development though so if you're using it to create dapps like me then you have to use Eth to create the contracts and pay the gas fees etc. Although I'm sure only a small amount of Eth users use it for this!

Do you have any charities or organisations in mind who you could work with? I think a lot of work needs to be done to build up the relationships as not too many people may use Help token for donations unless it really is encouraged and partnerships would be great to benefit everyone! Good luck!

You can't just hold any coin for a long time and expect them to make serious gains. It all depends on the coins you choose. If you pick decent ones with a good team and a use case, it's very likely that holding long term would pay off. The most important thing is the coin you've holding, not how long you're holding for.

Does this have anything to do with Ripple whatsoever or is this purely just using Ripple in it's name?

As I understand it, Mobu will allow users to create security tokens which conform to regulations? And are these tokens only ERC20? I'm also wondering what else does the Mobu platform offer to users beyond that?

There's no denying that there are multiple stories of people who have gotten rich from cryptocurrency but a lot of it based on luck and being willing to take a risk. And it also depends on what your definition of rich is too.

What I will say is that you can definitely make money in cryptocurrency if you play your cards right. Always do your research and try to gain as much knowledge as possible. Learn to spot trends and upcoming projects with potential, be willing to take a risk but NEVER EVER invest more than you're willing to lose.

I would advise against anyone getting into crypto just to get rich though or make money if they have no idea what cryptocurrencies are or how they work.