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1  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN][ICO][BONUSES] CRYPTOV8 - A Fully Regulated Crypto Banking Solution on: July 24, 2018, 08:30:09 PM
Very Interesting Project....
Thanks Kapoor!
There was a recent review of our proposition on Steemit that is worth a read.
https://steemit.com/cryptocurrency/@ghayas/cryptov8-crv8-the-need-of-time-bringing-banking-into-blockchain
2  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN][ICO][BONUSES] CRYPTOV8 - A Fully Regulated Crypto Banking Solution on: July 24, 2018, 08:28:18 PM
Wonderful project I'm glad that I joined you! the whitepaper its awesome love the project! Great team with great project.
Thanks, we have already been in front of the regulators and there is no stopping us!!
Prototype is in development (early alpha demo is out now) and we have one of the worlds biggest banking platform providers as both
a partner and a strategic advisor!
3  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN][ICO][BONUSES] CRYPTOV8 - A Fully Regulated Crypto Banking Solution on: July 24, 2018, 08:25:13 PM
Indeed, the team behind this project have done their home work before announcing but I still have a question that I want the team to answer. I personally was attracted to your project because of this sentence

     "Cryptov8 will remove barriers to use and incentivise early adoption by rewarding cryptocurrency holders in a similar way to fiat (currency that is declared by governments as legal tender)"
My question is this: Do you think you can beat conventional banking with your system? If yes, explain how.
Thanks
Hi Greatben, great question!.
Pretty easy to beat conventional banks, they have not changed in 30 years and are slow and reluctant to change even now.
Ever wondered why i can send files across the world in seconds yet some bank transfers take 3 days and cost $$$
The movement of money costs the bank little/nothing as its an electronic instruction... they hold the money for a few days as the longer they hold it (and they compound it due to the volume of transfers) they make additional interest. So they are making money off you twice.

In the real world transfers anywhere should be frictionless and instantaneous. There is no excuse to take days and charge $$$
It not just banks we think we can beat, we think we can beat remittance companies, exchanges and fiat gateways.
We aim to have a unified eco-system where buying and selling currencies or cashing out is instant and drag and drop...simples.

I don't know about you, but whenever i buy and sell i get hit by coinbase, gas, exchange fees (both ways!)
Im looking forward to having it all in one platform and not having to remember 6x exchange login details, then wait 3 days for a SEPA transfer...thanks but no.
Also, the ability to do peer to peer transfers internally at no cost works for me, and the crypto linked debit card.

There is a heap more info on the website and our video demo, or your welcome to come and join our telegram community

https://www.youtube.com/watch?v=CV0J8A44Ao4
https://t.me/Cryptov8Chat
4  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN][ICO][BONUSES] CRYPTOV8 - A Fully Regulated Crypto Banking Solution on: July 24, 2018, 05:15:09 PM
Cryptov8 Alpha MVP early prototype release is now available.

Unified Crypto and Cash current account
Crypto linked debit card
Peer to Peer transfers
Crypto lending
Integrated exchange and gateway
Drag and drop for crypto to cash, cash to crypto and atomic swaps between tokens


https://youtu.be/CV0J8A44Ao4
5  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN][ICO][BONUSES] CRYPTOV8 - A Fully Regulated Crypto Banking Solution on: July 24, 2018, 05:07:42 PM
excellent and exciting project, i hope the team will continue to intensively promote this project so that more will be known and the project will be more developed and successful.

Thank you, with the news today from the Bank of England, and Mastercard's new patent being awarded we strongly believe we are in the right place at the right time!
6  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN][ICO][BONUSES] CRYPTOV8 - A Fully Regulated Crypto Banking Solution on: July 24, 2018, 05:00:01 PM
Universal wallet and combined account sounds interesting!
7  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN][ICO][BONUSES] CRYPTOV8 - A Fully Regulated Crypto Banking Solution on: July 24, 2018, 04:25:54 PM
Can you tell us what legal steps you have taken, be it implementation, policy, so that you are able to release your platform?
Hi CryptoKingh,
We have had meetings and discussion with representatives of the Financial Conduct Authority (FCA) which were met with favourable reviews. We have a 400 page regulatory business plan which focuses on the traditional banking side of the project and we previously held a consumer credit licence. We could have applied for a licence variation in order to apply for a full banking licence, but there is little benefit so we are going straight for a banking application.

I previously have worked for central banks, clearing houses, monetary authorities and have launched 15 new banks. The rest of the team have similar pedigree.
For those that are genuinely interested we can always make time for face-to-face meetings in London or video calls to answer any questions.

From a legal perspective we have an advisor from Locke Lord, one of the most respective global law firms in the industry


8  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN][ICO][BONUSES] CRYPTOV8 - A Fully Regulated Crypto Banking Solution on: July 14, 2018, 05:21:36 PM
Cryptov8 Pre-ico is live!. A unified current account with full banking facilities with multi-currency cryptocurrency support.
Peer to Peer transfer, atomic swaps, full fiat gateway and exchange.



9  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN][ICO][BONUSES] CRYPTOV8 - A Fully Regulated Crypto Banking Solution on: July 04, 2018, 01:20:59 PM
Whitelist now for 24 hour advanced access to the Pre-Ico.
10  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN][ICO][BONUSES] CRYPTOV8 - A Fully Regulated Crypto Banking Solution on: July 04, 2018, 12:50:34 PM
11  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN][ICO][BONUSES] CRYPTOV8 - A Fully Regulated Crypto Banking Solution on: July 04, 2018, 12:42:32 PM
12  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN][ICO][BONUSES] CRYPTOV8 - A Fully Regulated Crypto Banking Solution on: June 20, 2018, 02:17:02 PM

Cryptov8 have launched a new promotional video!

https://www.youtube.com/watch?v=ManRNXuw5YI8
13  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN][ICO][BONUSES] CRYPTOV8 - A Fully Regulated Crypto Banking Solution on: June 15, 2018, 04:11:56 PM
We have added your project to a fast growing platform for ICO investors https://icobuffer.com/projects/sryptov8. We recommend you to add more information about your project, this could positively affect the rating. Write to me if you have any questions.
Thanks ICOBuffer!
14  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN][ICO][BONUSES] CRYPTOV8 - A Fully Regulated Crypto Banking Solution on: June 14, 2018, 01:26:23 PM
15  Alternate cryptocurrencies / Announcements (Altcoins) / [ANN][ICO][BONUSES] CRYPTOV8 - A Fully Regulated Crypto Banking Solution on: June 14, 2018, 01:24:52 PM



The fragmentation of cryptocurrencies across exchanges, the lack of education and understanding, high costs of crypto token transacting and the multitude of wallets available have all served to erect barriers against adoption for all but the most determined practitioners.

Cryptov8 will remove barriers to use and incentivise early adoption by rewarding cryptocurrency holders in a similar way to fiat (currency that is declared by governments as legal tender). Cryptov8 will be launching a universal account and universal wallet that manages both FIAT and cryptocurrencies.

Cryptov8 does not see itself as just competing with other banks, the established order and the newer digital ‘challenger’ banks. Rather we will draw upon the best corporate examples of customer service and use of technology, across other digital consumer champions, such as Alibaba, Apple, Amazon, Google, LinkedIn, WeChat and others.







Cryptov8’s mission is founded on key principles of fair practice, transparency, treating the customer fairly and using technology to give the customer what they need. Advancements in
technology such as artificial intelligence, machine learning and blockchain give us an opportunity to serve the customer better by helping them improve their financial lives. For example, by intelligently predicting spending patterns and utilising more efficient services through new technology we will provide informed financial suggestions.

These technology enabling trends are supported by changes in regulation such as Open Banking and PSD2 that furthers customer choice, allowing Cryptov8 to interact and integrate with other market services, making sure customers have access to the best of breed service options in the banking and wider commercial ecosystem.





Project Overview

New Banking Ecosystem / New Competitive Landscape
The UK’s Open Banking initiative, Europe’s PSD2 initiative and the global push to open banking standards promises to transform the banking sector and will allow FinTech’s and other new operators to offer services to banking customers. Cryptov8 will capitalise on these changes by partnering with appropriate organisations to extend the list of cryptocurrency and blockchain services available to our customers, ensuring we become the ‘one stop shop’ for anything crypto related. We will also offer our capabilities via decentralised apps to promote crypto commerce services across the market.

Regulation in a largely unregulated market
Cryptov8, plan to be enviably placed as a UK regulated bank to merge the UK’s best practice regulation of an established market with the emerging crypto market that has yet to see prescriptive best practice. Cryptov8 will look to adapt and apply UK regulatory best practices to lead the way in protecting the customer from the pitfalls for the unwary and inexperienced moving into the cryptocurrency world.

We will be a global presence in the traditional and cryptobanking industry. Cryptov8 will apply its UK knowledge and experience not only to cryptobanking, but to all future geographies and markets it aims to serve. Cryptov8 believe we are perfectly placed to be a responsible custodian in the cryptobanking market and will lead by example in serving and protecting our customers.

Making Cryptocurrencies Accessible to Everyone
The cryptocurrency market is fragmented and difficult to navigate for the uninformed. Exchanges are many, with coins or tokens distributed amongst them. Fiat gateways often make it hard to obtain a specific coin without buying another coin on the way through and wallets are numerous and sometimes confusing for the consumer. This creates a real barrier to entry and additional and unpublished transaction cost for many potential investors.

Some banks demonstrate a disregard for the evolution of cryptocurrency by barring fiat conversion payment mechanisms, dissuading customer participation. If nothing else this serves to indicate the competitive threat the existing banking sector perceives to their proprietary money exchange and transmission services.

Cryptov8’s intention is to reverse the existing banks quasi monopoly on money remittances’, We will offer our customers easy, cheap or free access to the cryptocurrency market. And we will incentivise participation through our tokens and offer other discounted banking services for those participating in the cryptocurrency market.

We will provide educational material to help people enter the market and allow customers to use tokens to offset the cost of courses such as those provided by Udemy and others. Additionally, we will offer a help assistant for customers as they interact with the bank in the form of a cognitive learning bot. The bot will be configured to assist customers with questions and will build any appropriate account applications in the background, giving customers the opportunity to interact with the bank in a chat window whilst having the paperwork built as an output.

Technology

At the outset, we realised that it was important for us to define and control the customer journey and our technology selection criteria and evaluation process has been conducted with those aims in mind.

Cryptov8 does acknowledge that for many of the peripheral services and in particular those associated with the cryptocurrency market and Blockchain that we will need to collaborate with a series of organisations to deliver the best service and best value for our customers.

Therefore, open banking and the use of Apps and APIs will form a key aspect of the overall solution we build. One example, is that we will need to integrate with many FinTech organisations who can deliver far more compelling solutions to business or customer problems than Cryptov8 could support by itself.

Our collaboration and use of open banking is fully supported by the Payment Services Directive 2 (PSD2) and the UK’s own OpenBanking initiative. Blockchain as a technology is built using the same principles. We believe by embracing the technology and this regulation, it will allow us to offer the best services to market.

Cryptov8 is engaged with a number of technology suppliers to deliver on this promise and we are excited by the partnerships and joint ventures that are being considered albeit initiatives that we are unable to elaborate on at this time due to non-disclosure arrangements. Our strategic partnerships will be released to the public once legal formalities have been completed and will be announced across all media platforms throughout the lifecycle of the bank launch.






16  Other / Politics & Society / Re: Why do people hate islam? on: June 08, 2018, 11:04:57 PM
I am here to just say one thing? Why do YOU hate islam? and you should really give a valid reason not a shitty one that says 'Because media'
and Yes, I am a muslim for those who ask, just tell me, come out of your shell and say why you HATE it, and I could be here to clarify things to you.
Also here is something that most people mistake about islam is that "Islam hates other religions" for this I say, Islam does not hate ANY religion, but it suggests to 'invite' them to islam, as slowly, and peacefully, even if they refuse, you can try and try, until it's their choice, you stop. and for all the wars that happened, it's because the other religions decided to come into war on Islam.

If you need anything clarified, I am here to answer you, don't be scared, I won't be offended by anyone, also haters, you can reply, I won't care Wink
I spent 10 years in Saudi and the middle east, and met some amazing people.
the interpretation causes more problems that anything else tbh
17  Alternate cryptocurrencies / Altcoin Discussion / Re: Do you still support Ethereum? on: June 08, 2018, 10:59:18 PM
I can't name any other coin/token, which failed more times than ETH. It's not about loving or hating it, it's all about people losing money, because of situations which can be avoided. I would care less if these ETH based projects were not asking money from the masses, but that's not the case. And believe me when I'm saying that Ethereum has some powerful lobbyists. Otherwise its price would be probably 1/5 from the current one.

Didn't we had enough of this?
Love it or hate it ETh is used extensively across the crypto domain. Let be fair.. most ICo's are based on Eth or BTC investments.
18  Other / Off-topic / Re: Where is your "Dream Place" to travel? on: June 08, 2018, 09:54:17 PM
Id love to go to Dubai, Maldives, New Zealand.... they say travel is the best way to learn.
19  Other / Off-topic / Re: Im 13, what coding language should i learn? on: June 08, 2018, 09:53:01 PM
Im mostly interested in machine learning, web development and making smart contracts what language should i learn? Im complete newbie and cant code at all
from a blockchain perspective then React.JS, python, solidity etc would stand you in good stead!!!
20  Alternate cryptocurrencies / Speculation (Altcoins) / Re: Market Goes Down and Down on: June 08, 2018, 09:50:54 PM
It's a Very Struggling time for Cryptocurrencies. The Market Goes down approx 10 to 15 Percent. Bitcoin Drop down $7k, On the other Hand, Ethereum goes down $400.
im hoping that institutional money or the wider public will jump on board this year... fingers crossed!!!
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