Just a quick update, I dont expect to get an answer from these clowns but Ive been sure to take 5 min a week to try to get hold of them a few times each week since I posted this. I have not managed to get hold of them yet.

Stay far away from this its a joke:

https://bitcointalk.org/index.php?topic=2373307.msg24204744#msg24204744

Hi - a friend of mine has sent me some btc, he is new to sending and has just been holding and watching the money grow, this was his 1st send and he used a low transaction fee although it was set to "priority" in the blockchain wallet.

I told him to re send a smaller transaction to see if it would bump it through with a larger fee and finally to try again with a very large fee but they are all stuck, can anyone see what might be wrong here, the last one has, as far as I can tell a huge transaction fee:

1st one
https://live.blockcypher.com/btc/tx/a77f254a4dc53edcb60a6708de54886cbd6bb1102f70516a384d14b967bfa19d/

2nd one
https://live.blockcypher.com/btc/tx/fe8597480b1ede442fd923ae5c012cae975efbcac96f0d23b96a1887ba284e31/

last one
https://live.blockcypher.com/btc/tx/af39fdf9476f04a86022c320885f78ca3b8d27cd3b1f3d59207ebfd6a3a58da0/

Ive never had anything take this long and I have sent transactions since which have been processed

I thought twice about posting this as Ive been quite a Bankera advocate over the last few months and invested quite a bit into BNK, I was really bought into the project and wanted it to succeed.... but I think its something I wanted "out there".

I sent a copy of my passport to spectrocoin some time ago to verify my account (way before bankera was announced, I just wanted to buy some btc from them at that time) and they said that they also needed a picture of myself holding it. I didnt feel totally happy sending this to them so I didnt get back to them for a while as I found somewhere else I could buy btc from.

I became interested in bankera when it was announced and decided to buy some bnk. I saw that people who invested over 1k would be eligible for a free IBAN account, after several reads of the whitepaper I decided to back this project and invest just under £5k. There were some problems with deposits made in eth, which was my chosen deposit method, so I tried to contact Spectrocoin over the phone but the phone number was not working. I connected on live chat with spectrocoin and they told me there was a delay in the deposit processing and it would be sorted shortly and they were busy so the phone was engaged. This all happened during pre ICO.

More recently after investing in BNK I decided I wanted to lift the restrictions on my account so I could use the IBAN that is available to larger investors. I decided to upload the photo of myself holding my passport as requested - I got a message back very quickly saying:

"Compliance department rejects verification"

No more info - thats it.

So I tried to call Spectrocoin to resolve the issue, the phone number was still not working - it gave the same faulty tone it did during pre ICO.

I contacted live chat at spectrocoin and asked for a phone number but they said that the number was often busy and I probably would not get through but that they could help on live chat. I told them about my verification issue and they said I needed to email the compliance department as I could not talk to them on live chat. They also said the phone number was likely busy which is why I could not get through.

I emailed the compliance department and tried again to contact spectrocoin on the phone, the phone number did not work, I tried calling several times during the day and also tried calling between 1am-3am UK time to see if the number was working, the number did not work at any time which makes me think the line of "the number is busy" I am been given on livechat is untrue. I called BT and had them test the line, they did this and told me that it was not a BT line so they could not do a full diagnosis but it appeared to be faulty.

I voiced my concerns over the verification and dead phone number in the group investor chat linked from the the official bankera website and I was sent a message from someone who works for bankera called Ras asking if I could provide him with my login email for spectrocoin which I did assuming he would look into my case. I also asked him about the phone number on the website but there was no reply. Today I went into the bankera investor livechat and have been banned so I cannot send private messages or speak in the main chat, I assume this is because I brought to the attention of the group that the phone number on the website was a dud.

I still dont know why my account was not verified, my last post in that chat was suggesting if the phone number did not work then it should be taken down from the website, this comment was met with at least one positive emoji with a regular poster.

Overall this has been a terrible experience, I can still log into Spectrocoin but my account is still not verified and I dont know why. I am still banned from the bankera chat after been involved in some very interesting discussions in the past. I only drop in from time to time.

Anyone who is cynical of anything I have written above can simply call the phone number on the spectrocoin website and see that it doesnt work. As I felt badly done to over this farce I did a little investigation today and an 90% sure I have found the company who is providing Spectrocoins virtual office in London.

I have just had another discussion on the spectocoin website and it was a little better than the ones before, the person I spoke with (although unable to help at all) has told me that they will personally get the compliance department to get back to me on this so there is a light at the end of the tunnel - perhaps.

I will continue trying to work with the compliance department and hope they get back to me, I do actually think we will get to the bottom of the compliance issue somehow once it is discussed  but in this time to shady ICOs and everything been built on trust I dont think Spectrocoin or Bankera are doing themselves any favors with their banning of people from chats who raise concerns or phone numbers that dont ring on their website.

Im not saying that I think bankera or spectrocoin are a scam, I dont think the are, I think its a great project and a great idea but communication has been terrible. They have 9 great advisers and as clear a vision as you can have with a project like this. Hopefully this feedback reaches the people who can make use of it.

Thanks - this looks to be correct to me now, I mis understood the english

I dont 100% understand this and my maths is not perfect but I am seeing people here saying that as bankera takes off the money paid to token holders weekly will increase, however, from reading the whitepaper I dont think this will happen. Even by 2027 when bankera is flying if everything goes as forecast they wont be trading as much as they have in the ico phase where they have traded 2.5 billion tokens (25 million) in about 2 weeks.

I am seeing that bankera forecast to make 500 million profit per year by 2027 (page 16)
Now if they make 500 million that is 1/2 a billion
Divide that by 52 to get weekly profit
Lets say 10 million to round it up and keep things simple profit per week
If they pay 20 percent of that to token holders that is 2 million shared around

This could be way off and I Could have missed something I dont think they forecast to ever do even close to the amount they did in pre ico when live.

I hope Im wrong and I hope to be corrected but wanted to make a post

Ill confirm what happened as soon as trezor update to show btc cash I will let you know what Im seeing

I have some bitcoin at coinbase who do not support the new bitcoin cash. ive just got back from some time away and I would like to move the btc I have with coinbase to my trezor so i get the "free coins" that come with the fork.

I dont know all the details and drop by from time to time, I guess my question has 2 parts:

1) is it safe/possible to send btc at the moment
2) If I send now to a trezor from a place that does not support bitcoin cash now will I likely get the bitcoin cash with the fork or am i too late?

Thanks



edit
I sent a small amount as a test and it looks to have started the process as usual with the transaction waiting for confirmation, however, I sent 0.05 and its showing as me sending 0.05 and 0.0171 to 2 different addresses, I would guess the 0.0171 is the btc cash?

Very interesting



Okay ignore me - I started this thread because I was curious but everything worked regarding the transfer and I suspect I will get the cash too given what I found above

Thanks for clearing that up in a language I understand!

Could something be becoming unstable? i might just be unlucky but I cant remember the last time I had a problem free transaction, I dont make many but it could well be my luck

I have 2 transactions that seemt to be stuck:

https://blockchain.info/tx/5cbcafff22ee5db5b7a86c8ea340793cefa8002fb9f34d0477875c4634895dc0

https://blockchain.info/tx/8900ce587d50cd5979fa285d76010a91a7c3ac2185a9a7d376ec0ff858dc87c6

The second one I think I gave quite a high fee too.

This seems to be happening more and more, I cant remember the last transaction I sent that went through without a seriously long delay.

Has something changed/the fees needed increased significantly in the last 6 months?

Is there anywhere I can learn a bit about this fee stuff that will make sense, I dont want to be a high level bitcoin expert but would likea passive understanding of the fees used/needed?

The original address, just scanned the exact same qr code again

Im the furthest thing from an expert but I just used the same app on my phone to send another transaction with a high fee and then everything was seen and approved within about 15 min. Cant help you with the science of it but it did work

Thanks - sending again another transaction with a $5 fee seems to have pushed everything through. Ill email the guys who made the wallet and let them know but for now I will increase it manually.

They look to be pushed through now thanks

I have 4 transactions which are over 24 hours old and not confirmed these are the numbers:

7cf798bbaa47d09e731b50ab0a43600e82bbe7d3139399420972c34f8240387d

5ec2ccd80e7f54fd32e6c8530c6d97307fc24c84575eb34f15de2f4cd61c8253

b07513a7b226acc067d8912c3cd9b30156d18d202aaa4b6b4b1d13fa5e453db8

0713e99c8ca5d1bb9528c6354c9551e7e036d6ef1d0c0fc6ea6f6c9a573ff480

They total around 1 btc, I sent them using the qr code and the blockchain app, I think in future given this is happening too often, I need to manually increase the fee on next send.

I have learned from the last time I was here how to check the fee and it looks like I paid

   0.0002712 BTC

I also know that there is a place here https://bitcoinfees.21.co/#fees that I can check fees but Im not sure what to do with these 2 pieces of information.

Im happy to wait another 24 hours for this to go through but I just get a little nervous when it has not been confirmed. I saw an accelerator in a previous post but it always seemed to be maxed out.

Thanks - thats really useful and made me feel loads better.

I will wait until tomorrow as I dont know much about accelerators and if it is still stucj tomorrow Ill see what I can do.

Thanks - I wasnt sure if it was safe to share it which is why I didnt put it in my original post, the code is:

6beffbb9b26ce377b32fa6507e41d66531bc1cf5d42b408156b09371625db09b

I use a blockchain wallet and I have a transaction which has not been see yet. I have used bitcoin off and on for a long time but only have a simple understanding of how they work.

Is it just a case of waiting and waiting? Would there come a time when you would think I should worry?

Ive used bitcoin for a while and I know how to send/recieve etc I thought I was reasonably understanding of them but I have recently stated using a blockchain.info wallet.

In the app that comes with it on my phone there is a message that says sharing your xpub key enables others to disrupt your transations. I cant get my head around what this apub is and how it differs from when i just go onto the site and log in, press recieve and get a number to request btc to be sent to.

Can anyone point me in the right direction, i am wondering if I have been doing something wrong or if the blockchain app words differently to the other wallets I have been using

Yep I have found very little about this site anywhere, good or bad. I found it in google, whoever is behind it has put a considerable effort into getting some decent google rankings on quite a few investment related terms.

The fact that re-investing 1 btc today at the published rates on the site will have you a millionare many times over by the same time next year should set a few alarms off but if youve money to burn dabble around and let me know how you get on, Im interested.