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501  Economy / Service Discussion / Re: Any hotel or Airbnb in Berlin that takes Bitcoin? on: July 15, 2013, 07:27:16 PM
There was once a wiki for such things, but now I'm having some trouble finding it.

9Flats is like an AirBNB that is popular in Europe, and takes Bitcoin:
 - http://9Flats.com

The wiki article:
 - http://en.bitcoin.it/wiki/Trade#Hotels


Here's from a comment to a Reddit post:

Quote
With Gyft you can buy Marriott gift cards with Bitcoins which can be used at any hotel under the Marriott (), but I don't know if those are usable at any Marriott branded property:
 - http://www.marriott.com/marriott-brands.mi

For AirBNB-type of rentals there is 9Flats, which accepts bitcoin:
 - http://9Flats.com

Otherwise, you can use a travel operator that accepts Bitcoin:
 - http://www.turismonordico.com
 - http://en.bitcoin.it/wiki/Trade#Travel_Companies

If you are from the U.S., then anyone can move value from Bitcoins to a Priceline.com gift e-card, or Booking.com, or Radisson, Accor brands, and many others using Lyoness. (transfer USDs to Dwolla through Camp BX then Dwolla to Lyoness):
 - http://bitcointalk.org/index.php?topic=156968.msg1664676#msg1664676

 - http://www.reddit.com/r/Bitcoin/comments/1ia4c2
502  Bitcoin / Bitcoin Discussion / Re: Bitcoin uptick in Iran/Middle east? on: July 15, 2013, 07:24:25 PM
I see a post describing an exchange, Coinava, now in Iran:

 - http://bitcointalk.org/index.php?topic=256445.0
503  Bitcoin / Bitcoin Discussion / Re: Iran can't print paper, guy tells them to use BitCoin on: July 15, 2013, 07:24:17 PM
I see a post describing an exchange, Coinava, now in Iran:

 - http://bitcointalk.org/index.php?topic=256445.0
504  Economy / Economics / Re: Iranians looking to bitcoins on: July 15, 2013, 07:20:06 PM
I am surprised that Iranians haven't looked to putting their savings into bitcoins considering the problems their currency has had this past year or two. Is there anyone who knows more about the situation there?

 - http://www.businessweek.com/articles/2012-11-29/dollar-less-iranians-discover-virtual-currency
 - http://www.forbes.com/sites/jonmatonis/2012/10/09/as-inflation-rages-in-iran-bitcoin-software-not-available/

MultiBit now has a Farsi translation.

LocalBitcoins:
 - https://localbitcoins.com/country/IR‎

Bitcoins traded in neighboring countries:
 - http://www.btcturk.com

There was a secondhand report about Bitcoins used to move funds from a mother in Iran to a son in Canada:
 - http://bitcointalk.org/index.php?topic=118940.msg1291415#msg1291415

And now there is a new exchange, apparently.  Coinava:
 - http://www.coinava.com
 - http://bitcointalk.org/index.php?topic=256445.0
505  Bitcoin / Bitcoin Discussion / Re: Is there an iTunes-style store that accepts Bitcoin? on: July 14, 2013, 08:53:10 PM
There are a few more digital goods sites / online stores.  I've seen others, but I don't remember the site name.

 - https://yumcoin.com

And others:

 - http://en.bitcoin.it/wiki/Trade#Digital_Downloads

506  Bitcoin / Project Development / Re: Bringing Bitcoin to the world-competing with Western Union on: July 14, 2013, 08:38:00 PM
I'm interested in starting a conversation about bitcoins in emerging markets. Don't have deep pockets but there has to be a better way for people to send money internationally without high costs. This is definitely worth exploring and speaking with people already making Bitcoin available in places like Argentina.

I just read this:

Quote
A startup called artaBit, is attempting to take on Western Union in the money-transfer business, using Bitcoin as the transport currency between countries, with a focus on sub-$1,000 transfers to Southeast Asia. The artaBit system would accept user deposits in one currency, transfer it to Bitcoin for the overseas trip, then convert those Bitcoins into whatever other currency is needed on the other end of the transaction. Co-founder Ayoub Naciri believes the company can offer the service at rates as low as 3%, easily beating Western Union’s flat-rate service charges, which can range as high as 30%, he says, on small transactions.

“We’re removing exposure to Bitcoin to the customer,” Naciri said. “Neither the sender nor the receiver needs to know about Bitcoin or even be aware of its existence to use the service. We don’t want to have the barrier of having to explain to people what Bitcoin is.”

 - http://finance.yahoo.com/blogs/the-exchange/future-bitcoin-202631430.html
 - http://www.artabit.com <-- Indonesian language only
507  Other / Off-topic / Re: Sorry, y'all: Game Over. I'm about to buy all the bitcoin. on: July 14, 2013, 04:44:56 AM
This dude is like the Energizer Bunny of scammers.

Update, latest incarnation:
 - bitcoinarr.com

The e-mail address for that PayPal account: pay@bitcoinarr.com


Still going!

Update, latest incarnation:
 - emocoe.com

The e-mail address for that PayPal account: bbbfunding@live.com


Previous scams (in chronological order) likely by the same scammer:

 - EasZPay.com
 - MtGax.com
 - MtGix.com
 - i4Dollars.com
 - BTKoin.com
 - BitcoinTalks.com
 - VirWex.com
 - bitcoin.appee.com
 - silkroadtor.com
 - mtgox.us
 - bitswing.com
 - bitcoinarr.com

Please report this scammer for phishing:

 - http://www.google.com/safebrowsing/report_phish/?url=http://emocoe.com
508  Bitcoin / Bitcoin Discussion / Re: U.S. bank closing all of my deposit accounts because of bitcoins on: July 13, 2013, 09:10:54 PM
I couldn't care less that my credit union doesn't have any branches outside of my state.  They refund all ATM fees anyway.

Many credit unions participate in a network so you could use most any other credit union's ATM as well.  I had a credit union that used the Co-Op network so was near a fee-free ATM nearly all the time.  I don't now if IAFCU gives refunds for ATM fees, but I see their network, CU24, is huge -- about a dozen ATMs within a two mile radius of where I am right now.


They say it against their rules.


I doubt they block everyone transferring to Mt. Gox, BITSTAMP, etc., so they probably considered the Pareto principle where possibly 80% of the dollars being sent are from just 20% of the customers and to shut those down.  Perhaps their highly paid compliance people do this so that they can argue why their salaries and bonuses are justified (make some arbitrary rule that is easy to enforce, enforce it, and then pat yourself on the back for a job well done even though there was no valid reason for it ... buying bitcoins isn't a crime.)
509  Economy / Service Discussion / Re: AurumXchange suspends all VouchX codes? Anyone can confirm? on: July 13, 2013, 12:05:18 AM
From a post on the BitInstant support thread:

The site still shows VouchX as one of the destinations for "Transfer".  I thought VouchX was done for.  Is this simply a site error, or has VouchX been revived from the dead?
510  Other / Beginners & Help / Re: Official Newbie BitInstant Support Thread (Active Customer Support) on: July 13, 2013, 12:04:36 AM
The site still shows VouchX as one of the destinations for "Transfer".  I thought VouchX was done for.  Is this simply a site error, or has VouchX been revived from the dead?
511  Bitcoin / Project Development / Re: Entrepreneurial Opportunities With BitCoin on: July 12, 2013, 06:32:29 PM
Re-occurring billing:

Only way I think it can be done is with a software solution that allows a user to deposit Bitcoins to the account.  When the account gets low the software emails the user reminding them to refill it.

Hosting providers, VPN services, any re-occurring subscription based service needs something like this.  

Coinbase now enables subscription authorizations:
 - http://blog.coinbase.com/post/50530790639/coinbase-launches-subscription-payments

So essentially by subscribing I am authorizing the merchant to pull $N USD (or ฿N BTC) per-month (or per-day, whatever) from my Coinbase account.  I just need to make sure I have sufficient funds in my Coinbase account when the merchant submits the payment request.
512  Other / Off-topic / Re: BarclayCard PayBand NFC wristband, introduced for #WirelessFest - Closed loop on: July 12, 2013, 06:23:17 PM
This would allow the wristband to be reused at future events, even with a different merchant.

I can't help but think that there's a place for RFID wristbands in providing a wallet that is both convenient and provides financial privacy.

Here's Kashmir Hill's article on Disney using RFID wristbands:




 - http://www.forbes.com/sites/kashmirhill/2013/01/08/its-an-easily-tracked-world-after-all-disney-parks-are-getting-rfid-enabled-magicbands/
 - http://disneyparks.disney.go.com/blog/2013/01/taking-the-disney-guest-experience-to-the-next-level


Of course, those from Disney are not providing financial privacy but quite the opposite -- full personally identifiable tracking.

From just a little research on these, I've learned that the advantage of using these bands to the event operator is that they are a faster payment method than cash or card, and there is much less pilfering than occurs with cash transactions (which, with events that hire local, temporary help has been an issue in the past).   One advantage to the user is the ability to convert cash brought to the event into value stored on the wristband and then not have to carry any other electronics or cash (which would require a wallet, purse, side pack, etc.)

Here's one approach (if financial privacy isn't a factor):

Coinbase, a hybrid E-Wallet, now has "subscriptions".  This is essentially a pre-authorization (authorization for future spending).  

So then let's say I am going to Coachella music festival.  I sign up on their site and it sends me to a Coinbase login where I am asked to authorize a subscription allowing $100 per-day of charges against my Coachella wristband.  I don't actually need to have $100 worth of BTC in my account when authorizing this, I am simply giving Coachella my permission to pull up to $100 a day for purchases.

So I then click authorize and later on the wristband from Coachella arrives in the mail.  I confirm that I received it so that it can be used at Coachella.  Now I just make sure I have a sufficient amount of BTC funds at Coinbase and I can go to the event.   I don't need to bring an ID, smartphone, wallet, etc., ... I just wear my RFID wristband that Coachella sent to me.

If I lose the wristband, then if I have my smartphone I can then cancel the subscription or else I can notify Coachella who then will block any further purchase attempts for that wristband  (there are protections available to prevent griefers from cancelling other people's wristbands, like asking the amount of the authorization, or amounts of previous purchases maybe, etc.)    Adding more funds to a wristband (or getting a new wristband after losing one) will require bitcoins (at coinbase, or in some other wallet), or cash or good friends, so a wristband doesn't solve every problem for everyone.

But the above approach requires this subscription capability from a Coinbase or other E-Wallet provider -- and the event operator then knows my Coinbase e-mail address from my purchase.

What is interesting is the ability for the RFID code to simply be just one of keys for a multi-factor transaction authentication.   Perhaps instead of using a subscription service would be to take advantage of Bitcoin's ability to require M-of-N keys, or some solution using Shamir's secret sharing service from Vitalik Buterin's btckeysplit tool perhaps.  The RFID code, being a static value, is  something that is vulnerable to a replay attack and that limits its usefulness.  A TOTP code, like a Yubikey wristband, might be more useful but then it is no longer a $4 device.

The problem being solved is that today these wristbands work fantastically as a "wallet" for events, but they are not offered at many events (as a wallet).  Presumably this is for the same reason as any other financial innovation gets blocked ... regulatory capture of the payments industry through money transmitter laws.

But Bitcoin provides a path where this concept (wristband wallets) could become used.

Thoughts?
513  Economy / Economics / Re: Are rates expressed the wrong way around? on: July 12, 2013, 12:24:43 AM
Which would be better, Euro's got damned expensive last week at over 0.018 BTC each, or BTC got a lot cheaper at 55 EUR each?

It all depends on what you consider as your base currency.  I tried switching my mindset to using Bitcoin as my base currency and all I did was confuse people like when I asked if I could sell to them some of my dollars.  Here was a comment on that:

If you think of bitcoins as being your base currency, then this weekend's dip trade resulted in a gain on an investment held just over the weekend.

But I'm debating on whether or not to phrase the trade using the right terms.  Instead of saying I was selling coins on Thursday what I should have said was that I was buying dollars.

Then today, I sold those dollars and as a result of that trade I got back about 5% more bitcoins versus the amount I had spent on Thursday.  Thus using the term "5% gain on the weekend dip trade' is the correct way to phrase it.

It gets confusing switching back and forth on what is referred to as the base currency though.
514  Economy / Currency exchange / Re: Does anyone send Cash in the mail for Bitcoins... on: July 11, 2013, 10:11:42 PM
Does anyone do this?

If that was what you really wanted to know, then yes .... Casascius and others have done this,  Danny Hamilton does it:
 - http://bitcointalk.org/index.php?topic=254380.0

515  Other / Politics & Society / Re: U.S. CrowdFunding Bill on: July 11, 2013, 10:56:17 AM
Well, some forward progress.

SEC Clears Way for Entrepreneurs to Tweet, Blog About Unregistered Shares
 - http://online.wsj.com/article/SB10001424127887324694904578597691543313894.html

Next on deck:

Quote
The Financial Industry Regulatory Authority, a Wall Street regulator funded by private-sector financial firms, is also expected to weigh in this week. It will begin to consider rules allowing so-called equity-crowdfunding websites to help entrepreneurs sell unregistered shares in their companies to any investors, regardless of their net worth, another key provision of the JOBS Act.
516  Economy / Service Discussion / Re: Gox changes SWIFT code on: July 11, 2013, 10:09:45 AM
They are changing SWIFT code

How was this communicated to you?  When does the change go into effect?
517  Local / Mining (India) / Re: Network hash rate, difficulty, profitability on: July 11, 2013, 08:26:57 AM
remarkable that with difficulty increase on  22.63%, network hash rate dropped from 213 trh to 199trh

Where is this "network hash rate" number you are using coming from?
518  Bitcoin / Project Development / Re: ICBIT Derivatives Market (USD/BTC futures trading) - LIVE on: July 11, 2013, 07:37:48 AM
Is there a method for contacting support securely?

e-mail, unless encrypted, is not secure.  Does ICBit support have a GPG key for messages?
519  Economy / Service Discussion / Re: *Unofficial* ICBIT (BTC Futures Trading) - Help & FAQ's on: July 11, 2013, 05:18:10 AM
when you are holding positions that compete with people who can create unlimited contracts and who can see the details of your positions, including available bitcoin.

Again, this is a Help & FAQ and not the place for a discussion on your topic.  I'll no longer be posting here in response to your assertions.  I have continued the conversation here though:
 - http://bitcointalk.org/index.php?topic=50817.msg2703939#msg2703939
520  Bitcoin / Project Development / Re: ICBIT Derivatives Market (USD/BTC futures trading) - LIVE on: July 11, 2013, 05:17:40 AM
There's conversation in another thread that is more appropriate here, so I'm quoting a part of it here for discussion.

when you are holding positions that compete with people who can create unlimited contracts and who can see the details of your positions, including available bitcoin.

Is it possible to run an exchange where the exchange operator would not have the ability to enter fabricated orders or to know the positions held in customer accounts?
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