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1  Other / Off-topic / Re: Ripple video on: July 01, 2011, 03:12:49 PM
The Ripple protocol can be seen as operating at a different level than Bitcoin, although one which is very compatible, and the two can even take inspiration from each other. There's been discussion on this topic both in these forums and in the Ripple users group.
2  Other / Off-topic / Ripple video on: June 30, 2011, 05:38:15 PM
Announcing the completion of the Ripple introductory video:

http://www.youtube.com/watch?v=f9KqSgRZYgg

This video illustrates the goals and functionality of Ripple. It can also be used with the "What is Bitcoin" video (http://www.weusecoins.com/).

Congratulations to Nitin on a job very well done, and many thanks to all contributors. Enjoy!
3  Economy / Marketplace / Re: Rain Droplet open decentralized community credit on: May 21, 2011, 04:57:13 AM
Now that Ripplepay lets users choose BTC, how does Rain Droplet distinguish itself?

Only Rain Droplet offers credit scoring, and Rain Droplet has an easier-to-use interface, good support, and other benefits.

We're working together and publishing openly, so I'd encourage you to try out the options -- but Rain Droplet is the most awesome! Smiley
4  Bitcoin / Bitcoin Discussion / New wiki page on Bitcoin credit on: March 27, 2011, 11:02:34 PM
Just created a simple page on Bitcoin credit:

https://en.bitcoin.it/wiki/Credit

Improvements welcome!
5  Economy / Trading Discussion / Re: Bitcoin loans - technical how-to? on: March 24, 2011, 04:39:32 PM
There's definitely no pressure to use credit with friends when anyone's uncomfortable with the idea. People who are more comfortable with it can form more densely connected hubs, while those who would rather keep their personal lives independent can restrict which nodes they interact with. You can continue to use the techniques for managing money you like, while also having awesome new possibilities.
6  Economy / Trading Discussion / Re: Bitcoin loans - technical how-to? on: March 24, 2011, 03:59:52 PM
Just posted on this here:

http://bitcointalk.org/index.php?topic=4871.msg71389#msg71389

Since this issue seems to come up quite frequently now, maybe we should add some info in an easily accessible place, where people can find that there already are solutions in progress, and instead of expending time reinventing the wheel or airily debating they can just start establishing their own credit links.
7  Bitcoin / Bitcoin Discussion / Re: Where To Create Your Own Bank For Less Than $25K??? on: March 24, 2011, 03:41:32 PM
You don't have to wait, you can have your own bitcoin bank in the next five minutes or so, free! Smiley Running what one might call a "meta-bank" such as Rain Droplet (https://raindroplet.info/), I think finance will look different for online decentralized currencies than a simple extrapolation from "today's banks plus bitcoin". Basically you can start using credit with your social circle, and a more networked mesh will emerge.
8  Other / Off-topic / Ripple Donation Pool - gpg key authentication on: March 15, 2011, 01:27:33 AM
https://ripplexchange.com/viewtopic.php?f=9&t=971

This is a donation pool to fund the development of gpg key authentication for Ripple servers. All work developed for this pool to be released under an open license, and to support Rain Droplet and optionally other implementations such as RippleSite. A ticket for this feature is available here (https://trac.raindroplet.info/ticket/4); further specifications available upon request.

Donations can be made via Pledgie. Other methods, such as Ripple or Bitcoin, are completely welcome. For details or feedback, please e-mail daniel@ripplexchange.com.

I pledge an initial $100.
9  Economy / Marketplace / Re: Sharing CoinPal trust data on: March 10, 2011, 07:43:13 PM
Trust is fundamentally about credit, and we're already developing appropriate infrastructure in the Ripple community for this type of activity. I would therefore suggest consideration of this approach for your trust tools. I've had some discussions with nanotube about using Ripple-based technology to serve the purposes of distributed trust, and I think this would be a good avenue.

My service Rain Droplet (https://raindroplet.info/) allows people to record their credit relationships, including limits, balances, and transactions. Based on the credit data it can automatically calculate social network trust ratings. There's an easy interface for any user to check the credit score (i.e. decentralized trust index) of any user with yet any other user. All this is free and open, and I welcome you to try it out.

Please let me know if you have any questions or feedback or anything.
10  Other / Off-topic / The Ripple Ecosystem Evolves on: March 09, 2011, 08:49:13 PM
https://ripplexchange.com/viewtopic.php?f=6&t=826

Ripple has grown over recent months, from an interesting concept with dormant projects into an actively developing ecosystem.

The Ripple Project (http://ripple-project.org/) aims to build a new form of money which derives from existing social relationships rather than from rigidly inefficient central banking systems. The project involves technological as well as economic, social, and other aspects.

After an initial burst of activity when Ryan Fugger founded the project in 2004, the fundamental ideas emerged and a prototype called Ripplepay opened. However, the project did not gain sufficient traction to bootstrap into a mainstream trend.

Now, though, a number of old and new participants have had a chance to review the available resources, and the situation has changed with troubled economies and more open-minded people discussing ways to improve their communities' financial infrastructure.

In this fluid environment, the Ripple ecosystem evolves. From the initial vision and prototype, there are now several different software implementations to choose from with different design goals and architectures. Supporting services now include credit server hosting, an online market, and other facilities. And the Ripple user community now sees more frequent and dynamic interaction.

The project wiki (http://ripple-project.org/) is a good place to start familiarizing oneself with the concept and surrounding resources. Currently most ongoing discussions take place in the Ripple users group (https://groups.google.com/group/rippleusers/). Meanwhile, new implementations include Multiswap (https://multiswap.net/), an innovative "circular multilateral barter" system; Shire Hours (https://www.shirehours.com/), where liberty activists trade silver and time; Rivulet (https://github.com/jplewicke/rivulet), with the goal of integrating open transactions into existing sites; and Rain Droplet (https://raindroplet.info/), focused on building community credit.

With well over a hundred members from all parts of the world, and many more people aware of its ongoing progress, the Ripple community is growing as it advances the state of the art. The idea is a highly adaptable one, and the community is now searching for the best ways forward through a mix of lively discussions and varied experiments. Avenues include methods to decentralize the system further for enhanced resilience, candidate markets and marketing strategies, and improvements to software modularity and interoperability.

You are welcome to get involved by sharing your thoughts and participating. Start at the project home (http://ripple-project.org/), and branch out from there!
11  Economy / Marketplace / Re: We accept Bitcoins on: January 11, 2011, 09:10:39 AM
Especially since it's already come up here, I should add to this thread:

Rain Droplet (https://raindroplet.info/) accepts bitcoins for community credit creation and exchange, as well as accepting bitcoin donations.

Ripplexchange (https://ripplexchange.com/net/) accepts bitcoins for VoIP, internet hosting, and Ripplized community credit support.
12  Economy / Marketplace / Re: Rain Droplet open decentralized community credit on: January 04, 2011, 05:05:32 AM
Thanks all who have signed up so far, again please feel free to suggest any improvements!
13  Bitcoin / Bitcoin Discussion / Re: Distributed reputation system on: January 01, 2011, 01:36:55 AM
Decentralized credit systems like Rain Droplet (see http://bitcointalk.org/index.php?topic=2550.0) can also function as p2p reputation tools. Currently there is planning to develop the technology...
14  Economy / Economics / Re: Bitcoin Bank on: December 31, 2010, 11:36:31 PM
I just posted on how you can be your own Bitcoin banker here:

http://bitcointalk.org/index.php?topic=2550.0
15  Economy / Marketplace / Rain Droplet open decentralized community credit on: December 31, 2010, 01:31:59 PM
Announcing the availability of Rain Droplet, an open decentralized community credit service:

https://raindroplet.info/

You can use this free and open site to share credit with your community. This was discussed recently with respect to Ripple, the technology on which Rain Droplet is based:

http://bitcointalk.org/index.php?topic=1923.0
http://bitcointalk.org/index.php?topic=1937.0

While there are other Ripplized services, Rain Droplet includes a default Bitcoin denomination, and will continue to work on improvements that would serve this community and the public.

At this point Rain Droplet is still new, and has lots of room to grow. You may have to add a CA Cert certificate for your browser to recognize the site certificate.

Please give it a try and share your feedback. You can discuss Rain Droplet and Ripple in the Ripplexchange forums, and also find people with whom to trade:

https://ripplexchange.com/

Here you can also acquire Ripple support, hosting, and VoIP for Bitcoin or Ripplized pay:

https://ripplexchange.com/net/

Again, please try out Rain Droplet and share your thoughts!
16  Other / Off-topic / Re: Open Source Bank on: November 25, 2010, 06:05:18 PM
See my recent post on Ripple open decentralized finance here:

http://bitcointalk.org/index.php?topic=1923.0
17  Economy / Trading Discussion / Re: Ripple open decentralized credit on: November 25, 2010, 06:06:47 AM
I would be happy to change my mind where there's reason or evidence that I'm wrong. That could include mistakes in math, psychology, history, or whatever.
18  Economy / Trading Discussion / Re: Ripple open decentralized credit on: November 25, 2010, 05:52:43 AM
Or we could change our minds. Smiley
19  Economy / Trading Discussion / Re: Ripple open decentralized credit on: November 25, 2010, 04:48:58 AM
Trust is quantifiable like other things. When A trusts B for a certain amount, that includes A's estimation of B's judgment. C can only use B to cheat A by the amount that A trusted B anyway. This isn't special to Ripple or webs of trust -- these networks just encode and enhance existing social trust. You could already let someone else you trust hold onto some value, whether bitcoins or dollars or otherwise -- for the short period of time during a purchase, or during a longer period of time with a verbal promise or a paper IOU or a Ripple obligation. In any of these cases, your partner may or may not reliably repay you. Ripple helps you track and otherwise make use of obligations.
20  Economy / Trading Discussion / Re: Ripple open decentralized credit on: November 25, 2010, 03:34:16 AM
A decentralized credit network, or web of trust, can be denominated in bitcoin or other units of value, including a hybrid denomination suited to the respective parts of the network.

Adding a decentralized credit network to bitcoin would allow bitcoin partners to use existing trust along with their use of bitcoin's own expected value. It would also let bitcoin users interact in another (inexpensive) way with users of other currencies, and serve other financial roles.

In Ripple, your trust with an indirectly connected party combines different minimal routes, so if you have 30 btc minimum credit through one chain, and 50 btc minimum credit through an unrelated chain, then you would have access to 80 btc credit with the indirectly connected party.
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