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1  Alternate cryptocurrencies / Service Discussion (Altcoins) / Re: Is APYHarvest Legit? on: December 11, 2020, 12:24:05 PM
They are legit 100% . Same like Celsius and Blockfi.

I am using them since may 2019[/b], when they were closed to Northern Ireland customers and some parts of UK only (could not access them if I did not use UK ip)
Are you sure? The site is created on 2020 and never got updated, but you use them since 2019? Shocked

Quote
Domain Name: APYHARVEST.COM
Registry Domain ID: 2539170920_DOMAIN_COM-VRSN
Registrar WHOIS Server: whois.registrar.eu
Registrar URL: http://www.openprovider.com
Updated Date: 2020-06-17T09:44:40Z
Creation Date: 2020-06-17T09:44:35Z
Registry Expiry Date: 2021-06-17T09:44:35Z


@OP why you need to trust your money to unknown member? If you don't have full control of your coins, they can easily steal your coins. Do some research and if you think 7.21%-16.87% APY is worth of losing all your coins, then go for it.

Please read rest of sentence.

I am using them since may 2019, when they were closed to Northern Ireland customers and some parts of UK only (could not access them if I did not use UK ip)

I use them long before that site was registered. They were harvest investment back then, different site, same people, and not available worldwide.
2  Alternate cryptocurrencies / Altcoin Discussion / Re: 🤔 How do you distribute your portfolio? BTC vs Altcoins on: December 11, 2020, 09:49:29 AM
My current portfolio is 40% BTC, 25% ETH, 10% ADA, 5% XMR, 5% USDC and rest in XRP, CRO, LINK and DAI.

From those, 50% are in my ledger, and I keep them aside. 10% I use for daily trades. rest of 40% I lend out and earn interest : at blockfi.com (20% of BTC at 6%),at apyharvest.com(80% BTC at 7.21%, ETH at 7.82%, USDC at 14.96%...), and crypto.com (just CRO to have their jade card).

Interest I earn by lending 40% of my crypto is more than enough for all my expenses and active lifestyle.
3  Alternate cryptocurrencies / Altcoin Discussion / Re: Time to call the people into crypto on: December 11, 2020, 09:02:41 AM
Yes, it is time, but should be careful, and for start introduce them only to bitcoin. Let them all discover themselves ETH and other big alts, not mentioning bigger crypto projects.
4  Alternate cryptocurrencies / Service Discussion (Altcoins) / Re: Is APYHarvest Legit? on: December 11, 2020, 08:30:26 AM
Thanks for all the replies. I am trying to do a bit more due diligence to verify the information on the website and other sources.  So far the information has been consistent....

It is interesting that most of its current customers prefer to be on a low-key mode and not willing to share the referral code public. Is it because the referral code is revealing certain client information or is it the policy of APYHarvest?
 
I think I am probably waiting till the end of this year to see its audited financial statements to be filed with the UK authorities before I make up my mind on this.  The way it conducts its business is quite interesting (with founders and everyone involved on a relative low-key or even stealth mode, in contrast to the founder of Celsius and others Crypto players). 



They are completely low key. Do not expose at all. I know personally at least 3 high end users holding there above 50 BTC each, one of them refer me to apyharvest. They were before just Harvest Investment, and opened this global website few months ago. Still not degrading their quality service, still have same personal touch and fast reply like I had year ago. Remember - the ones who show off they wealth are those who are poorest.
5  Alternate cryptocurrencies / Altcoin Discussion / Re: 9 practical tips for investing in Defy! on: December 11, 2020, 08:08:59 AM
Same as 95% of 2017/2018 ICO turn out to be scams, to many DEFI projects slowly or fast show their bad intentions. It is very dangerous zone of crypto right now.
6  Alternate cryptocurrencies / Altcoin Discussion / Re: Facebook Issue on: December 11, 2020, 08:03:37 AM
I do not think libra will have any connection with Facebook servers. It will use BFT consensus approach, so it will need network of validators.
7  Alternate cryptocurrencies / Altcoin Discussion / Re: Is Polkadot going to Kill Ethereum? on: December 11, 2020, 07:58:11 AM
IMO not kill it, but cause some disturbance in force for sure. I like polka, hold some and gain nice profit on it.
8  Alternate cryptocurrencies / Service Discussion (Altcoins) / Re: Is APYHarvest Legit? on: December 11, 2020, 07:54:51 AM
They are legit 100% . Same like Celsius and Blockfi.

I am using them since may 2019, when they were closed to Northern Ireland customers and some parts of UK only (could not access them if I did not use UK ip)

They do all they work via email, but they replay in 4h average in my case, never longer than 10h - which is superb. I wait for last celsius support email reply for 72h straight...

I have all my conversations with their crypto bankers from start, which is also neat to compare what I hold, earn an did in all this period.

If you need referral code, send me direct message, I do not want to share it publicly.

9  Alternate cryptocurrencies / Service Discussion (Altcoins) / Re: My experience about APY% and lending/ earning on CEFI vs DEFI on: December 10, 2020, 04:10:07 PM
I didn't use any platform yet that's why i am watching all this review's. Looking like after this post I'll sure use any of the platform. By the way what do you think is the most trusted site for staking?

IMHO you can trust all of them except maybe Nexo - they are shady. I had bad experience with celsius, they support reply in 72h , and that is ages in crypto. But they are legit. I lost on crypto.com because I was greedy and stupid to chose to earn in their own currency, MCO, which lost value so much that all my interest rewards were lost - learn hard way double lesson there - NEVER lock your coins at any platform - if you cannot withdraw in 24h you can lose alot. And never get rewards in platform currencies - only in kind or in stable coins (if they offer that option). Blockfi.com is very nice, their platform sometimes throttle but works. Pity they offer just 8 coins. I am big fan of apyharvest.com way of work - they do all with personal crypto bankers, on email, and reply and process requests always in less than 12h (in my case 4h average). Rates are perfect, referral rewards too and I trust them 100%.
10  Alternate cryptocurrencies / Service Discussion (Altcoins) / Re: My experience about APY% and lending/ earning on CEFI vs DEFI on: December 06, 2020, 06:48:09 PM
I agree mostly with comparison, only thing is that i do not like celsius way of just talking bad about competition, while they had 2 days no access and almost lost domain last month.
I earn on my crypto with blockfi.com and apyharvest.com . I feel safe there.
11  Alternate cryptocurrencies / Altcoin Discussion / Re: DeFi project beginning to sounds ridiculous on: December 03, 2020, 10:53:42 AM
DEFI's are more like small masternode coins. At peak mid last year , there was above 500 of them. All promising 200% APR and more, and some of them even looking solid.

But at the end, after many users get scammed or burned, just few of those masternodes survive...

I see same future in DEFI. Yes , few could earn 500% APY yearly, but only at start, and then hundreds or thousands will lose.

It cannot be legit and sustainable if it is above 20% yearly, even that is to much.

That is why more and more users use celsius.network, crypto.com, apyharvest.com, blockfi.com and nexo.io

AAVE is defined as completely legit, and as full DEFI, it should be more safe than any of CEFI's mentioned above...BUT...why would anyone hold USDT there @ 4.36% APY when they can hold @ 10.51% APY on celsius? Or why would anyone hold ETH there on AAVI @ tiny 0.13% APY, when they can hold and get 7.82% @ apyharves

Without institutional crypto borrowing, there is no DEFI that can survive, and it is close to impossible to get legal institution to provide liquidity to something decentralized and non-AML(KYC).

CEFI on other hand is booming, and IMHO it is a way to do. And they do favor to crypto, by switching more and more fiat bank holders to crypto, because we all know how much fiat banks do not give.
12  Alternate cryptocurrencies / Altcoin Discussion / Re: Do you trust Active telegram Groups? on: September 20, 2020, 07:47:19 AM
Hi all , I'm a newbie in bitcointalk but not in Crypto field. I have about 6 Years of experience about this field.

As an Investor , Still i have a doubt with some active telegram groups. I have analysed so many projects and Most successful projects had an Active telegram Group.

So far I have analyzed 500+ projects before investment 

My analysis Results are here

A)  9%      successful projects with an Active telegram group
B)  6%      unsuccessful projects with an Active telegram group
C)  25%    unsuccessful projects
D)  60%    scam projects

But Now I have decided to invest for a projects having an Active Telegram group , But tell me your openion about these type of projects.
Project name --  Xfinance

Is it belongs to Which one ?[ A or B  Huh?]





well at this current scenario 90% of them are scam projects and the one which looks so active and busy wont mean they are legitimate
they might be faking in all aspects , and i hope your not to promote your project here  Wink
13  Alternate cryptocurrencies / Altcoin Discussion / Re: What's your take on refunding 800 BNB that are effectively burned? on: September 20, 2020, 05:14:19 AM
The amount of $ 20,000 is small for a CEO of a large trading platform like Binance and they know how to keep their image in the eyes of the community.
As far as I can see, the money was lost so let it go, just pay back $ 20,000 is okay.

amount might be small but what is the point in decentralisation, it lost because of negligence by bnb holder
everyday there are many mistakes and lost fund is happening and no one cares much for that
just cz wants to create a good image of himself at this hard time and he wont keep doing that any further
14  Other / Off-topic / Re: I'm starting to enjoy the lockdown on: April 09, 2020, 06:51:43 PM
I got a good long brake from usually days and I am enjoying this lockdown in my own way without any stress , I wanted long brakes like this , roads are silent without sounds of car , horns where ever I go everything is silent and clam
15  Other / Politics & Society / Re: Trump stunned the Indian PM, but itíll definitely pay off in the long run!!! on: April 09, 2020, 06:37:50 PM
India has allowed HCQ exports to not only to America but to many other countries , and pharmaceutical  companies have increased production by 10 times , US got some HCQ orders cleared out and INDIA did a good job lifting export ban many countries need medicines to save life and mass production of this drugs is needed to fulfil the requirements
16  Economy / Trading Discussion / Re: Simple trading advise for newbe that should follow on: April 09, 2020, 06:27:18 PM
advises are good if newbie follows them , most of them just reads them and think that its good advice but none of them implement it to trading they do what they do , in real situation they do what they do

should follow , but they wont follow because they don't know how to do , they  want quick and easy money
17  Other / Off-topic / Re: Coronavirus Stats on: April 07, 2020, 03:51:05 PM
while your country situation is good then some of the others , if government is taking steps to contain virus then everything is well and fine or else you may see situations get worst like other countries
18  Economy / Gambling discussion / Re: Gambling and covid-19 : Which is more risky ? on: April 07, 2020, 03:40:35 PM
if we live we can do something or regain what we lost in gambling , if we did get infected by corona virus we need to spend money to get hospitalized if there are vacancy available in  hospitals , for me life is important then anything , in gambling we have second chance to make money but life is only one time
19  Economy / Economics / Re: Virus Bear Market? on: April 01, 2020, 05:58:59 PM
btc halving will increase demand of btc , but people now as no jobs due to lockdown so there is no money with people or less money , all stock markets are crashed all this to recover it takes almost a year ,after  corona virus is contained
20  Other / Off-topic / Re: What are you doing at quarantine? on: April 01, 2020, 05:54:15 PM
I am reading some books and doing pending work , watching web series and movies and  just chilling in home that's all
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