Since I came on this forum, I have tried to read and understand the top 10 tokens on coinmarketcap
But today I want to talk about ripple

I have believed ripple to be a banks token, and they have couple of agreements with banks too
Making good progress.

But with JPMorgan creating a stable coin to be used internally for banking purposes and faster transactions; what happens to ripple ?

Anyone can enlighten me further the consequences of banks creating their own Blockchain, ignoring ripple??

The last couple of days the social media has been full with funny cartoons about the CEO of JPMorgan Jamie Dimon and the JPMorgan coin.

What will this mean for XRP?

JPM coin and the XRP are all the opposite of bitcoin and what we like about the new digital currency. It's another currency controlled by a group of few people (companies). Ripple has focused all it's efforts in cross border fast payment, offering an alternative to the swift system used by the banks. I don't want to focus this post on how much I don't like XRP, but rather how the new centralized JPM coin used on multi trillion dollar transaction will affect XRP. That's by far the biggest threat to XRP, more than the Bitcoin itself.

How will the banks adopt those coins?

Just JPMorgan itself does enough transactions each day ($5 trillion), and if I was a partner of JPMorgan I would have to use their service eventually. This takes out of the market a large portion of potential clients for XRP.
I'm not an expert on either cryptocurrency or banks but my guess is that this will have the following repercussions on each coin. The JPM coin will be adopted by the big banks doing multiple trillion transactions each day. The XRP will be used by the small medium banks.

Edit I found this article when the CEO of Ripple, Brad Garlinghouse responded to the JPM coin. https://cointelegraph.com/news/ripple-ceo-brad-garlinghouse-says-jpmorgan-coin-misses-the-point-of-crypto

But how will this affect XLM?

hi, it's been a long time since I have access mew I usually store my tokens on an exchange because I'm an active trader. does myetherwallet is on a new look? I just need to be sure, Im being skeptical to use the website because of its new look, it might be a phishing website.

One of the most important aspect of Cryptocurrency is the wallet, it is very good to accumulate so much coin but it is very much important to have them safe in a good wallet, so many people could have prevented their portfolio from been hack if only they have information on the right wallet to use.
Types of cryptocurrency wallets
          
              • WEB WALLETS
Web wallets are wallets that can be access via web browser, it is not to be confused with hot wallets, web wallets should not be used to store large amount of currency because they are more at risk of been hacked.
  
   Advantages
   Transaction can be done quickly because of instant access to internet.
   Web wallet is ideal for small amount of investment in cryptocurrency.
   No need to install any software on PC or anywhere.
  
   Disadvantages
   Web wallets has more risk of been hack and susceptible to phishing scams, malware.
   Not advisable to store large amount of coin or for long term hodl
  
 Here are some web wallets
   MyEtherWallet (https://www.myetherwallet.com/)
   Coinbase wallet (https://www.coinbase.com/)
   Blockchain (https://blockchain.info/en/wallet/#/)
   Openledgerbitcoin wallet (https://cryptolinks.com/210/openledgerbitcoinwallet)
   BTC.com Wallet (https://wallet.btc.com/)
   Cryptonator online wallets (https://www.cryptonator.com/)
   Luno wallets (https://www.luno.com/wallet)
   Bonopay wallet (https://bonpay.com/wallet/)
   Coinspot Multi coin wallet (https://www.coinspot.com.au/multicoinwallets)
   Bitpanda wallets (https://www.bitpanda.com/en)
   Xapo bitcoin wallets (https://xapo.com/)
   Unocoin wallet (https://unocoin.com/
   GreenAddress bitcoin wallet (https://greenaddress.it/en/)
   Bitgo wallets (https://cryptolinks.com/204/bitgowallet)
   Coincorner wallets (https://cryptolinks.com/224/coincornerwallet)


•   MOBILE WALLETS:
Mobile wallets are wallets that can be used on mobile device, meaning you can access your wallet even why you are on the move. One of the great thing about mobile wallet is that they can often provide more features than wallet that are purely internet base.

   Advantages
   One of the easiest wallet to use, they can be use on the move for those making regular transaction.
   Mobile wallets do offer features that are not available with other wallets such as QR Code Scaning
  
   Disadvantage
   Mobile phone are not all that save, it is open to malware, virus which can compromise your phone.
  
    Here are some mobile wallets
   Mycelium Bitcoin wallet
   Bitcoin wallet
   Coinbase Android Wallets
   Cryptonator mobile wallets
   Dogecoin Wallets
   Luno Bitcoin Wallet
   Jaxx Multi currency Wallet
   Copay Bitcoin Wallet
   Coinspace coin wallet
   Eidoo Multicurrency wallets
   Coinomi Multicurrency wallet
   Ethereum wallet by free wallet
   Lykke wallet
The above mentioned mobile wallets can be downloaded from playstore.



•   DESKTOP WALLETS:
Desktop wallets for Bitcoin and cryptocurrencies are installable software packs that are available for most of the desktop operating systems such as Mac, Windows, Linux. These softwares are install on desktop or laptop. Desktop wallets are among the more secure cryptocurrencies wallet but it all depend on how good you are in keeping up to date with the online security measures.
  
    Advantages
   It is associated with less risk especially if the computer is completely clean of malware and viruses as a result of connection to the internet.
   It is the ideal wallets to use if you want to store large amount of coin.
   Your private key is not been store on a third party server again reducing the risk of been hacked.
   It is very easy to use.
  
    Disadvantages
   If your computer is connected to the internet, your privacy is at risk.
   The wallet is been held offline, so if anything should happen to your computer, you may lose it.
   Burden of backing up your computer regularly
   Malware and virus must be taken care of.
  
     Here are some desktop wallets
   Exodus
   Bitcoin Core
   Jaxx’s Chrome Extension
   Trezor wallet (https://trezor.io/)
   Ledger wallets (https://www.ledgerwallet.com/)
   Exodus Multi Currency (https://www.exodus.io/)
   Stellar Wallets (https://www.stellar.org/lumens/wallets
   Electrum Bitcoin Wallets(https://electrum.org/)
   Nem Wallets (https://nem.io/downloads/)
   Dogechain Wallets (https://dogecoin.com/)
   Lisk Wallets (https://lisk.io/products)
   Jaxx Multicurrency Wallets (https://jaxx.io/)
   Parity (https://www.parity.io/)
   Komodo Wallets (https://komodoplatform.com/)
   Coapay Wallets (https://copay.io/)
   Nxtplatform Wallets (https://nxtplatform.org/)
   Bitcoinarmory Wallets (https://www.bitcoinarmory.com/)
   Coin space Wallets (https://coin.space/)
   Multidoge Wallets (https://cryptolinks.com/254/multidogewallet)
   
   

•   HARDWARE WALLETS
Hardware wallets, as the name suggests, are hardware devices build specifically for handling private keys and public addresses.
It is a USB-like device with an OLED screen and side buttons to navigate through the interface of the wallet and comes with its native desktop apps for different cryptocurrencies. They are marginally less user friendly. Hradware wallet come in different forms. They are great for storing large amount of cryptocurrency.

    Advantage
   Hardware wallets are the most secure way to store your cryptocurrency in the long term.
    
    Disadvantage
   They are often difficult for beginners to use
    
    Here are some hardware wallets.

   Cool wallets (https://cryptolinks.com/807/coolwallet)
   Keepkey (https://cryptolinks.com/805/keepkey)
   Trezor (https://cryptolinks.com/804/trezor)
   Ledger (https://cryptolinks.com/803/ledger)
   BitLox (https://cryptolinks.com/806/bitlox

 

•   PAPER WALLETS:
Paper wallets are not for everyone because they are a tad bit technical and requires a high level of caution from the user. It is so because in a typical paper wallet you just print your private keys and public addresses on a piece of paper and start transferring your bitcoins or altcoins on it.

    Advantages
   Paper wallets are one of the most secure choices of wallet, and are virtually hacker proof.
   You do not have to think about your private key being stored on third-perty server because they are on physical document in your home.
  
    Disadvantage
   You need to have better understanding of how wallets work

    Here are some paper wallets:
   Bitaddress.org (https://www.bitaddress.org/)
   Wallets Generator (https://walletgenerator.net/)
   Bitcoinpaperwallet (https://bitcoinpaperwallet.com/)
   Bitkee (https://bitkee.com/)
   Caryptographi (https://cryptographi.com/)
    



   

•       Hot and Cold Wallets :
Hot wallets are wallets that are connected to the internet, and this  make hot wallets poses more risks and less secure but are more user friendly.
 Cold wallets are not connected to the internet but are stored offline. Cold wallet  
 Poses less risk and improved security.      
 Hot wallets are used more on day to day transaction,while Cold wallets is prefer for         .long term holding

•   MULTICURRENCY WALLETS
Multicurrency wallets allow you to store various coin in one wallets, you do not need to have several wallets for several coins, some multicurrency wallets have features that will allow you convert from one cryptocurrency to another, though you may need to complete some steps on line to do this.

•   MULTISIGNATURE WALLETS
Multisignature wallets are commonly known as multisig wallets. These wallets require more than one signature to make a transaction go through,you will not be able to access the account without all the signature and that is an improved security.

This really what I keep on asking myself since we all know that cryptocurrency dominates the bank as time pass by. I wonder will it result to total collapse of bank industry?


Feel free to drop your comments here.thanks

Someone ask me, why is the crypto price continue to dip?

My answer is simple, most crypto enthusiasts are low income earners. They all need money during this period to do shopping and buy stuffs
So, the preaching of hodl does not have impact on them. They need cash at this period. So dip must continue until February...

Those that have the strength and confidence to buy more at this point too are middle income earner, they don't have enough to pump the price.

Meanwhile those that have enough to pump the price are still watching on when to buy, they have the money and they are willing to buy at the lowest price...
So, crypto will continue to dip at least till after New Year celebration.
So, don't panic, the price will continue to dip...

My opinion though.

to the forum friends here, I ask your opinion about hacking that happened to my metamask wallet, two LIBER and GBT tokens were stolen from my wallet, 0xB906b2B67D5d7d736F07aa62d1BDC9bAD303bBa3

https://etherscan.io/address/0xb906b2b67d5d7d736f07aa62d1bdc9bad303bba3#tokentxns
hacker wallet; 0x2d53e3b0FF5320Ed8f387da94A8f2b1e20ce7E56
below is the transaction
https://etherscan.io/address/0x2d53e3b0ff5320ed8f387da94a8f2b1e20ce7e56#tokentxns

the tokens they stole are still stuck in the wallet, is this a system error or the person who did it, and what is the solution, thanks in advance

Happy activities for all of you, I want to ask questions and also discuss about investors this year.
1. What is the main reason for investors to leave the cryptocurrency business to date?
2. Will there be a repeat of the trust, making investors interested again?
Let's discuss it. Thank you for your attention and time.

Ethereum has lots of hurdles to cross to support bullish momentum. It needs to cross long-term downtrend line (dotted line) followed by $120+ resistance level.

Looking at ethereum technical analysis today, its difficult to conclude whether we see more downside or upside in the coming days. Mixed signs of Bulls, as well as Bears, is visible on the ethereum price analysis 2019.

Read here to know more in detail: https://coinswitch.co/news/ethereum-technical-analysis-today-2019-02-07