I must say that today I received a EUR 10,000 withdrawal that has been pending on MtGox from Jan 5 this year. Have some other withdrawals pending, but also reinvested some money in BTC at current low prices. I think bitcoin in the longer run will survive, so if Mt Gox also survives or is taken over by a competitor I might have decent gains on my last investments. If they don't suvive then I'm not convinced that I will recover a larger percentage of my cash than of my coins. If the coins then go back to the average value on the other exchanges, it might be better to be in coins. Or am I making a mistake in my reasoning?