Thanks!  Its probably much less complicated than I thought but I needed some certainty.  Withdrawal taking longer than expected but should complete shortly.

Could someone explain to me what I have to do before Feb. 28?  I have PTS in my cryptsy account right now.  I know very little about programming, mining, protocols, etc.  I bought them because their potential sounded good, even to a non-techie like me!  There really needs to be some easy to follow guideline and instructions for non-IT guys to figure out what to do here and with things like safe storage (my biggest worry).  Thanks for any feedback. 

I'm downloading and sync-ing the windows PTS client right now and will transfer the PTS there when done.  Is this all I need to do for now?