not much of a investor so i wont be storing much close to nothing majority of the time just need a wallet on my mac for example if i want to pay someone in btc i would have to verify that it is me somehow idk maybe Authy and be good nothing to crazy but electrum takes a big cut correct on 2fa and its 3rd party

don't need it as a investment just for sending and receiving but still want privacy and protection

Okay so im new to this. I am not new to crypto just a little rusty. I had a wallet about 3 years ago with blockchain.info but I got hacked on my windows laptop and they took lol $9 from me i don't care about it obv. Now im back and trying to get back into crypto. I recently got a macbook so i shouldn't be worried as much about viruses as much as i did on windows. I am trying to get a desktop wallet did some research on Electrum and I like how easy and supports Segwit. I was going to also run it through port 9050 for the Tor connection as i heard it gives it more privacy still not quiet sure but i do like privacy. But the question is should I make a standard segwit wallet or 2fa. I want me and only me to verify a transaction but I heard they eat up on fee's not transactions fee 2fa fee's. what do you guys think I should do here so that I never get hacked on my electrum wallet in the future cause who knows if i would have ex $200 or $500 on my account basically I wan't to sleep knowing my electrum wallet is secure. Thanks

Also if you ask to get a hardware wallet I will in the future don't got the funds rn