Yes, I have asked Abra also and they basically said the same thing as Coinbase. I agree that the Bitcoin miners are the reason for my problem. I double-checked again with my bank and they reassured me that my account was in good standing with enough money and there are no restrictions on my bank account or debit card.
Three days ago I found a website called Changelly (transactions made through Simplex) and I was able to successfully purchase two test transactions of $100 and $200 using my bank debit card. The bitcoin showed up in my Abra BTC wallet within 10 minutes. I was ecstatic! Now, last night I tried to purchase the rest of the bitcoin ($3000) that I needed and now Simplex has restricted me. Here is the email that I just received from Simplex:
Simplex Support
9:57 AM (7 minutes ago)
Hello Brian,
Thank you for contacting Simplex Support.
I took a good look at your payment and unfortunately your payment was automatically declined by our system.
I am sorry to inform you that due to our company policy we are not able to disclose the decline reason.
Please note that your card was NOT charged for this payment. It was a credit card authorization check, rather than a charge.
This authorization has been voided successfully and the money should be freed within the next 48-72 business hours.
If for some reason it still does not display correctly within 3 business days, please let us know.
Has anyone had any problems like this before? Does anyone have any advice on what I need to do to find out why I can't buy bitcoin and what I need to do to fix the problem? I can't fix the problem if I don't know what caused it.