Ok so without changing any settings i made a transaction. In electrum it said -0.00042216 and the adress i sent to received 0.00041520. So if i got this right, the fee was 0.00000696 bitcoin which is 0.046€ or like 0.060$ which is basicaly nothing. Now i set it to edit fees manualy but this fee is so low as it is, that i am very very pleased. Thank you very much to all for your help. This is gonna save me tons of money

And i just checked and the bitcoins got through. Now i just need to write down the amount of coins and send and how many come out on the other side, to see what the fee is. Thank you again !

Thank you for all the answers, you have been very nice and helpful, which i cannot say for many many forums. Thank you for that from my heart, kindness in todays world is not something you see often.
So now i sent a very small amount of couns from bitstamp to my electrum wallet. I think it was 0.001 bitcoin. After a while electrum saw that coins. And now i sent a tiny amount to one of those adresses that i often send. Right away it saw them but it has to verify them. In electrum i had a choice of number of blocks, basicaly fewer blocks meant fee will be smaller. Did i understand that correctly ? Anyway, now i need a way to calculate what the fee is when i transfer small amounts from electrum to those adresses. Bitstamp fee is not a problem anymore because i just send 30€ worth of coins at once, pay that 3€ fee but after that i can make transactions from electrum with small fee. Still, i would like to know what that fee is, just out of curiosity. And safety is not an issue since i work with such small amounts, i can afford to lose 30€ as long as the chance is very very small.

Thank you, this was indeed the problem, i didnt choose legacy (program was very helpful by not telling me what to choose and putting the wrong choice first, this is what pisses me off with software everytime). Anyway it would appear that it worked, i sent 0.001 bitcoin from bitstamp and now im waiting for it to appear. Then i will try sending it. If this works, this is going to save me a lot of money.
Sorry for sounding noobish but .. how safe is this ? I dont know why i feel safer when im using bitstamp/binance, now i just use a computer program

I set up Electrum and now when i try to send coins from bitstamp, it always says invalid address. I even tried the testnet thing and its same there, invalid adress. Whats the problem ?

I don't think i wrote it clear enough what i am doing, so i will try to write it better this time. I do this:

1) deposit an amount to bitcoin/binance from my credit card. Usualy i deposit 15€, 30€, it could even be 100€
2) then i make small withdrawals, basicaly i send small amounts of bitcoins, up to 5€ to different adresses.

That is all. I cannot make smaller withdrawals, there is no way around it. And when i withdraw 5€, basicaly i pay 3€ fee. This means if you add it all up, if i make 20 withdrawals together totaling 100€, i lose 60€. I am trying to avoid my own wallet because this seems like a lot of work to do. I would be happy to pay for instance 0.001 fee, but 0.005 for my purpose is a lot. Is there any page that has less fee then binance and bitstamp ?

Hello, right now i use bitstamp and binance. They both charge me 0.005 bitcoin fee when i transfer bitcoins from my account to another address. The problem is that i do that regulary with very small accounts and there is no way around it. And basicly paying fee as big as the money im transfering is well, not good. So what are the pages with lower fee ? Maybe 0.001 fee ? This page can either support paypal/credit card buying of bitcoins OR i can just transfer big money from bitstamp. So, what is the lowest fee page that will allow me to transferHello, right now i use bitstamp and binance. They both charge me 0.005 bitcoin fee when i transfer bitcoins from my account to another address. The problem is that i do that regulary with very small accounts and there is no way around it. And basicly paying fee as big as the money im transfering is well, not good. So what are the pages with lower fee ? Maybe 0.001 fee ? This page can either support paypal/credit card buying of bitcoins OR i can just transfer big money from bitstamp. So, what is the lowest fee page that will allow me to transfer bitcoins ? bitcoins ? Also i want them to allow me to transfer about 3€/3$, binance for instance wont allow to transfer such small amounts.