Thank you everyone for all your helpful tips!  Yes, I realize that this was my mistake because I haven't done enough reading to really understand how Bitcoin/wallets/etc. work.  A lot of the information out there is confusing!  You all have helped make things a little more clear!

If I have more questions, issues, I will definitely be back to to learn more! 

Thank you all for the input!  It does look like it was the 2FA fee.  I think to charge a flat fee like that is ridiculous.  It should be based on the amount of the charge.  I found the page on Electrum that shows the 2FA selection and it won't let me undo it, so I guess they do require it.  Do you all suggest I set up a wallet with a different company??

Yes, I did create the 2FA thing.  I thought it was required as an additional security feature.  They don't tell you what they consider to be a "small fee"...

Hi.  I am new to using Bitcoin.  My first transaction may be my last as it seems to me Bitcoin is a huge rip-off.  I made an error trying to pay for an item via my Bitcoin wallet on Electrum.  I have $150 USD in my balance.  I was trying to make a purchase for $60 USD using my Bitcoin wallet.  What I didn't know, and later figured out, is that my wallet was on a default unit of mBTC.  The payment was to be made in BTC.  So, they say, I only sent $.05 to the site I was trying to purchase from.  At that point, I had not figured out the unit thing or how to change it in my wallet so I cancelled the transaction.  The site that claims only $.05 was sent was happy to refund it but $8.42 USD + a $.10 USD fee was charged to my account.  I asked them about this and they said is was probably a miners fee.  Electrum claims that they charge fees relative to the amount charged and from what I found on Google, miners fees shouldn't be that high.  Can anyone tell me why I was charged $8.42 for a $.05 transaction?  Here are the details of the transaction page...

Date: 2020-01-22
Status:  199 confirmations
Amount sent:  .00100771 BTC
Fee:  00001206 BTC (3. sat/byte)
RBF:  True
LockTime:  614013
Included in block:  (address)
At block height:  614015

Inputs:
(Addressess)

Outputs:
(address):  0.00000771
(address):  0.001
(address):  0.01631023

Thank you in advance for you help!!