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1  Alternate cryptocurrencies / Tokens (Altcoins) / Re: [ANN][ICO]Cardstack: The Experience Layer of the Blockchain + Tally Protocol on: January 21, 2022, 08:16:33 AM
QR codes will make transactions much easier.

Instead of going through the process of exchanging Venmo addresses & entering correct payment amounts, users can simply scan a QR code on their phone and complete the transaction in less than ten seconds.
2  Alternate cryptocurrencies / Tokens (Altcoins) / Re: [ANN][ICO]Cardstack: The Experience Layer of the Blockchain + Tally Protocol on: January 19, 2022, 09:26:57 AM
A lot of exciting things will be happening this year! Learn what the team has been up to just this past week:
3  Alternate cryptocurrencies / Tokens (Altcoins) / Re: [ANN][ICO]Cardstack: The Experience Layer of the Blockchain + Tally Protocol on: January 14, 2022, 09:19:45 AM
2021 was great, 2022 will be even better! We look forward to bringing the best of Web3 to you this year. Stay tuned for our updated roadmap!
In case you missed our year-end video, check out our top 10 accomplishments of 2021 here:
4  Alternate cryptocurrencies / Tokens (Altcoins) / Re: [ANN][ICO]Cardstack: The Experience Layer of the Blockchain + Tally Protocol on: January 12, 2022, 09:28:24 AM
Download Card Wallet to test this user-friendly Web3 mobile wallet yourself!

Join our other #Cardstackers on Discord to learn how you can get access to the app—and earn a $10 prepaid card—right now! 

We're waiting for you!
5  Alternate cryptocurrencies / Tokens (Altcoins) / Re: [ANN][ICO]Cardstack: The Experience Layer of the Blockchain + Tally Protocol on: January 10, 2022, 08:20:56 AM
Conduct all your workflows in one place to make your work more efficient!

Learn more about Card Space & Card Flow on our website:
6  Alternate cryptocurrencies / Tokens (Altcoins) / Re: [ANN][ICO]Cardstack: The Experience Layer of the Blockchain + Tally Protocol on: January 07, 2022, 12:31:38 AM
This video highlights some of Card Wallet's many features. We are eager to hear how you would use the Card Wallet mobile application. How will Card Wallet be a part of your day-to-day life? 
7  Alternate cryptocurrencies / Tokens (Altcoins) / Re: [ANN][ICO]Cardstack: The Experience Layer of the Blockchain + Tally Protocol on: December 10, 2021, 10:12:48 AM
Card Pay is a DeFi payment and reward system.

Watch Chris Tse talk about the Card Pay web app and the Card Wallet mobile app:
8  Alternate cryptocurrencies / Tokens (Altcoins) / Re: [ANN][ICO]Cardstack: The Experience Layer of the Blockchain + Tally Protocol on: December 03, 2021, 10:05:49 AM
We're thrilled to introduce the Cardstack Ambassador Program!

Learn more about the program and how you can become a valued Cardstack Ambassador here:
9  Alternate cryptocurrencies / Tokens (Altcoins) / Re: [ANN][ICO]Cardstack: The Experience Layer of the Blockchain + Tally Protocol on: October 20, 2021, 08:27:57 AM
Did you know that NFTs can be used in a myriad of ways, which aren't limited to collectibility? Watch here:

Cardstack is solving the problems of Web3 transactions by providing fast, easy, and cheap payments through Card Pay. Chris Tse talks about this here:

Card Pay offers a variety of features and uses: You can make deposits from mainnet, issue prepaid cards, set up merchant accounts, withdraw your earnings to mainnet, and much more.

Here's a demo of our merchant withdrawal workflow:

We are developing a cohesive UX so that users can access Web3 without having to deal with the frustrations of high gas fees, slow transactions, or other blockchain-related issues. These are the three project layers that compose Cardstack.

See here:

At Cardstack, we aim to provide a cohesive experience for users, which consists of 3 layers.
Watch Chris Tse explain this in detail:

What do Trust Wallet, Solana, and Cardstack have in common? We are all top 3 open-source cryptocurrency projects by Github commits this quarter!

848 Github commits this quarter - the Cardstack Dev team is on fire!

We're now gearing up for our xDai mainnet launch. Sign up for the waitlist today at

Card Pay provides a variety of different features and integrations. Watch Chris Tse talk about them in more detail:

Lots going on in the Cardstack lab! Catch up on everything here:

With the Card Wallet, a customer can simply scan a QR code on the merchant's phone to make an on-chain payment.

If you missed this previously, here's a demo of our customer-to-merchant payment workflow:

Let us know what you think!

We wanted to give everyone a sneak peek of Card Wallet by Cardstack on Android. Here is a quick video going through parts of the app:

We will release more info about the Android Beta next month.

SPEND is similar to in-game currencies like Robux and V-Bucks. Think of SPEND as Cardstack's very own in-game currency. Learn more about SPEND here:

The Cardstack project has reached a milestone by delivering the first two protocols—Card Pay and Card Bridge—to mainnet. This particular mainnet deployment is delivered to the Ethereum mainnet as Layer 1 and the xDai chain as Layer 2.

Read more here:

Here's the scoop on what the Cardstack team has been busy with lately:

While our mobile team is continuing to fix bugs and push other developments, our dApp team is working on the Cardstack web app, which includes the Card Space functionality.

There are a lot of features in the Card Space product that we are developing one by one. These will be made available regardless of the operating system, as they are rooted in a web-based experience.

To be fair to all users, we will only release Card Space after the Android release.

Card Space allows users to add a donation module to their space, which contains customizable QR payment codes.

Users just drag a donation module into their Card Space and select the payment amounts. Then, their supporters can simply tip them by scanning a QR code.

This feature is completely noncustodial, so users don't have to wait for an intermediary to clear transactions; the funds will travel straight from a supporter’s wallet to the blockchain to the recipient’s wallet.

Here's a sneak peek into the much anticipated Card Wallet, which is currently in beta testing. This video shows you some of the many things you will be able to do with the Card Wallet mobile app—which is part of Card Pay to enable fast, cheap, & easy payments on Web3.

Learn how Card Pay is solving the problems we have with blockchain payments today:

What will be the driving factor for people to use Card Wallet, compared to the other hundreds of wallets that exist in the market?

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10  Alternate cryptocurrencies / Tokens (Altcoins) / Re: [ANN][ICO]Cardstack: The Experience Layer of the Blockchain + Tally Protocol on: October 04, 2021, 06:34:48 AM
Happening today! Join Chris Tse for a demo and progress update on Card Pay at 9 a.m. EDT / 3 p.m. CEST / 9 p.m. SGT. 

Gas fees are still one of Web 3.0's main issues. How can we fix them?

Card Pay improves Web 3.0 by remedying concerns of high and fluctuating gas fees.

The onboarding process for dApps and blockchain apps can be rather cumbersome. We need a more straightforward process if we want to grow this network.

Card Pay provides fast, cheap and easy payments. It remedies the problem of high transactional fees by operating on layer 2. If you haven't already, catch these demos by Chris Tse on Card Pay's payment and withdrawal workflows.

Logins and accounts in Web 3.0 must operate in simpler and more convenient ways to create a more inviting and less intimidating crypto-blockchain world.

Once the setup and transactional operations have been perfected, creators, developers, and merchants in the Web 3.0 world must focus on creating reward systems that entice new users into joining the community.

Resolving the current challenges of Web 3.0 will create a more pleasant user experience and help DeFi gain more attention in the mainstream.

What we need is a non-sovereign, non-pegged currency that’s not priced in USD or EUR. There have been a handful of attempts to achieve this, but none have entirely succeeded. Achieving stable currency is key to generating financial inclusion.

An NFT priced at 1 ETH in September 2020 (was ~$350) would now be asking $4000 today. This volatility excites only the most freewheeling of speculators, not the world at large.

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11  Alternate cryptocurrencies / Tokens (Altcoins) / Re: [ANN][ICO]Cardstack: The Experience Layer of the Blockchain + Tally Protocol on: September 17, 2021, 01:47:56 AM
Tools like WalletConnect 2.0 use an open protocol that establishes pairings between two apps and devices by way of a relay server that simplifies navigating cross-chain instances.

Navigating between the two layers of the blockchain takes a lot of time. Deposits and withdrawals between the two networks can take a lengthy period considerably.

SPEND is Cardstack's neutral pricing unit designed for **Card Pay**. Products priced in SPEND is settled using stablecoins like DAI, to allow exchanges to happen in decentralized ways on Layer 2 networks. Learn more about SPEND here:

There are currently too many dApps designed for individual functions; there are dApps for buying tokens, trading ETH, minting NFTs, bridging tokens, and so on.

To resolve the overwhelming issue of which dApp to use, Cardstack is currently developing a consolidated workflow system called Card Flow.

Here's what we've been up to recently:

We have spent considerable time developing our tools on the mobile front because the world is veering toward a mobile majority. We want to make the Web 3.0 experience seamless.

Everybody has a camera, and making transactions through already-established QR-ready platforms is so much easier than engaging with any other mode of payment.

NFTs, representing digital collectibles, introduced people to the idea of “Obtainable Exclusivity”. Want in? You have to be early or be willing to spend big if you’re late.

Our new blog post dives into the infinite utility of NFTs in culture & commerce.

Transactions on Web 3.0 still remain unclear to many. Many newcomers distrust Ethereum and Bitcoin because of the volatility surrounding the crypto market.

The cryptosphere needs a stable, globalized currency value if it is to take off. The Card Pay network will enable easy transactions where conversion occurs to and from neutrality.

The Cardstack team has been busy this week! Catch up on our progress here:

Through September, the Cardstack team has been hard at work on Card Pay and Card Space. Learn about the progress we've made here:

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12  Alternate cryptocurrencies / Tokens (Altcoins) / Re: [ANN][ICO]Cardstack: The Experience Layer of the Blockchain + Tally Protocol on: September 13, 2021, 08:24:27 AM
Varying tokens, fluctuating exchange rates, and floating currencies make transactions on Web 3.0 unclear. Tokens displayed without revealing their worth or corresponding exchange rates cause transactions on Web 3.0 to be quite a challenge.

One way to remedy the uncertainty surrounding exchange rates on a blockchain is to establish a foundation where conversion to a local currency occurs.

Most dApps assume users already have the knowledge to set up their wallets and obtain tokens. Unfortunately, many users are not familiar with these steps. Moreover, if users need specialized tokens, they will need to navigate decentralized exchanges.

Some fiat-to-crypto gateways are developing ways to streamline and clarify the onboarding process.

Here are some examples. Read more here:

After users set up their wallets and learn the ins and outs of floating currencies, they still have to switch between dual networks when they want to process a transaction. This process is yet another challenge for them.

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13  Alternate cryptocurrencies / Tokens (Altcoins) / Re: [ANN][ICO]Cardstack: The Experience Layer of the Blockchain + Tally Protocol on: September 10, 2021, 07:01:05 AM
The current user experience around transaction confirmation is highly tedious. How can Web 3.0 become a consumer go-to when it seemingly dislikes its own consumer base?
14  Alternate cryptocurrencies / Tokens (Altcoins) / Re: [ANN][ICO]Cardstack: The Experience Layer of the Blockchain + Tally Protocol on: September 02, 2021, 07:16:39 AM
On Card Space, because your space is basically a website, you can change the layout. You can add, remove, and rearrange cards inside that layout.

Card Catalog is like a template gallery which you can use to insert your own media or other things onto your Card Space.

Chris Tse explains here:

Web 3.0 promises great things, but it has yet to infiltrate the mainstream. Why? Today, and in the coming days, we'll go through all the issues Web 3.0 is facing currently. If you want to learn more, check out our latest article:

Once a wallet is connected, users must fund it with "gas." The fees go directly to miners who provide computer power to verify transactions and maintain the network.

Gas fees are not only a complicated concept to understand for users who aren't crypto-savvy—those fees can become insanely expensive too.

Losing a seed phrase means that the user loses everything. Recent developments offered by dApps and various wallets have attempted to resolve this issue.

What do we need for Web 3.0 to reach its full potential? Part 2 of our "Making Web 3.0 Usable" series offers solutions to the problems Web 3.0 is currently facing when it comes to mainstream adoption.

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15  Alternate cryptocurrencies / Tokens (Altcoins) / Re: [ANN][ICO]Cardstack: The Experience Layer of the Blockchain + Tally Protocol on: August 26, 2021, 09:21:05 AM
 “When you drag and drop something within Cardstack Builder, and the Cardstack Environment brings it together, we are actually generating code for you. We’re compiling your configuration into code that a developer would otherwise write.”

Chris Tse explains here:

 Web 3.0 promises great things, but there's still a lot of work to do. We've compiled '10 Reasons Why Web 3.0 Has Yet to Take Off', where we also delve into some familiar names building towards a hassle-free Web 3.0 future.

Card Space gives you the capability to inspect the structure and properties of any card. Learn more here:

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16  Alternate cryptocurrencies / Tokens (Altcoins) / Re: [ANN][ICO]Cardstack: The Experience Layer of the Blockchain + Tally Protocol on: August 09, 2021, 09:16:28 AM
Card Space uses Card Pay as the commerce engine, but provides additional Web 2.0-compatible capabilities, making these economic activities visible to the existing Web that people use every day. Learn more here:

The key to any healthy marketplace is to have plenty of buyers and sellers. In the software marketplace, customers pay developers for their apps, and service providers for hosting services and support.

Learn more here:

What is Card Advance?

Chris Tse talks about it in detail in this video:

 What is the tech used in the Card Pay network? Chris Tse explains them here:

Here's some background on the Cardstack project. Cardstack is not purely a blockchain project — we combine cloud and blockchain technology. Learn more about how we do this here:

 How will we use Card Advance to fund software in the Card Catalog?

To those new to the Cardstack project, Welcome! Earlier this week we talked about how we combine cloud and blockchain tech. Today, let's focus on what we're doing on the cloud side, by reusing what has been proven. Chris Tse talks about it here:

The Card Pay Early-Access Program is still open and accepting participants. If you have already registered, look out for an invite soon!

For those who still want to participate, it's not too late, fill out this form to apply:

These days, people use so many different platforms every single day. Having to access numerous applications to perform one thing makes it very difficult to get things done. How is Cardstack solving this problem?

In order to get all the tools you need for your daily workflows, you have to subscribe to numerous apps. Unfortunately, each app comes with its own login and lock-in subscription fee(s). Cardstack is looking to solve this problem.

"On the blockchain side, what we can do with this new UI, is to tap into innovation that is growing". Chris Tse elaborates here:

The Blockchain sphere is growing rapidly, but there are some missing pieces.

Here are some problem statements we've heard, and how Cardstack is looking to solve them.

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17  Alternate cryptocurrencies / Tokens (Altcoins) / Re: [ANN][ICO]Cardstack: The Experience Layer of the Blockchain + Tally Protocol on: August 06, 2021, 08:28:42 AM
What is Card Wallet, how does it work and what problems is it solving? Chris Tse addresses this in a recent AMA with KuCoin:
18  Alternate cryptocurrencies / Tokens (Altcoins) / Re: [ANN][ICO]Cardstack: The Experience Layer of the Blockchain + Tally Protocol on: July 19, 2021, 08:28:35 AM
How would users who are new to blockchain make purchases or earn rewards? Chris Tse explains this here, in a recent AMA with KuCoin.

The Card Pay Early Access Program is open! We've already been receiving applications from people interested to participate in the early access program.
To join this program, we need some important information from you.

These details will significantly help us understand our current user base to provide a more focused future feature development and prioritization. Please fill in this form to join:

Here's what's going on in Cardstack, behind the scenes this week:

We want to give you a status update of our progress to the different protocol features and workflow in the Card Pay and Card Bridge protocol. Almost all of the smart contract and SDK work is complete and undergoing a second round of security audits this week.

Read more here:

An issuer takes the supply of layer-2 fungible tokens and packages them into Prepaid Cards. Customers can then buy those Prepaid Cards from the issuer, paying an additional small fee in exchange for these preloaded balances.

There are three other groups of participants that are crucial to the operations of the Card Pay network—suppliers, issuers, and reward program administrators. Chris Tse explains the complete list of participants here:

Here's what the Cardstack team has been busy with recently:

Here's what the Cardstack team has been busy with, this July:

How can you become a merchant, and what can you sell?

Catch up on Cardstack's development this week. The Card Pay Early-Access program is also still accepting participants. Find out how to participate here:

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19  Alternate cryptocurrencies / Tokens (Altcoins) / Re: [ANN][ICO]Cardstack: The Experience Layer of the Blockchain + Tally Protocol on: June 16, 2021, 04:18:59 PM
Catch up on our latest progress updates about the Card Pay protocol and the Card Wallet:

How does Card Reward allow consumers to earn rewards? Chris Tse talks about Card Reward in this video:

We have successfully pushed the first version of the Card Wallet, an iOS application, through App Store Connect and received Apple’s approval for TestFlight beta testing!

Learn more here:

Here's part 2 of our "Cardstack vs SaaS" article series!

Learn how the components of the Cardstack ecosystem compare to the tools from the Web2 world.

We've been very busy this week—here's a quick progress update:

What are the payment methods on Card Pay, when a customer spends money with a merchant?

Check out what the Cardstack team has been up to this month:

What is the role of the Cardstack token? In what ways can CARD be used? Chris Tse explains here:

There are 5 easy steps in the customer & merchant interaction when using Card Pay. Learn more about this workflow from Chris Tse:

Card Pay needs participants to actively contribute value and judgement, so that the network can thrive and grow. So what are the incentives for network participants?

We are currently focused on end-to-end testing of the Card Bridge protocol as well as the multisig wallet creation workflow that is part of the Card Pay protocol.

Our testing involves both the dApp and the mobile wallet working well together. There are many dependent services from blockchain nodes, indexes like The Graph, relayers for meta transactions, as well as native code for user wallet interactions.

Learn more:

Here's what the Cardstack team has been up to this week:

If you missed our AMA with KuCoin last week, check out how it went here:

What are the numerous payment scenarios available for customers & merchants when using Card Pay? Learn about Card Pay's building blocks here:

Why use Card Pay when you can use other applications? Chris Tse explains why here:

Catch up on our progress this week:

Card Pay makes crypto payments fast, cheap, and easy. Learn how Cardstack is making this possible here:

How do traditional payments compare to Web3 payments and specifically Card Pay? Chris Tse provides some context for the Card Pay protocol here:

Card Pay, Card Bridge & Card Flow bring crypto from the world of DeFi into Cardstack's payment network.

DeFi is powerful. People can create loans and stablecoins, but it’s expensive to transact, which is why Card Bridge exists.

Although the different aspects of Cardstack compare to well-known SaaS companies, there are not nine different apps you need to learn to use, there are only two; - The Cardstack App & Card Wallet. Chris Tse explains in detail here:

Catch up on our developments this week! For community members looking to get a spot on the beta testing list, we have prepared an application form/survey. Read on to learn how you can be a part of this:

What is Card Flow and what does it do? How does it contribute to the Cardstack Ecosystem? Learn about it here:

Learn about the technology Cardstack uses to build our software ecosystem.

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20  Alternate cryptocurrencies / Tokens (Altcoins) / Re: [ANN][ICO]Cardstack: The Experience Layer of the Blockchain + Tally Protocol on: May 27, 2021, 01:55:18 PM
May was all about our DeFi payment & reward system: Card Pay. This blog post catches you up on what's been going on this month:

How does Cardstack compare to the SaaS tools of the Web2 world?

In this video, Chris Tse explains how all the different parts of Cardstack work together to cover countless use cases and replace the apps we use today.

Happening tomorrow, June 1, Chris Tse will present at the Media & Entertainment SIG about a development tool that lets you build blockchain applications out of a library of templates. This will include a look at new code for NFTs.

Tune in at 9AM PDT / 12PM EDT / 6PM CEST / 12AM SGT

Learn more about Card Pay, our DeFi payment and reward system—consisting of a Web dApp for supplying tokens & issuing prepaid cards and a mobile wallet for biometric payments.

Curious to know what we've been up to this week? Check it out here:

How is Cardstack evolving tools from the Web2 world? How does it compare to other SaaS tools? Learn how the different parts of Cardstack come together as Chris Tse shares the many use cases it can cover.

We've been very busy this week!

Catch up on our progress here:

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