As we could see know, DoKwon recently like real fraudster and enemy of Terra community:
1) he transferred 80K BTC of Terra crypto-reserves  to crypto-exchanges, but this amount was not used to buy out equivalent amount of assets  UST&LUNA  to support prices of previously issued assets against Us dollar (https://www.elliptic.co/blog/what-happened-to-the-3.5-billion-terra-reserve-elliptic-follows-the-bitcoins), only making  oral intervention "we under attack", "we buying out" , thus he provided fake support of Terra ecosystem,
2) he allowed for LUNA supply to increase above Genesis Liquidity of 1B (as fixed in Terra Money docs), and in situation of sell-run and fake support, it leads to that large amount of UST were burnt on chain against LUNA creating hyperinflation of LUNA; thus he diluted  the value of LUNA coins up to zero, imposing  near 40B dollar losses on community members and investors ,
3) he deleted from "Passed" section of TerraStation the passed voting proposal #1188 regarding burning both UST and LUNA tokens (https://www.youtube.com/watch?v=3LDBaUjO2Pw),
4) he created and now pushes forward proposal №1623 to suck all investors and to issue new 1B of luna-coins for your team and devops.
5) he deliberately uses misleading wording like "attack"/"per-attack" as if there was some UFO attack on Terra, just to obscure the fact that hiding 80thd BTC on Gemini/Binance exchanges instead of using them for buying out assets UST&LUNA  IS  THE ONLY ATTACK he perosnally executed against Terra ecosystem!

We need to clearly understand -  as far as BTC reserves amounted by TerraLab during selling of UST&LUNA assets to investors were not used to buy out these assets to support its prices against US dollar, it could be understand that DoKwon just stole this amount of Bitcoins from Terra ecosystem.
You could find out detailed investigation with Bitcoin bc transactions here: https://www.reddit.com/r/terraluna/comments/us4v5m/

You are right! Recent funding shows that DoKwon deliberatly crashed UST&LUNA in order to pocker-out 80K of Bitcoins.

FXCOIN  ICO - Bullshit & Scam Announcement

FXCOIN is a set of two  projects, with high likelihood launched to scam contributors.

www.fxcoin.pro - Bullshit
Russia-resided website from a guy Alex Uliashkin, how has only basic experience in blockchains, but already starts to build its our crypto-wallet - total bullshit!
No team, no experience, only greed to get money on ICO from contributors is in every presentation!
Actually nobody needs this 1001+ crypto-wallet from this newbie and nocoiner.

There is another website potentially interrelated with first one - www.fxcoin.uk.

www.fxcoin.uk - Scam 
This website is designed to promote FXCoin ICO, which claims to be new decentralized payment system.
At the moment of this announcement, there is no whitepaper available on website, no movie clips with team members on Youtube (only cartoons posted), no announcement on this forum, however it claims that project has already raised several 5+mln(!), and ICO is on-going - all well-known traits of real scam project.

Beware these projects and ICOs!

SCAM ALERT!!!

This project is actually 100% scam: the idea is stolen from Electroneum, no website, no Roadmap, no Team, no business model! Just only Ethereum address to receive ETH from contributors.

And also IPHC token is registered on Ethereum infrastructure -  that is bullshit to claim for mobile mining.
If you want to get real mobile mining  join Electroneum community (https://electroneum.com/)

Pls pay attention to that this project is COPY of Jincor (https://jincor.com/), with some slight unrealistic  modifications like handling of multiple different blockchains. However as you could notice, these guys have no experience with blockchain, they just want to receive money declaring such popular words as smart-contracts, blockchain etc.

So it is BULSHIT project, no one is advised to contribute.

What armature scammers are these guys!

They publish at website that they sold tokens for 21thnd ETH, but if we look into https://etherscan.io/token/0x16f812be7fff02caf662b85d5d58a5da6572d4df#balances , we could find that there is no sales at all!
Only one token holder, to which 100mln tokens were distributed 23 days ago!
Last screen is here! https://1drv.ms/i/s!AjKwiXEzWmzkhSBuAdY6qqjAgUMO

Its pure Russian SCAM!

TOTAL BULLSHIT! Bankera is a super-shit idea because of several reasons:
1) proved scam with Spectrocoin wallets during 2015–2016 years,
2) CEO Vytautas Karalevičius biography is biography of looser with no achievements,
3) no one real innovation is claimed in project whitepaper,
4) MVP is counterfeited, investors are cheated,
5) CEO and team do not understand how to use blockchain in banking business, they simply use everywhere this world multiple times to attract investors,

Read more before placing such stupid shit on this forum:
https://medium.com/@slobodangeorgiev/bankera-the-era-of-monkey-style-ico-d7e2fc0524fd

Guys who are writing here positive remarks are paid-off for that by Bankera signature campaign.
But if we try to see the core: scamming past activity + bullshit whatepaper. And plus Vytautas with his strong greed for money.

No one reason exists to support this ICO.
Lon Wong of course involved as he is NEM blockchain CEO, and only stupid enough could not to see the reason behind his interest (promotion of NEM).

In order to overcome this fraudulent signature campaign I have wrote special article on independent recourse. Please read and be aware of this project: "BANKERA: The Era of Monkey-Style ICO" (https://medium.com/@slobodangeorgiev/bankera-the-era-of-monkey-style-ico-d7e2fc0524fd)

In order to support ANTI-SCAM efforts of this topic I have wrote special article
Please read and be aware of this project: "BANKERA: The Era of Monkey-Style ICO" (https://medium.com/@slobodangeorgiev/bankera-the-era-of-monkey-style-ico-d7e2fc0524fd )

I dont think they actually raised such amount on money - with high probability is is scam also like in case of REcoin (thay also claimed to receive more then 1mln on pre-ICO, but SEC investigated that it is fake info).

These young guys LIE about MVP: it is build 3years ago as separate project; it was and is just one of many shitcoins whiteout any success. They try to leverage on it during ICO campaign, but to call this ship MVP is nonsense!
So its is SCAM from the beginning!!!

Nice SCAM, same as Diamond Reserve Club World (DRC World) and REcoin Group Foundation.
For stupid ones: avg annual cost for new bullion gold storage is about 3%, plus expenditures for add services is about 2%, so for price of such 'tokenized gold' to be equal to price of spot gold, held for decade by banks, inflow of new participants should be about 5% per year - but such an economic is actually called 'ponzi'!

Totally trash post - this Stack solution has no relation to Monero, rather it is copy-paste of SatochiPay, Monetha and dozen of other emerging crypto-payment processors, which dreams to take part from global e-commerce from Worldpay, Stripe etc. All of their business opportunities in Europe zone will be eliminated in 2018 due to PSD2 implementation, and sooner or later will be eliminated in other parts of world.

This article just compares team, fees and some other basic elements.
Team actually is better in Change, then in other project , it is good moment.
But financing finacial project, you need also to deep inside token model. And here Change sucks.
You could simply find out actual 17x difference in expected returns between Polybius and Change in favour of first one. It seems Change team is too greedy!

As far as it concerns 'Polybius is scam' - but most of them is soft scam! For instance MonacoCard: they get on ICO near $25mlns, but it is already known that they launched crypto-card leveraging third-party WaveCrest solution. It costs them nearly $300/$400thnd. + 2mln for marketing, and rest of money was pocketed-out.
So no doubt Change will obtain EMI licence and be able to launch product - they openly stated in wp that will use third-party solution for card-issuance, see page 25. The question is that $4/$5mln is enough even taking into account thier innovative API for other fintech, so asking investors for $50mln is soft scam too.

Nothing new - this project is just second Estonian-grounded project simply extending ideas of previous Estonian digital Polybius bank, which first proposed idea of blending banking services with financial marketplace. The slight difference is that Polybius team was shy to mention cryptos in conjuction to banking services, but these guys dare to do it.
As far as it concerns crypto accounts and crypto-nominated debit cards - there are hundreds of such start-ups and even well-established companies like MonacoCard, Coinsbank, UQUID etc.

Economic model is also weak - in WP they promise to distribute only 10% of annual income to tokens holders and try to sell only 40% of token supply for near 50mln. For instance, Polybius bank engaged to distribute 20% of annual income for all tokens, from which 93% are sold to public. Thus from financial perspective Polybius token is 17x more attractive then CAG.

Given these considerations I restrain to participate in this ICO and not recommend anybody to engage in it.

Wonder how you could see any potential in this.
Good signature campaign at BTT - yes, but actually for these guys no way to compete with LIN in business networking.

pretty interesting project, but ques about assets escrow is not clear

Beware of this project: just to google and u can easily find that Alex Neymark already has started several projects (Übermensch, Krawly etc) and all of them were unsuccessful. In LIn you also could notice that he is a person without any solid background, just searching to be in business. Its shame of him as he tries to retaliate all his prev sucks by means of ICO….

He is idiot 

Nice to see new exchange!