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1  Economy / Gambling discussion / Re: ⚽ Premier League 2025/2026 Discussion Thread ⚽ on: July 11, 2026, 08:34:34 PM
It is true that Manchester City have dominated the Premier League for the past 10 years under Pep Guardiola, but from the upcoming season we can see that the team has a new manager. It is surprising that Manchester City have not yet started to balance the team for the upcoming season, but we think that the new manager of Manchester can add something to their team after the FIFA World Cup as he may be observing the performance of the players in this World Cup. Honestly, the reliable player of this team, Erling Haaland, is in great form now, so the management and manager of Manchester City should focus on buying more players to become a mature team for the upcoming Premier League season.

They have done a very good job in the previous season in the premier League and that is why I don't think there will be any other person that can be like Pep because that is one of the best coaches that Manchester City and pep is the best thing that ever happened to Manchester City because for a very long time and that have helped them is the fact that pep is a genius and I love the man so much because among all the coaches that Manchester City had pep is the one I love the most just that he worries him self to much his already good, and we are going to miss him because to me is the best but I like the face that his taking a new role so we still have him around so we don't have anything to worry about. When it comes to the premier League city is one of the best, he deserves an award because even despite struggling the city will always win a trophy.
2  Other / Beginners & Help / Re: "Not your keys, not your Bitcoin" on: July 11, 2026, 07:11:44 PM
Some people’s security practices and understanding of Bitcoin are so poor, that keeping BTC on an exchange isn’t a bad idea. That being said, if you know how to create a secure wallet of any kind and you leave a majority of your funds on an exchange, you are asking for trouble.

Some people need to take there security very seriously because when it comes to Bitcoin and any other coin the security matters a lot because the attention given to security it is better to actually give the attention than eventually losing your money because if you should lose your money then you will know that the attention you are suppose to pay when you buy it because wallet matters a lot and that is why when you buy Bitcoin they will encourage you to to transfer it to a wallet especially when you are holding a good number of it, because it is safer when it's in your wallet.

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I’m still waiting for my mtgox funds many years later.

When it comes to the matters of Bitcoin and security like they say not your coin not your coin because there things that people need to know that when you don't take the security of your coin seriously then you will eventually lose it,  and then you would have preferred to take the security seriously then you will soon lose your money.
3  Economy / Trading Discussion / Re: Does the DCA strategy inspire newbies to invest? on: July 11, 2026, 06:55:40 PM
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The only time you can say an investor is investing too much is if they are using money outside their discretionary income to invest otherwise I can not really say someone is investing too much while they are using their discretionary income to do that, and as long as the money they are using is from their discretionary income they don't really have a problem because it is what they can afford to let go but it becomes gambling and challenging when they are using money outside their discretionary income to invest because they can not stand it if there is a Dip.

Huh?  The discretionary income is the very max that a person can invest into bitcoin, and you want to suggest that guys can sustainably invest all of their discretionary income into bitcoin and not be over doing it?

What about savings?

What about discretionary consumption?

Both of those other categories come from discretionary income and you want to keep each of those at 0%.  That sounds like overdoing it to me.  At least reasonable amounts of value needs to be allowed for both savings and discretionary consumption, otherwise guys may well either go crazy (from no discretionary consumption) and/or they might even spend beyond their discretionary funds if they don't have savings (back up funds).. .  If you are presuming that back up funds are already sufficiently in place, then sure, there may well be times in which bitcoin investors have sufficient back up funds and they do not have to add to their back up funds, yet even in those cases, the category of back up funds is still likely to not be 0% on an ongoing basis, since even in cases of guys with steady incomes and steady expenses, there are going to be times of variation in their income and/or expenses that justify fluctuations in back up funds.
I think there are people who misunderstand what the discretionary income is, they think that it's sole purpose is to fuel their bitcoin investment to the point that they forget that there are other things a person can do with their discretionary income, before they start accumulating bitcoin people still had discretionary income and used it for one thing or the other, starting to invest in bitcoin simply meant that there was something else to spend the discretionary income on but that doesn't automatically eliminate the previous things that were done with the discretionary income, people have discretionary spendings, and there is also the backup funds to think about, for a person to be able to invest 100% of the discretionary income in bitcoin they will have to have settled the backup funds completely and cut down completely on their discretionary spendings as well and this isn't something most people can do.
Discretionary funds are money that doesn't fall into your basic expenses that are pretty much your "must do" expenses, discretionary funds therefore are expenses or allocations that are not compulsory yet they are necessary, so you require your discretion to determine how much you allocate or spend on them. As a Bitcoin investor the accumulation is a part of your discretionary expenses likewise other discretionary wants that you plan to allocate funds for them. It would be a mistake to become overzealous and use all your discretionary funds to buy Bitcoin ignoring emergency funds, back up funds and the rest.

And people don't understand what they are suppose to do because people are finding it hard to place meaning to what they want to do because when it comes to Discretionary funds because the way it is when it comes investing you have to give meaning because there should be an allocation to everything because when it comes to investing you will need to also put emergency funds to consideration because when it comes to upkeep money and more and when all this thing are put into place then you can even use DCA to accumulate Bitcoin and you won't have time to want to sell. Because a lot of people don't even plan for the emergency funds because when you don't have it bet me you will end up selling it.

4  Economy / Gambling discussion / Re: UEFA Champions League 2026/27 Season on: July 11, 2026, 06:43:41 PM
The team full of stars is still failing due to lack of discipline, having spent two seasons without a title in a row. Real Madrid has proven that star players are not enough, but team discipline and understanding within the team are very important. Mourinho does not have much work at Real Madrid, he only has to bring the players back to discipline, the rest can be done by the players. Mbappe is a very good player individually, but in terms of team (club football) success, we can still consider him a failed player. He has not yet tasted winning the Champions League and has not won any title at Real Madrid. So his main goal in the upcoming season will be to fulfill his dream by winning the Champions League.

They don't have any problem when it comes to players because they have have players that can actually sustain a club so there is nothing they lack because when it comes to players they have the best and some of there players were even looked down upon like mbappe and I know that by now we all have to keep our face on the floor because mbappe displayed one of the best performance in the world cup, Mourinho is the best choice for real Madrid because the performance of real Madrid is the worst last season and I would have wish that they sign this other guy in france olise if  they should mistakly bring him him to real Madrid there is going to be a problem because the way does guys understand there self it will be the best for real Madrid to sign olise then it is finish for real Madrid and I just hope that they fix there problem.
5  Economy / Gambling discussion / Re: African Football Discussion Thread Current Topic: 👉 FIFA WorldCup 2026. on: July 11, 2026, 06:27:20 PM
AFrican teams performed beyond expectations especially Morocco, Moroccan deserve to go further in this world cup, the guys showed that Africans have good squads that can compete in the world football, at this point, I don't want to blame those that left earlier before Morocco was finally eliminated, with what we saw, they will likely do better in the next world, before the world cup started, I was not comfortable with all the African teams, despite that I know Senegal, Morocco and Algeria as African teams that do try in our nations cup football, I wasn't convinced if they will take that to the world cup, however, they did what they can do, even though Morocco is out, they made Africa proud which we won't forget easily.

I was actually impressed with the way African clubs performed because I did not expect them to even get to the level they are and it is actually very nice of them even if they will not win and I know that morroco will not go far and that is why to some extent I feel like even Senegal tried and the kind of squad they were coming with I don't expect them to go this far so next world cup is going to be tougher than this Because just look the way goals are going back and front so it did not go the way all of us expected because this is the most interesting world cup.

And I have the way most of this teams were playing seriously because when it started I did not expect even France to perform the way they are performing currently so everything happened in an unexpected way but eventually it is happening that way, and the fact that mbappe was not even performing well during the league but just see how his performing in the world cup so there is more to this, and it's a good thing that morocco and Senegal performed well.
6  Economy / Gambling discussion / Re: FIFA World Cup 2026 :Canada/Mexico/United States: Discussion Thread on: July 11, 2026, 03:08:39 PM
After Norway managed to eliminate Brazil, I think they proved they’re a team capable of upsetting anyone. To be honest, I don’t think the odds are even in this match because I see England as having a slight edge. England has some truly talented players, but aside from 4 or 5 players on Norway’s side, I don’t think there are any others who can make a significant impact on the score. Norway certainly deserves credit, and there’s a high chance of an upset in this match.

All my hope was that Brazil was going to eliminate Norway but reverse was the case and when it happened I was surprised because all my thoughts was that Brazil will win and that they are going to conclude everything in a penalty shoot out and now that Norway have made it to the next level let us imagined that Norway can which I know that it won't be possible and since they will be playing against England it's going to be tough one to decide on because between the both of them anybody can win but it's a tricky one to bet on so let us not  jump on betting on the game

Because the way haaland is taking things personally is just crazy because who would have imagined that haaland will become so much interested in the world cup and I don't expect less from our player because the guy is actually good and sometimes people are always underestimating him so at this point Norway has a good Chance of winning and they could even play draw and then end it with a penalty shoot out.
7  Economy / Speculation / Re: Buy Buy Buy or Sell Sell Sell? on: July 10, 2026, 09:49:47 PM
That is trading; for someone who wants to last in Bitcoin investment buying consistently and holding for a long period of time is the deal, but planing only to buy once there is dip and selling when the price rises is for short term investors or trades, this is why it is advisable for  an investor to have a discretionary income as to be able to buy anytime any day whether dip or even when the price is high, because as an investor you can not fold your hands and wait for dip, so what if dip never comes, in Bitcoin investment we should make up our mind and get ready for the worst. This means we should build our mind to adopt to however the market changes.

The issue of trading and buying and holding have to be separated and there people that will want to do just holding and some will want to trade and then hold at the same time but it will be best for them to choice which ever is better for them and buying consistently ia very important to the extent that it is very valuable and then using the DCA you will be able to buy and then buy and when the price increases you can do DCA that will cover will cover for even the dip and that is one good thing about buying the dip because you will just have be consistent through the DCA because you don't have to wait for the dip again which ever time it will better to just use DCA method so that you don't have to wait.
8  Economy / Trading Discussion / Re: JJG’s Outline of Bitcoin Investment Ideas on: July 10, 2026, 09:26:46 PM
You are right, investing with money that you can afford to lose doesn’t mean that people should expect that bitcoin will crash one day or that theyre going to lose all their money. It is just a warning that people shouldn’t invest with money meant for house rent, fees school, bill or food stuff.  The difference between investing and gambling is because of the strategy that is being used and the mindset. When you use  your discretionary income to invest little by little with DCA strategy and your plan is to hold for a long term, you’re managing risk with discipline instead of chasing after quick money. Whenever a person uses money meant for urgent need to invest because they believe that they will double it fast, they have start to act like gamblers.

And when it comes to investing I don't think you should even worry about losing your money because no matter how bad it the matter will bounce back the one that should be more concerning about investing what you can afford should be trading because that is like the most complicated because when your money is gone it is gone and a lot of people are investing in coins that don't have any potential so it will be better for anyone to just invest in what they can afford in that situation  because there coins that they have a bigger chance of losing there liquidity.

Just watch what you invest in because you can invest and the next thing your capital is gone so it will be better for you to just invest in a coin that you are familiar with so that you don't lose your money and that is why they will be very nice for you to just invest in Bitcoin and there others that when you invest you don't have anything to worry about your money is going to be secured and that way you don't have to worry about losing anything.
9  Other / Beginners & Help / Re: How to Develop a Security Mindset Before Buying Your First Bitcoin. on: July 10, 2026, 08:53:23 PM
If newbies try to focus only on the profit they can make from getting involved in Bitcoin and ignore the security that comes with self-custody, they will have to learn the hard way, and the responsibility of such a loss will fall on them and not on another person.
At least some of them have the opportunity to get an idea of everything, but they choose to neglect it and only realize how important that knowledge was when something like them losing access to their wallet and not being able to find a backup phrase saved anywhere happens.

They hardly even talk about the security the only thing you see newbies been concerned about is how they want to make profit and security matters knowing the measures to take they are not concerned about that and one way or the other they will learn the hard way because, people suffer because of ignorance when you when you don't have knowledge and when they start losing money they start complaining but sometimes learning the hard way actually helps because they will warn others and they will avoid it next time because experience is the best teacher.

And that is why knowledge is very important because because when you have the right knowledge a lot of things can be avoided and that way because when you know what you are doing you will hardly fall victim in the hands of scammers so the essence of the knowledge is for you to be able to avoid a lot of things, so it is just not about the profit the security is also something that really matter so calculating and also secure.
10  Economy / Gambling discussion / Re: ⚽ Premier League 2025/2026 Discussion Thread ⚽ on: July 10, 2026, 08:41:25 PM
It's really crazy to see that averages players are now been bought with so much money and it makes me wonder what actually is the issue because the trend going on currently now is that players don't need to perform with consistency because unlike before as a player if you get just one season of good time performance then it means you are automatically an expensive player than is above 100 million, I mean there was a time when you don't get any big deals like this for a player that just had one beautiful season.

And after spending so much money in getting them then you start getting limited results and that is why if a club wants to go for a player they. Should go for a player that is more experienced, and the issue now is that I feel like most clubs just have excessive money because if you are going for something it should be that it is because of the potential that you saw in them that you want to acquire because going for a that does not have experience does not really seat well and going for an average player within 100 million is just to much because what if you don't get the result you want then what will happen.

And players that should be bought in that amount will have to be a player that you are just so sure that they will deliver because spending a over 100 million without results ia just fucking annoying and at this point the management should know what they are bringing in not just spending money on unnecessary things because it is just going to be a very disappointing moment when you are not getting the results that you want.
11  Economy / Gambling discussion / Re: UEFA Champions League 2026/27 Season on: July 10, 2026, 08:23:40 PM
Real Madrid remain one of the best teams in the world, there is no denying this fact and even if in the last two seasons they have not earned a prestigious title, because the benchmark is clear they have earned many trophies before those two seasons. Now that Mourinho has arrived, he will turn Madrid back into one of the favourites for the Champions League.

I don't even know what to say because in history they have did a lot of great things in winning trophies and they have groomed one of the best players in the world that is why even they way  they are performing is not really going any one there is a better than of them coming back stronger because they already have what they need the only thing they need to make serious adjustments to is for them to work on there defense because the way Madrid was conceding goals last season was just something else because it is very unlike real Madrid to be conceding the way they did.

And the way they have won a lot of trophies is the past season is very important because one thing I notice is that is that the team work in that club is very poor and we just hope that the next season is going to be different and that is one of the reasons why it is when the next season starts that I am going to make a comment about wether Madrid are trying there best or not because the only way out of this is for them to improve.
12  Economy / Gambling discussion / Re: FIFA World Cup 2026 :Canada/Mexico/United States: Discussion Thread on: July 10, 2026, 08:08:03 PM
I didn't expect Belgium to score so quickly against Spain. But my prediction was that Spain would win by 2-1. Belgium is playing much better than I expected. However, no matter how well Belgium plays, the chances of them winning against Spain are very low. But since nothing can be guaranteed in football and it's only half time and there's still a lot of time left, a lot can happen here.

Seems like Belgium is ready for spain because Spain scored first now they are equal and I know that the prediction will be that spain is going to win the game is not yet finished and spain can actually win the fact that they will soon start the second half and we don't know what it actually holds because now both coaches would have analyzed the game and that is what will determine who is going to win because it's already a tough game already, we know that spain have the upper hand but anything can still happen but let us be sure of what we are doing.

And now we know that the second half is going to come out very hot because they have tested each other for the second half so let us wait for what's in the bag, and I was not even expecting Belgium to even score a single goal but they did and the moment they scored I was like what is spain playing that they are allowing Belgium to score and the prediction of it ending 2:1 seems like is something that is likely to happen.
13  Local / Nigeria (Naija) / Re: Floxynice Quick Naira Loan 🇳🇬✅️✅️✅️ on: July 10, 2026, 02:32:30 PM
50k loan application.
14  Other / Beginners & Help / Re: What should you know before recommending Bitcoin to a friend? on: July 09, 2026, 08:14:43 AM
In other words, anyone who wants to come into Bitcoin should first at last learn the basic information about bitcoin, know that its volatile, and know that they are responsible for holding and protecting what they buy there is nothing like a reverse option. Anything authorised and confirmed by the blockchain can't be reversed, and there is no certainty about how price moves it could turn at anytime not saying this period is bull or bear season certain type of market action can't happen.

And what people are failing to understand is that when it comes to buying and then holding, you don't need to do much because even the basics can help you, because from there you will be able to know the security of your assets because there is no way that you will have the basic knowledge and it will not be useful because from the beginning there have a been a lot of things that have been going on, and there are a lot of things that are involved in the basics.

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Last and not the least ignore anyone who offers a safe means to hold your bitcoin and earn high ROI, the best way is to hold for long time and not to hand over your hard-earned money to someone else to help you double it.

It depends on the safe means because the security of your assets matters a lot, and people are not taking it seriously. The best advice is what you have given, and holding for a long time is one of the best options that can be explored to be able to maximize profit.
15  Economy / Gambling discussion / Re: FIFA World Cup 2026 :Canada/Mexico/United States: Discussion Thread on: July 09, 2026, 07:52:59 AM
I am also in an uncertain situation because the statistics of both teams are quite positive. Morocco has been in great form recently and won against Canada by 3-0. It will not be easy for the team to win with France because France is also in great form. France has won every match since the group stage and I will put them ahead to win the upcoming match. Mbappe dynamic play will be a game changer because his personal goal tally is one less than Messi. I want France to win today's match and Mbappe will be the top scorer.

This World Cup has been one of the most difficult to predict because of Morocco winning against France. Is that even possible? I'm not sure that is possible because France is on another level, so I don't think Morocco has the balls to just win against France. We know that Morocco is good, but in this situation, as I said, it's going to be impossible because of the way France has been moving lately.

Mbappé has been the game changer, so let us see what will happen to him. Morocco, because I know that they are going to be coming in hard on them. Mbappé has a target in the World Cup, and there is nothing that can be done in a situation like this other than to just wait and see because France is on fire, so there is a very high chance that France might even win the World Cup.
16  Economy / Gambling discussion / Re: UEFA Champions League 2026/27 Season on: July 09, 2026, 07:15:55 AM
This could be the reason Mourinho was brought to the team, they believe he has got what it will take to create that balance that will keep the players effective in their different positions. These two if managed well, they will be able  to deliver their positions so well without having  to interfere with that of the other and not cause that supposed competition we see among them..mourinho is belived to be able  to get that done for them.

A lot of people have faith in Mourinho to help them bring Real Madrid back because they have been suffering for a very long time, so it may be that a lot of responsibility has been handed over to him. He will not want to disappoint because many people have faith in him. He will not want a situation that his going to find it very hard to make people lose faith in him because it is obvious that the players are not the problem they have a defense problem, actually.

But Mbappe, whom they thought was the problem but saw playing in the World Cup, changes a lot of things, and now everyone is convinced, and they owe Mbappe an apology, which is for those who even went to the extent of going to petition him, because the boy is good and am fully convinced that Mourinho will have to be given a better chance to explore with the management interference.

17  Economy / Gambling discussion / Re: FIFA World Cup 2026 :Canada/Mexico/United States: Discussion Thread on: July 09, 2026, 06:33:00 AM


Another one of the best matches of the tournament is coming, and I'm on Norway. I want Norway to win. I think Norway can because they have one of the best strikers, Erling Haaland, who is in great form and doing great in the tournament. Also, their whole team is in great form.

And it's going to be another tough game, and since prediction is going to be hard because there is a very high chance that Norway is going to win, at the same time, let us not underestimate England, and the fact that Norway has Haaland and they have a mission of eliminating england won't be as easy as we all think either, and haaland fans are seriously trying there best

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One thing that might give Norway a hard time is England's midfield. They have one of the best midfield players like Jude Bellingham, and other players like Rashford and Harry, who can cause them problems. But I think Haaland will again do something great in this match. I have huge expectations from Haaland.

And it is going to be that they are meeting there match becuse england is not going to be an easy bone to chew because the kind of players that England have is going to be a problem for Norway, but that does not mean that they will not be able to win, at this point we dont even know who we are going to predict at this point about winning because there is going to be a lot if heat during the game.
18  Economy / Trading Discussion / Re: JJG’s Outline of Bitcoin Investment Ideas on: July 08, 2026, 05:19:01 PM
As for me the best time to be aggressive is when there’s a bitcoin dip, if there’s no dip I see no reason to be aggressive in your bitcoin accumulation especially when you have been using DCA strategy and you have been very consistent, and again before you can be aggressive at any given time you most make sure you have a very good and strong backup funds, I know most of you will know that already if you have been active in this thread, I have one thing I do, my backup funds comprises of emergency, reserve and float funds, if there’s a dip I use my reserve funds to accumulate aggressively, it has been helpful to me and I have not had any challenge since I started doing that.
A person can be aggressive at any time depending on his financial situation and his backup fund. Being aggressive is good but being overly aggressive is not a good decision and is not sustainable. A person can continue to buy aggressively for years without going overboard and depending on his financial situation and discretionary income. But yes, how much aggressively a person can buy without going overboard or overly aggressive is something that the person has to find out through proper financial management. Your comment has made aggressive buying only focused on the downfall, which a new person can follow and make a big mistake.
I will not oppose or blame those who are aggressive, but it is important to emphasize that aggressive buying can be part of an accumulation strategy if supported by adequate reserve funds. A balance is needed between aggressive strategies and risk management, such as keeping emergency funds in their proper position (liquidity), because it is very important that these actions do not backfire on the investor himself. Being aggressive is very suitable for experienced investors who are already adept at managing risk. But for beginners, it's best to use the DCA strategy to minimize the psychological impact of volatility and the risk of short-term losses.

that is how it is suppose to be when you are doing aggressive buying because if you want to hold for a very long time and you start buying aggressively then all this will be in preparation for the future because how one of the importance of buying and holding is should be that you are holding for a very long time so and does that dont want to really take too much risk can buy and hold.

And only those that are joining the league newly should take their time to invest because they will need to understand a lot of things before they start to jump into buying, and if the price starts coming down, they get discouraged, and a lot of them will also want to sell, and it is not as if they will use the money for anything, and that is why before you start it is better to have your up keep money available.
19  Economy / Economics / Re: What are the effects of inflation on ordinary people on: July 08, 2026, 05:04:39 PM
Providing the basic needs of life is the primary duty of every one living on earth but when inflation key into any nations economy it becomes very difficult to provide this basic needs of life which can only be controlled when the appropriate way of handling inflation is integrated either directly or indirectlyindirectly.
The major challenge encountered by every citizen in a nation experiencing inflation is inability to provide the basic needs of life which is food, shelter and clothing despite the continuous  receiving of the rewards to there labour which can no longer be sufficient enough to meet end needs.

one thing that should be given attention to is going to be your daily needs because from the look of things if your daily needs is not saughted then there is no way that things will be balanced and whith what we are fighting currently which is inflation it does not help at all because the price of thing are on a rise and the only way the situation can be attended to is for you to spread ways to increase income and another thing is that inflation have become a war we have to fight individually.

we dont even have choice than for us looking for other means that we can increase our standard of living by investing or even doing bussiness or even getting jobs because everything is become very hard because of the economy is no longer funny the standard of living keeps incease and there is nothing we can do at this point than for us to just accpt and then see a better way to address the whole thing.
20  Economy / Gambling discussion / Re: Premier League Prediction Thread 2025/2026 on: July 08, 2026, 04:46:18 PM
Xabi Alonso is going to put up a good performance but certainly not this season, this is his first time managing an English premier League team, so I believe he will use this season to study the league and put things in order then from next season we should be expecting him contending for the league title, because I trust him that much, he's proven himself at the Germain Bundesliga and even at the Spanish La Liga if not for the misunderstanding, I believe he could have done better if he was still in the Real Madrid team, so now he's comme to England I so muchly believe in him.

it most not be this season, let's just hope that his coaching will favor Chelsea because there is going to be a difference. After all, we don't like the way Chelsea has dropped in the past seasons, and unfortunately, Chelsea has found itself in this position because every season for them is always a struggle, and I love the step they took in bringing in Xabi Alonso. At least there is going to be a new development.

And these changes are what are going to make the season very interesting because a lot of clubs have been making a lot of changes. Xabi has a lot of experience, so that should help the club because at some point Manchester United was also struggling, but they were able to manage the club well, and they have improved, and they are even doing better than Chelsea now, and we hope for the best for them.
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