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1  Economy / Gambling discussion / Re: UEFA Champions League 2023/24 Season on: May 10, 2024, 09:30:33 PM
The chances of victory are greater for Real Madrid because they have experience, good squad strength both in the domestic league and the big league, they are much more consistent from the matches they have played this season, some analysts are more doubtful about Dortmund because they are not so experienced in the Champion league and they are not consistent in the Bundes league, of course this is one of the parameters that can be assessed, besides that, the popularity of Real Madrid is much greater than Dortmund, so there must be more who make it the favorite team, as well as Real Madrid players have many popular players, not the same as Dortmund players, so it is very reasonable to consider Dortmund a team that is still Under Dog.

By analysis and feeling I am also more inclined to Real Madrid to win the champions league trophy this season, to hell with all the possibilities that Dortmund has a chance to show itself in the final later, if they can beat Real Madrid, it will be a Dortmund boom to become one of the popular players this season.

Real Madrid have devoted most of their time for this champions league to the extent that even at some point when they had serious challenges they still overcame and move forward like the match they played against Manchester city, that match was more like a final because the both teams literally were the strongest in the champions league but still they were able to eliminate Manchester city. Now when they met Bayern Munich they almost lost hope if not for the late minutes goals that was scored by  Joselu that made them reach the final stage of the champions league.

Real Madrid have really made a lot of commitment for this champions league so it will be very bad if after all their efforts and resilience they were unable to lift the trophy so they will surely fight till the end so they won't give Borussia Dortmund any chance at all. on the other way round, checking at how Borussia Dortmund were able to make their way to the final stages they might still do incredible things that will marvel everyone so let us not also belittle them but however Real Madrid would not want to miss this golden opportunity after all they have done it severally.
2  Economy / Gambling discussion / Re: UEFA Europa League 2023/24 Season on: May 10, 2024, 08:32:37 PM

well, that's what I mean as I said above, if Xabi strategy pattern is to choose to provide a safe performance to maintain the points that Leverkusen has so that every Leverkusen match will definitely always get satisfactory results, even though sometimes it only ends in a draw, but at least Leverkusen really cares about it maintain consistency.
It's not just Leverkusen way of attacking that looks great, but the cooperation between the defenders makes me amazed that Leverkusen is like Real Madrid, with a playing style that is almost the same as you said.
In the second match, Alonso focused on maintaining the result that was achieved in the first match, such a strategy is also acceptable, the most important thing is that it brought results. As for Roma, they should have played better at home, by the way, I expected a much better game from them in Rome, but after the defeat, I said that de Rossi would not be able to come back from two goals, in away match. And although Roma was very close to this, they could not do it. For me, Real and Bayer have different playing styles, but I would like to watch the match between these teams to understand how strong Bayer is now.

Bayern Leverkusen really took everyone by surprise yesterday because it is still incredible how they were able to draw a match that Roma thought they have won just getting to the die minutes Leverkusen equalized the goals and automatically qualifies for the the finals, the game was just almost same with Real Madrid game against Bayern Munich were Bayern Munich thought they have won Real Madrid only for the results to overturn in the die minutes as well. Football is one important sports that until the final whistle you can't declare winning for a team.

What I just observed in the match between Bayern Leverkusen and Roma is just that Roma overlap too much because since they were already leading by 2 goals isn't it for them to just fall back and defend the goals till extra time but had it been they entered into extra time Bayern Leverkusen would have still won because those players are so focused and determined to win Roma. Bayern Leverkusen has succeeded in increasing their unbeaten run and it is very obvious that they will end the season unbeaten because they will surely beat Atalanta in the finals and still win their remaining matches in the Bundesliga.
3  Economy / Gambling discussion / Re: Premier League Prediction Thread 2023/2024 on: May 09, 2024, 09:49:06 PM
Aston Villa have been eliminated from the UEFA Europa conference league after losing to Olympiacos by 4:2 in their first leg and losing 2:0 in this second leg which makes it an aggregate of 6:2 and that means all England teams are out of the European competitions. Does it means that England teams are only vibrant and active in the premier league alone rather than when they are faced with major competitions like the UEFA Champions league, Europa league and the Europa conference league because literally a lot of England teams did qualified for the European competitions but none could make it to finals and this is a very bad signals for England considering how popular the premier league have been over the years and people are more interested in the premier League than other leagues but for the teams not to be able to represent England very well in European competitions means that England football may not really be the best as almost every one thinks perhaps that was the reason their teams couldn't succeed any of the European trophies. England teams really needs to buckle up in European competitions because they are becoming too backwards and it is not a good one considering the popularity of the premier league.
4  Economy / Gambling discussion / Re: La Liga (Spanish League) Prediction Thread 2023/24 on: May 09, 2024, 09:13:55 PM
La Liga is precisely unpredictable but we already know the formidable clubs to lift the title, Perhaps this season was quite challenging for Real Madrid and Barcelona because Girona interfere.

Indeed the la Liga at a time this season was really competitive when Girona was trying to surprise everyone but Real Madrid resilience couldn't give Girona the opportunity to take advantage because Real Madrid were literally following up Girona and that is one of the reasons why Girona couldn't continue because they saw that Real Madrid weren't giving up easily.

You can say that the season was challenging for Barcelona but for Real Madrid, they have been a major competitor in both the la Liga and the champions league and they have been consistent till now even when Girona was topping the league table Real Madrid didn't give them the opportunity of having a huge gap over them but however Girona tried their best and the impact they made in the la liga this season is applaudable.
5  Economy / Gambling discussion / Re: UEFA Europa League 2023/24 Season on: May 09, 2024, 08:33:03 PM
Based on what Atalanta has used their home to eliminated many teams in this season, I guess they will be the favourable team that will meet Bayer Leverkusen in the final stage , but Bayer Leverkusen will be the team to lift this UEFA Europa league trophy because they have what it take to win the trophy from their opponent.

Literally Atalanta really surprised me in this Europa league competition because I never knew they will reach this stage in the competition but after they won Liverpool by 3:0 at Anfield stadium I was so shocked and began to wonder that isn't it same Atalanta that isn't performing well in their domestic league the Serie A like they played differently in the Europa league when compared to the serie A.

Initially now they are already winning Marseille by 2:0 and they can even score more goals before the match ends because I see a lot of pressure in the side of Olympic Marseille so it's obvious they are already in the finals. Initially now Bayern Leverkusen is losing 0:2 to Roma so until the final outcome of their game will determine if Bayern Leverkusen will reach the finals because the aggregate is 2:2 now and if Roma win by this 2:0 they will enter extra time and anything can happen so let's see how the match ends before we can conclude if Bayern Leverkusen can have the opportunity of lifting the Europa league trophy.
6  Economy / Gambling discussion / Re: ⚽UEFA Conference League Discussion Thread -- 2023/24 | SFs on: May 09, 2024, 08:07:50 PM
Who else wants a magic Emery comeback in Piraeus tomorrow? Running out of good games, few teams have anything left to fight for throughout the big leagues, but the last English team standing should provide some fight at least, no?

Emery isn't able to do magic today either as it seems.  Sad  Olympiacos are about to finish the first half 1-0 ahead. I still can't believe this result to be honest. I thought maybe Emery would find a way to make a comeback but he is desperate. I don't see any rotation in the lineup too but the same problems are seen. Congratulations to Olympiacos already.  Tongue  Now I wonder whether Fiorentina will win the title after reaching the final for the 2nd time in a row.

I really feel for England because all their representative in the European competitions will be out because I don't see a miracle in this game between Olympiacos and Aston Villa, Unai Emery is unable to prove his worth tonight and it's a very bad night for Villa fans. One thing about football is that if you are unable to defend a match when you are playing at your home is always difficult to survive while playing at a away.
When Aston Villa were unable to win Olympiacos at Villa Park and lost by 2:4 i already knew they won't be able to withstand Olympiacos at their own ground and that is exactly what is happening now. I just feel for England because upon the numerous clubs that went for the European competitions none were able to make it to the finals which is very bad performance from the England teams.
7  Local / Nigeria (Naija) / Re: Centralized Exchanges already violate customers privacy right by asking for KYC on: May 09, 2024, 07:09:06 PM
Is KYC even necessary? Like in a case of fraud or scam can the culprits really be held accountable? There is no way scams and frauds can be avoided totally because I know that the reasons why most platforms that has any financial dealings wants their customers to pass through KYC is for transparency sake of which no matter how transparent you want a system to be, it can only reduce it but cannot be brought to a halt so for me KYC isn't necessary at all regardless of the fact that if there is no KYC the rate of scams might be much but there is something i like about some reputable exchanges like binance, except the seller confirms that he has received the money that has been exchanged, he cannot release the crypto and if he refuses to release the crypto after confirming the transaction, an investigation would be undergone and if it shows that he refused to release the crypto after confirmation, the exchange automatically withdraws the crypto and the account face necessary penalties.

But let the truth be told, those exchanges no try at all because anyhow wey e be them suppose reach consensus with the federal government before Dem go dey collect people information dey use am for their system, abi na Dem register the citizens with those documents wey Dem dey use for KYC? No be Dem na so Dem suppose give Caeser wetin belong to am too so dat this wahala wey dem dey face like this Dem for no face am. Dem for just dey find the government small small peanut Dem for no dey look eye for dis exchanges but as Dem no dey get anything na in make the FG just dey para.
8  Economy / Gambling discussion / Re: Premier League Prediction Thread 2023/2024 on: May 08, 2024, 05:56:54 PM
Already it has been analyzed that Manchester United's problem now is a coach so they should fire Ten Haag and bring in another coach to continue the managerial duty and that is actually what Manchester united needs for now. I can't totally say that Eric Ten Haag is not doing his best for the team but he needs to leave the club now because he has tried but his techniques is not working for the team are all.
Whatever Man United decision to fire Erik Ten Hag will still have consequences which the new coach in his first season may not be able to match. According to many rumors, Ten Hag will stay for the next season, which is quite annoying news for some United fans but others are trying to give him a chance. For me Erik Ten Hag needs to lower his ego a lot, where so far he always wants to feel right about himself and rarely listens to input from other people and also input from his own players. As a result on the field the players were not seen playing freely, stuck to monotonous strategies and it was all Erik Ten Hag fault. So before blaming the players the quality of the coach must first be questioned.
Next season other teams will start to develop, including Chelsea, which is slowly showing positive results. If Man United continues not to change its game, it is possible that it will fall further behind. If we finish above 7th this season, it will be a bad record and Erik Ten Hag will definitely be blamed.

Literally before Manchester United can come back to good form now it will absolutely take a lot of time no matter the coach they would want to hire now so that is it because to build Manchester United now is a very big task for any coach at all because the first work will be to build the mindset of the players to be able to align with the coach, having a good relationship and understanding between the Coach and the players is very important. Manchester United allowing Eric Ten Haag to still continue next season might cost the club chaos because I don't see him making any difference next season but retaining him could be if he makes some improvements for the club if not I see no reason retaining him when he is not doing well.

About Chelsea improving from next season is not certain because they are literally facing same problems of coach with Manchester united so until they sign a coach that can rebuild the team again, they might even get worst next season. I assume you want to say that if Manchester city finish below 7th position instead of below 7th position but however, regardless of their current drop in performance, they can still finish within the 6th or 7th position before the league ends.
9  Economy / Gambling discussion / Re: UEFA Champions League 2023/24 Season on: May 08, 2024, 05:11:07 PM
Barcelona missed a great opportunity because they played poorly and could not resist much. Dortmund was the weakest team among the other teams, but now they are waiting to play the Champions League final. PSG's inability to reflect the football they wanted to play on the field led to their elimination.

Dortmund's biggest advantage is that they do not concede a goal. As you said, they did not panic and finished the match as they wanted. I congratulate Dortmund on this success. Even their reaching the final is a great success when compared to the squad quality of other teams.

Right from when Barcelona won PSG during their first leg in the quarter finals, I saw some lapses which made me have the feelings that they won't be able to win PSG again in their second leg and indeed they couldn't even draw PSG not to talk of winning as they lost woefully so Barcelona never played like they had any target and moreover they don't have a good defense.

Yeah Dortmund was the most underrated team right from the quarter final stages but they were able to convince us that they had a target of reaching the finals because after they won Atletico Madrid by 4:2, their morale was high then and they use that pressure on PSG and won them so it is clear that Dortmund worked so hard to get to this final stages and they deserve some accolades for a job well done, they have made their coach, management and their fans proud because I don't think they knew they would reach this length.
10  Local / Politics and society (Naija) / Re: Naija board needs more merit source on: May 08, 2024, 04:11:51 PM
Recurrent update


By the way, I have noticed some changes on the Merit Stats page.

On April 5, 2024:
Quote
There are 108 merit sources with a total merit generation of up to 32890 sMerit per 30 days

On May 3, 2024:
Quote
There are 109 merit sources with a total merit generation of up to 32990 sMerit per 30 days

So I decided to use my detecting tool again. The algorithm has spotted Igebotz as a new merit source. Good luck! Smiley
Bump.

This year don really favour the Nigerian local board, from @theymos giving us local board Moderator to having a new merit source, this na better achievement and I sincerely believe say we deserve am because for stats e don show say Nigerians na one of the most outstanding local board for the forum. All these na wetin we don dey wait on and I dey greatfull say at last @theymos give us listening ears. Congrats to our own @igebotz for becoming a merit source adding to @CryptopreneurBrainboss.

Of a truth Theymos try as him give us new moderator and he is really disposing his duty very well but even though say Theymos also add am among the merit sources to make Nigerian local board to have 2 merit sources but the allocation of merit wey them get they very small when we compare am with how other merit sources allocations be but that not withstanding, our people say person wey kill goat for you thank  am so that next time him fit kill cow for you so na good achievement wey we don get for our local board this year and from all indications show say the new moderator wey be @Igebotz dey circulate the sendable merits without being biased and him they award am to quality posters.
11  Economy / Gambling discussion / Re: Premier League Prediction Thread 2023/2024 on: May 08, 2024, 03:19:24 PM
Marcus Rashford has a performance that can be said to be still not good, with his age being 26 years old, it may be a consideration for many clubs to buy, but it should be noted that Manchester United should not have too much hope of being able to sell Marcus Rashford at a high price because We know that there are still many great attacking players who are still young and have better performance than Marcus Rashford.

I actually think that Manchester United no longer wants Marcus Rashford at this club but they don't want to just lose out, because they have paid Marcus Rashford quite a lot of money so by making an announcement that Manchester United is selling Marcus Rashford in the hope that someone will want it. buy and keep getting more money.
On the other hand, Rashford does not need to be sold, but Manchester United problem lies in the coach being unable to manage the talent of the players he has. In fact, Rashford seems confused about finding his identity as a striker, while Ten Hag does not have the capacity to demand that his players develop their talents. If Manchester United wants to sell Rashford too, then replace him with a new coach, because no matter how many great players and strikers Manchester United buys, if they are still with the same coach the results will not be much different. How many players did Ten Hag buy during his tenure as coach? is there a significant impact?
I don't know what has been happening to Rashford all of a sudden because this is literally a player that was very active for Manchester United some time ago but in recent seasons his performance have been declining and he isn't making any improvements for the team, he makes a lot of mistakes and waste a lot of opportunities to score goals in any match he is being featured and regardless of the fact that Eric Ten Haag is not doing enough for the team, players like Marcus Rashford needs to be sold out of the club because right now he is unproductive for the club so selling would be better.

Already it has been analyzed that Manchester United's problem now is a coach so they should fire Ten Haag and bring in another coach to continue the managerial duty and that is actually what Manchester united needs for now. I can't totally say that Eric Ten Haag is not doing his best for the team but he needs to leave the club now because he has tried but his techniques is not working for the team are all.
12  Economy / Economics / Re: Debt Management. on: May 08, 2024, 04:04:09 AM
Quote from: Tmoonz link=topic=5490899.msg64046695#msg64046695
date=1715139395
@Richbased, I would have really do fine your naratives some worth problematic but yeah every gat to figure out what will work for him or probably do whatever they like, but I could say that one of the reasons why some people are improving in their lives than others is because they have chosen to to take advantage of what other peoples ignored. However, no can ever force you in to collecting a loan it is choice to and to collect a loan, collecting a loan can be good if the intention is to maximize profits or to influence life positively, no one should take a loan to do something meaningful for him or her self with so much negativity, their should be some certain high level of positivity towards your planning, I really think I have to say, this, I was denied of admission in the university twice because there was no money as at then for me to go to school, on the third occasion I insisted after making several researches about undergraduate scholarships schemes within my jurisdiction, of which I trusted myself so much and I talked to my parents about it telling them that there wouldn't have been no better chances of me going to school that I wouldn't want to miss this third opportunity again, with so much positivity my dad took a loan with one of his landed property as a collateral and took a loan for me to clear up my acceptance fee and ans school fee and keep the remaining one for myself while going to school, before the end of the first semester I ha have already written three scholarships exams, my church started a scholarship scheme that year that was fortunate enough for me, and the two others was TOtal e&p undergraduates scholarship, and NLNG undergraduates scholarship, and my name got listed in the church and Total e&p undergraduates scholarships and the debt was cleared even before the due time and I went through school without stress.

I understand your point @Tmoonz on being positive but one of the reasons why most people finds their selves in some kind of unfortunate situations is because they didn't look at the other way round like if after being positive about something and at the end it didn't work in your favour.

Life is a risk and sometimes these risks takes us to our destination but we shouldn't underestimate the fact that we can also take this risks and things end up not going as planned that is why it is good to have that feeling should in a case where something doesn't work in our favour we can be able to handle such situation.

Inasmuch as a know education is a knowledge that every parents that have well-being of their children at heart can lease, sell or use their assets to sponsor their children to school because the child is also a good asset worth investing on such that he can become a better person tomorrow after acquiring education and become successful they can decide to replace those assets that their parents lost why seeking for a better future for their children.
If it is about education, it is something worth taking a loan to go to school inasmuch as the child is intelligent enough to know his aim while going to school and to focus and bring in his best to make sure he doesn't discontinue no matter the challenges they may face while studying.

Your story is a good one as you are lucky even though you may be smart and intelligent but however it is not a prerequisite to the reason why you got a scholarship and from there the debt your dad incurred on your behalf was settled, have you ever checked the other way round if had it been you didn't succeeded in getting the scholarship? Maybe your dad would have sold the land to repay the debt isn't it? And lost a valuable asset in the course of looking for a brighter future for you and it would have been a challenge to you to replace that asset when you finally become successful.
13  Economy / Gambling discussion / Re: Do you care about what people say about you gambling? on: May 07, 2024, 05:59:23 PM
Well OP so far as you're taking responsibility for your actions and inactions, you put food on your table, clothes yourself and your family, provide a home of your own I don't really think it is necessary to listen to people's opinion about how you choose to live your life. In other words, the person is indirectly telling you to gamble responsibly because he has seen some persons that became wayward as a result of playing gamble though some persons see gambling as a game for wayward people but it's really because of people that don't gamble responsibly that made it looked as if gambling is bad if not Inasmuch as you can be able to meet up your daily obligations despite being a gambler I think no body will see you as part of the wayward gamblers. However, anybody's opinion doesn't really matter on how you choose to live your life, but let it be that you live a life that you will not be measured together with people that can't add value to their own lives.

A good opinion you have here, in everything we do our individual decision surpass everything, but it must matter to people that are concerned about you how you go about your life, it is normal for people to give us advise but what's matters is how authentic and helpful such advise is, it is known by many that gambling is addictive and it has the power to change people from their normal self, even though people opinion doesn't count in your life, you should also be concerned about what you do that triggers advise from extra body.
As for me if I am gambling irresponsibly I will definitely care about what people say about my gambling habit, there is a saying that mad people doesn't have shame but their relatives do, apart from gambling if I do something that doesn't portray good about me despite they money I make through such, I will have to rethink about it.
People will not talk much about your good habits or good deeds but will talk a lot about your negative sites just like gambling is one of your negative sites. Gambling cannot be a good addiction. so when someone talks about your gambling it will ruin your reputation so who cares. while not always caring, it is definitely caring when multiple people start discussing your gambling habhit. for this reason it may be a good idea to always keep the gambling secret

Point of corrections, gambling doesn't have a negative side because it is a game of chances of which you can be lucky to make it through gambling except if you become addicted and deprive yourself of some other important things you should do in life and spend more of your time gambling. Have you ever seen someone that has been very responsible in gambling and wins sometimes then someone starts criticizing their gambling habits? The reason why people think that gambling have a negative side is when they come across an irresponsible gambler that gambles with all his money and become addicted which can lead to living some kind of awful lifestyle. It is not good to keep one's gambling habits completely secretive you can still confide with someone you trust so that in a situation whereby you are going a stray they will check up on you and give you advices that will make you regain your senses.
14  Economy / Gambling discussion / Re: Germany League - Bundesliga Prediction Thread on: May 07, 2024, 05:34:48 PM
Bayern Leverkusen and Real Madrid are no doubt the possible teams that is expected to play the UEFA super cup next because literally, the two teams have shown strong determination in the European competitions so far and it wouldn't be a thing of surprise if the both teams win the respective European trophies of UEFA champions league and the Europa league because they have been resilient since the European competitions began.

Real Madrid will remain the favourite for the champions league trophy as long as they are not eliminated before the final match and Bayern Leverkusen will remain the favourite team of the Europa League trophy until they win the cup because I don’t see them to be eliminated by any team at this stage now. Bayern Munich is still a stumbling block for Real Madrid after drawing their first leg match, so until Bayern Munich is eliminated they can’t be so confidence of winning the title.

If Real Madrid can be able to win Bayern Munich in their returning leg then they can be assured of winning the champions league because neither PSG nor Borussia Dortmund can be able to challenge Real Madrid in the finals so until Real Madrid is able to win Bayern Munich, only then can it be obvious for them to win the champions league and again they need to play more better than they did at Alianz Arena because they almost lost if not that they managed to draw the match.

Quote
For sure if Bayern Leverkusen still wants to be in the limelight of major competitions next season they need to sign more quality players and avoid selling some of their important players that is the only way they can still continue in awesome performance next season. I think Leverkusen will make good impact in the champions league next season because they are a very good and formidable team now so they are equal to the task ahead of them.

After Xabi Alonso have decided to stay for another season with Bayern Leverkusen, I don’t think most of those players will want to leave to join other big teams now because he can easily convince them to stay for another year even when they get offer from other big teams. It is to their both advantages of the players stay back and with hope and trust in Xabi, they can achieve more with this club if they continue to play in this way. I expect a more balanced Bayern Leverkusen by next season and that I don’t doubt it not happening.

You can't really say if the players can be retained next season considering the fact that most of them have now been identified as notable player due to their devotion and determination to win their matches this season so bigger teams might come for those players next season and if they are offered a huge amount of money, some of them would consider moving out to other clubs to also test their skills and tactics.
15  Economy / Gambling discussion / Re: UEFA Champions League 2023/24 Season on: May 07, 2024, 04:24:00 PM
I do not think that it would be all that different to what they were in the last game. Not like they were some terrible team, they were doing fine enough and they would probably be fine again. Just because PSG is a good team doesn't mean that they will win, it also doesn't mean that they will lose.

Remember, they lost the first game against Barcelona too, but then they made a great come back, which is why I think it is quite possible for PSG to have another comeback. Of course it's hard to do that twice in a row, but it wouldn't be impossible, plus I believe that on squad quality alone PSG is a better team than Dortmund, to be fair Dortmund is a better "team" overall, because they play better together, but PSG still could win with individual talent.

Exactly I don't see a different game today as well because if you watch their first leg you will understand that Borussia Dortmund is also looking for a way to reach the finals so we shouldn't expect anything less in this game tonight because I also believe that Dortmund may also want to try their best to eliminate PSG and if they must achieve that they need to rely more on their defensive line. PSG has a nice squad compared to Dortmund but this is a competition that every of the teams in the semi finals are looking up to making it to the finals, I know PSG will depend solely on Kylian Mbappe but he may not be visible in tonight's game if care is not taken.

I don't think that PSG would be lucky in today's match with Borussia Dortmund as they were against Barcelona because regardless of the fact that Barcelona lost to PSG in their second leg but it was obvious that it was as a result of the red card that Barcelona had and again Barcelona didn't play like people that wants to advance to the next stages so it have PSG more advantage unlike Borussia Dortmund that have been up and doing after they qualified for quarter finals till now and where i saw Borussia Dortmund going far was when they won Atletico Madrid by 4:2 in their second leg.
16  Economy / Gambling discussion / Re: Do you care about what people say about you gambling? on: May 07, 2024, 03:37:16 PM
Well OP so far as you're taking responsibility for your actions and inactions, you put food on your table, clothes yourself and your family, provide a home of your own I don't really think it is necessary to listen to people's opinion about how you choose to live your life. In other words, the person is indirectly telling you to gamble responsibly because he has seen some persons that became wayward as a result of playing gamble though some persons see gambling as a game for wayward people but it's really because of people that don't gamble responsibly that made it looked as if gambling is bad if not Inasmuch as you can be able to meet up your daily obligations despite being a gambler I think no body will see you as part of the wayward gamblers. However, anybody's opinion doesn't really matter on how you choose to live your life, but let it be that you live a life that you will not be measured together with people that can't add value to their own lives.

A good opinion you have here, in everything we do our individual decision surpass everything, but it must matter to people that are concerned about you how you go about your life, it is normal for people to give us advise but what's matters is how authentic and helpful such advise is, it is known by many that gambling is addictive and it has the power to change people from their normal self, even though people opinion doesn't count in your life, you should also be concerned about what you do that triggers advise from extra body.
As for me if I am gambling irresponsibly I will definitely care about what people say about my gambling habit, there is a saying that mad people doesn't have shame but their relatives do, apart from gambling if I do something that doesn't portray good about me despite they money I make through such, I will have to rethink about it.

You have good points mate and I commend you for your intelligence, just like you said even though we may not listen to what outsiders say but paying attention to the people that matters in our life is very important because they are literally the people that can have the courage to advice you when you ain't doing things right.

Just like a saying that there's no smoke without a fire, before someone can meet you to tell you about a particular habit they feel it isn't good means that they also care about you even though you may not actually relate with them so sometimes it's good to give a listening ear to people and understand the kind of advice they are trying to give you and to also know if they are trying to help you in a situation they feel it's not good for you or they're trying to mock you while trying to advice you so paying a listening ear to what others think about you sometimes is very important.
17  Economy / Economics / Re: Debt Management. on: May 07, 2024, 03:03:43 PM
Taking loans for business purposes is never a bad idea, especially if you know that your business can generate enough revenue using that loan to make it possible to repay the loan on time or even before it. In your case, this was exactly what happened because you already had your business started, and you were witnessing the demand for certain products that you knew would generate good revenue for the business, so you felt confident taking the loan because you knew it in advance that you are going to repay the amount before time.
Actually taking a loan to execute a profitable business that the proceeds can be gotten in a short period is good but to me if the demand for a particular goods or products is high doesn't necessarily mean you will enter into borrowing just to please your customers and also make some profits because sometimes, customers do demand for a particular product but as soon as you make the product available for them they may not turn up to patronize you again because at that time you didn't have it they must have gone to buy it elsewhere and may even buy it cheaper over there so they will prefer going there from time to time with the belief that you sell things at higher prices to them

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However, it's never a good habit to take personal loans when you don't have a stable source of income and you are not sure whether you will be able to repay the loan on time or not because when you are not earning money at all or not earning constantly, you will only become a defaulter at the end of the day and that isn't a good practice.
If you even have a steady income what's the essence of taking a loan when you can easily be patient till your income arrives then you can purchase whatever you need and if it is something that is more than your earning per week or month then you can save up and get it instead of taken a loan.

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So there are good debts and bad debts, a good debt is the debt that is easily payable and wouldn't create problems and a bad debt is the one that will get the borrower in trouble because they won't be able to pay it easily.

To me there is nothing like good debt and bad debt, all debts are equal inasmuch as you haven't paid a debt you are owing. Even if you take a loan and use it for something important that you know you gonna pay back within a short period, what if where you hope on fails you? And again when paying back a loan it looks as though you are paying a free money to your lender and it also takes you backwards because the income you would have planned to use for other things you will spend it in settling outstanding debts.
18  Economy / Gambling discussion / Re: Germany League - Bundesliga Prediction Thread on: May 06, 2024, 09:10:44 PM
This season is wrapping up and it is the outcome of this season European competitions that will determine if Leverkusen and Real Madrid will play the UEFA super cup next season. It will be an interesting match to watch because I will love to see how these two teams will end the match, if Leverkusen will resist defeat or not.

I think Leverkusen needs to buy more players to the ones that they have when transfer window is opened instead of selling what they have, because they have a great competition ahead of them next season which is UCL, and they need to take that competition more season as they did this season with all their matches. If Xabi sells and did not get a better player for replacement, it might affect the team performance next season.

Bayern Leverkusen and Real Madrid are no doubt the possible teams that is expected to play the UEFA super cup next because literally, the two teams have shown strong determination in the European competitions so far and it wouldn't be a thing of surprise if the both teams win the respective European trophies of UEFA champions league and the Europa league because they have been resilient since the European competitions began.

For sure if Bayern Leverkusen still wants to be in the limelight of major competitions next season they need to sign more quality players and avoid selling some of their important players that is the only way they can still continue in awesome performance next season. I think Leverkusen will make good impact in the champions league next season because they are a very good and formidable team now so they are equal to the task ahead of them.
19  Bitcoin / Bitcoin Discussion / Re: CZ Sentenced, Your Bitcoin in their Custody on: May 04, 2024, 11:47:19 AM
For how long will the government want to control our privacy? It is really getting worst everyday like can't everyone just live their lives without the influence of the government? Four months sentence isn't that a joke? Should have been called four months detention rather than sentence but no matter how long they continue to fight crypto enthusiasts, someday they gonna get tired.

However, four months sentence is just like no sentence at all but I don't think this development should cause any panic among people that trust and performs operations using binance and another thing is to make sure your coin get the best security it can by not storing more of your coins on exchanges or rather not store at all. This is literally one of the many reasons why holdling is the sure way to go because more of the reasons why people keep using exchanges is to convert their Bitcoin to fiat which is not too good as we are looking forward for a crypto friendly atmosphere to make daily transactions instead of fiat. We can only achieve that when we have hold a lot of Bitcoin in our custody. Say no to the use of exchanges to store valuable assets like Bitcoin when you can literally hold them in a non custodial wallets be it cold or hard wallets depending on the size or amount of your holdings.

20  Other / Beginners & Help / Re: Does it mean the poor can't breath anymore? on: May 04, 2024, 09:15:39 AM
OP every high rank members here  felt very inferior at a point when they were a newbie because it looks like you don't even know anything or you can't really make any good contributions to the forum, some only visits a single board that they feel they can take part in discussions there without feeling low of themselves. But the best way that you can stay away from users not saying hateful things to you is to spend more time learning about the forum and reading discussions going on in a particular thread and also read other high ranked members replies then it will guide you on how you can also follow up to avoid making mistakes that will lead to someone saying bad words or how low quality your posts are that is just my humble advice to you and when you are seeking to understand the reason for anything you feel is inappropriate, don't sound aggressive, be calm and make your audience understand the directions you are going so that you will get help and also avoid what will make other users place you in their ignore list.
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