You are right, I’m sorry for this. I’m going to delete it. I don’t want to seem like a fraud…

I prefer to say it's the money from the little bit we have each month.
Because with it I become more able to manage finances because it can be one of the budgets that can be prepared from the results of our income every month. I originally did that by reserving money from the unexpected budget to invest but increasingly I am becoming more and more liberated because I think that unexpected money like that is still quite needed even though in the end when a few months are not used it returns to savings and investment but it becomes erratic in the financial records that I have so in this case I try to change some strategies here.
I set aside about 10 to 15 percent of my total income every month just for the investment budget, the rest I divide for my savings, unexpected needs and daily needs so that with that I become a little more open and transparent about the amount of investment that I put in every month and of course this is quite important at least for me.

I'm going to argue that they do have the knowledge and experience — until they get too greedy and try to maximize revenues of the company. Greed is that one thing that can royally fuck someone up regardless of knowledge/experience, and no one is 100% safe from it. Hence, bitcoin > banks.

Pi mining network is listed on different trading platforms that is trusted coins coming out soon, China are willing to buy it when is launches into the market but I had trust issues with most of airdrops and free mining networks, some after a while it will just vanished or remain irrelevant. Do you think is real or is going to be launched soon?

Next year will be my first bull run and have just been thinking about what will be best to do when it finally arrives next year.

Do you plan on just holding till an amount you are happy with or is it a good idea to try and trade altcoins whilst they are pumping to earn even more?

So in order words you are saying that one should actually save money for the unexpected events that might occur in our life's so as to free us from tempering with our bitcoin investment or any other investment? Well I think thats not a bad idea but I don't think anyone actually save for the unexpected or Atleast my savings is actually for such purpose because money spent to tackle my problem is actually welcome for me as a money well spent because the problems are bound to come but it will be worse if there is actually no funds to handle it or lead to you borrowing from others.

In this day and age if you are silent then it means you are going to die. That's as simple as it gets, the only coin that has no improvements and still can stay strong is bitcoin, and even that had a segwit change a few years back, so it should not be a big deal if you ask me to continue having something else.

I believe that it should not be a huge problem when we are talking about coins that improve, but XLM is not improving and that's not going to change anytime soon neither, they will stay like that and the ones that improve will get ahead of it constantly. This is why it would not make sense to invest into something like that, I would highly suggest avoiding it if you can and that would give you a better result overall, without a doubt.

Financial education has always been a game changer in the financial state of a man, it is the best education a father can give to his children because once you are financially educated, it's near impossible not to be financially stable.

Have you wonder why most lottery winners have gone back to square one after winning or most rich kids losing their inheritance due to poor/bad management of funds, it's because they lack financial education.

On the other hand 1million dollars is truly a life changing amount of money but if you are not financially educated, you will lose it all on  the long run,
I don't know if anyone sees it the same way I do?

In this case, are they really smart or wise? If they do not completely trust each other, they still go to marriage and, as a result, have to go to court and doubt each other until the end. If you think they're smart, your marriage will be just like them. My wife and I always share everything with each other, if one of us intends to hide from each other, we will never be able to love each other until now.

Some say airdrops retroactive arent profitable. Maybe for some its a waste of time but for others thats plenty of money already and could been helpful to their financial status in life. Im giving of my airdrops receive so far and hoping to gain with other protocols too.  Can you share yours?

*Arbitrum 1500 tokens (free)
*Sui Network 1500 tokens ($45 for joining allowlist at $0.03 per tokens)

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I'll update the thread for the next drops that I would receive from doing testnet and retroactive tasks.