Consider the list...
""Do you know their full name?
Do you know where they are located?
Have they demonstrated trustworthiness in the past?
Are they asking you to trust them? (red flag)
Do they have insurance?""
is this not a list of symptoms of an anonymous culture (akin to being a the airport in the RW?)
I think herein lies the inherent problem of all new things. The community expects a full blown 100% secure market place, something that they are used from their day to day dealings with banks and merchants. People are asking for verified merchants, with addresses, names, ISO certification, 24 hours support in multiple languages, network of trust, etc. just to name a few.
Lets look around us, which of all the tons of Exchanges and other online web sites dealing with Bitcoin and the various Alt-currencies is actually making any money at all? There are no big players throwing money at the Coin Marketplace, most of them are small start-ups by one guy or a small group of people who are doing this part-time, in the evenings after they come home from their jobs (or school kids and students who have too much time anyways). I cant think of someone who quit their job and then started up a Coin related web service. So while still pursuing their day to day jobs, do you believe they want their names posted all over the internet for their employer to see that they are having a second job, implying that this will impact their work and performance?
Ofcourse we'll meet the one or other scam, but it is up to each and everyone of us to limit our risks, dont park all your coins with an Exchange or other Online services, dont transfer tons of money to them either. I doubt that even the current market leaders will be able to recover in case they get hacked and their wallets completely emptied, they are not a bank, they dont get bailed out.
As for the wallet: stop browing porn, and you'll probably reduce your risks close to 0.