My advise truly, invest at your own risk via BTCjam, personally, I will never invest there again, moved away from this site and I think LoanBase.com is the best lending model for bitcoin.

I used Coinbase but recently my purchase orders get canceled. None the less, with Coinbase you need to have a Credit Card (real CC) attached and not a debit bank card, in order for those purchases to be instant. And even then, you have limits to work around.

My question was simply directed at a recent program with Circle.com registered members, the coins were ACH 1-5 days but you had a sum-dollar amount, e.g $100 - $500, whereas, these appeared Instantly available for spending. So they would advance you money based on you purchase order and mine limit was $200.00. Now this option disappeared and I've like know if anyone has notice this too?

I know you can purchase coins on Circle via Debit Card for a small fee.

Do they still offer instant purchase via Bank, they had this program where you would buy an amount and $200 appeared instantly in your account. You still had to wait for the rest of your deposit to clear.

I buy coins all the time via Circle, but I no longer see this option appear on my account, not sure because I have credit card.

Anybody?

How old [# of years]

Also, What's the Comment Karma count?

Thank you, it might be only worth $15.

The Debtor's name, last known address, and other information is:
John Kim
1748 Ohlen Rd.
#92
Austin, Texas 78757
United States
j2k@outlook.com http://www.facebook.com/538680573
Phone: +15129097301
Driver's License 01238269
The Debtor was required to make monthly loan payments to the Creditor but has failed to make a payment for the past 91 days. The Debtor is in default.

Sent Request for escrow via PM.

Thank you.

Is this available for the U.S., or is it just VBA for poland?


Thanks!

Looking for VBA Account with micro deposit option. Not Instant Verification!

VBA with the option of micro deposits.

Please send me your offers, thank!!

Not sure this is working out, folks tend to see it as "high risk" and "Scam", right out of the boat.

There is much less risk if I have some verification, people say.. Well how about your credentials can we see it?
(a) Who's going to vet my credentials on here.
(b) Do you have the instruments to conduct ID verifications?

Its incredibly frustrating that we cannot see the progress with Bitcoins lending, even with some transparency.  I will try and get something with encryption and possibly, another page with X#provider, so this way verification is done on your own log, instead of submitting a scan of your license or other verification documents.

I will start from the bottom again, because this is pointless.

Nope, I thought he said, send the docs., to a trusted member and let them handle the data and I provide the loans..

..probably where you live, not where I'm from, the lenders who are more confident in their collateral, get ripoff, not sure what part of the information I am requesting makes you believe that I could steal it and use it?

not closing the thread, this offer is not meant for scammers, I do my due diligence it doesn't matter if I lend you 50 bucks!

If I'm willing to send documents to a trusted member (like an 'escrow') for review? NOPE. Unless you can do all the following..

what steps does he/she takes for due diligence.. any verification solutions or providers to conduct accurate results?

I provide internal financial and background examinations, because so far, I can verify if the customer has a business, identity and address verifications for up to ten (10) years,  pull any commercial and consumer credit history and score from any credit bureau (not hard pulls but commercial reports ex., Transunion, D&B, experian ect..) at cents to the dollar.

I have internal hosted 3rd party solutions, that let's me search relevant publicly available information online as permitted by law.

SO, Again, I don't think someone here can actively help me verify this material, when I can use third party providers and my best judgement to exercise caution when appropriate.

Collateral here, is not even something reliable, unless is tangible goods.

 

I hope you're serious and not just trolling around,

Is a KYC process to verify customers, for ex., I am required to verify businesses resale tax contributions, and validate business owners in order to commit/ payment processor because is mandatory for all US banks..

Same process here, except when you think about it Requirement A and C, would be a better combination, because just about anyone can falsify documents now a days.

Instead of bashing me here, you should share and contribute to the thread, I have to be careful who I lend, just about when I crossed out the ID requirement, my inbox started getting scam requests. See my point?

So in fact, to answer your question, the ID and Business Verification Docs., are a much better chance in recouping my monies or, convince debtors to pay the debt, or is the sum is worth it attempt to locate the debtor. Again, these are just bitcoins, even collecting unpaid debt is impossible at times,  and it is why I ask for eBay or Amazon seller feedback links, and don't get me wrong it is not easy filtering the goods apples from the bad.

Also, is not like I would start everyone with high sums, impossible, I am transparent not blind, to be efficient without transparency there is no trust and to gain trust you need to verify who you do business with.

If this doesn't work out of course I will discontinue lending here.

Identity theft? You are required more than that to actually steal someone's identity.

All of these combined; SSN, DOB, ID, ADDRESS<

I could actually give you my ID if you need it, right now there is no way to steal your identity or business, by asking you for this information.


I provide dropshipping and this is information is something required, I would ask my customers, so you would say people steal identities everyday because you're asked for your ID, FEIN (not your social) and a copy of your business license?

Sounds like shit, companies can obtain your EIN, by just giving the name of the company. I can verify and obtain a copy of your business records (validate at least), with the state you incorporate or the county in which you founded your business.
However, obtaining a certificate of good standing cost at least $19.00 or more.

The problem seems, you give someone 1BTC worth and w/o the collateral, how do you know they won't run off with the money, at least if you have an Amazon or eBay business, or an established business you could at least write a bad review against the business or collect depending on the amount.

 

Ok, Here it goes. Well, I would like to start lending - Yes I know, the no collateral rule - this thread is for business/individuals with businesses.

People are saying, how with this info anyone can steal your identity - So just provide requirement A and your name. If, you provide your FEIN, even better as it cost me to validate this info. NO ID necessary.

If you need a loan $50 - 1BTC, Business owners or folks with online businesses, freelancers or home businesses. See REQUIREMENTS combination of one or more copies:

Requirement A:

Any, of the following copy of your certificate.
    Domestic Profit Corporations - Good Standing, Legal Existence, Dissolution
    Foreign Corporations - Good Standing, Registration, Revocation, Withdrawal
    Non Profit Corporations - Good Standing, Legal Existence, Dissolution
    Domestic Limited Partnership - Legal Existence
    Foreign Limited Partnership - Registration
    Voluntary Associations & Trusts - Legal Existence, Fees Paid
    Domestic LLC - Legal Existence
    Foreign LLC - Registration
    Domestic LLP - Legal Existence
    Foreign LLP - Registration

Sole Proprietorship,
    Copy of Current Business or Occupational License

-OR-

    Copy of Current Tax Registration Certificate, Permit or Declaration for any State or Local Tax.

-OR-

    Copy of Fictitious or Assumed Name Certificate.

Requirement B:
FEIN (EIN - employer identification number)  - - I will verify you are a business or Authorized officer of a business. optional

Requirement C:
Copy of your Drivers' License. Your name is just fine.

Why all this information? No, I am not asking for the real cert., just copies, and is fair enough if you want me to trust my coins. No collateral, but I need this information in case you default.

- Why folks may want this loan? Some people just need coins, some folks simply sell on Amazon or eBay and have register businesses, or even business certificates, this is not collateral. Instead, based on your company I may calculate the risk.

I am entitled to denied any loan request for whatever reason, no explanation.

How to REQ for a loan:

Message title must start with.. '[LOAN REQ] Need Loan..'
Loan Amount:
Business type:
eBay/Amazon Feedback Links (if any):

Next sit tie, let me respond, I will send you the email where to send the documents, and then after I received the copies and verify your business, I would issue the loan.



  

Well, I wouldn't like to directly tell you this, but a 1 year old account is only worth $10, looking at it now, if the content started out naturally and you don't seem to be spamming, it could be valued $15. But no one would pay this amount, you could understand it's really low on Karma. I would recommend you let it sit or actively contribute to reddit it bit more.

Thanks, I'm still looking guys.

I wouldn't be interested on recently opened accounts for important reasons, but mostly because they haven't actually contribute anything thus they're worth ~$1, and sometimes nothing.

Again, these are just reddit accounts, and if you are mods/creators or have very good quality post count, and your karma link is very unique and your account is aged the possibility of getting a better price is good but again is just a reddit account don't expect to earn thousands for one account. Your reddit account would only cost what people are willing to pay for in today's market.

Still looking for account btw. 

So, I'm looking for a reddit account with good amount of link karma and comment karma combined.

Post your offers, send your prices! if you do not know the value of your reddit account, I can be more than happy to tell you what is worth, no strings attached.

Common things I would ask; age, link/comment count, and most importantly that is not black listed by some other subreddit, no porn related links allowed and I would ask that your account be active.

Thank you all for your time. 

What's your asking price?

still looking for an account.